NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Kosciuszko National Park

UNKNOWN

High
72

Kosciuszko National Park faces significant climate risks, particularly from bushfires and flooding.

Ku-Ring-Gai Chase

UNKNOWN

High
72

Ku-Ring-Gai Chase faces significant climate risks, particularly from bushfires and flooding.

Kulwin

UNKNOWN

High
72

Kulwin faces significant climate risks, particularly from bushfires and heatwaves.

Kurrajong

Hawkesbury

High
72

Kurrajong faces significant climate risks, particularly from flooding and bushfires.

Kremnos

UNKNOWN

Medium
58

Kremnos faces moderate risks from flooding, bushfires, and heatwaves.

Kyogle

Kyogle

Medium
58

Kyogle faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Lagoon Grass

UNKNOWN

Medium
58

Lagoon Grass faces moderate climate risks, primarily from flooding and heatwaves.

Laguna

UNKNOWN

Medium
58

Laguna faces moderate risks from flooding, bushfires, and heatwaves.

Kosciuszko

Snowy Monaro Regional

Medium
55

Kosciuszko faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Krawarree

Medium
55

Krawarree faces moderate climate risks, primarily from flooding and bushfires.

Kulnura

UNKNOWN

Medium
55

Kulnura faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Kundibakh

UNKNOWN

Medium
55

Kundibakh faces increasing risks from flooding and bushfires due to climate change.

Kunghur

UNKNOWN

Medium
55

Kunghur faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Kurnell

Sutherland Shire

Medium
55

Kurnell faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.

Kurrajong Heights

Hawkesbury

Medium
55

Kurrajong Heights faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Kybeyan

UNKNOWN

Medium
55

Kybeyan faces moderate climate risks, primarily from flooding and bushfires.

Kyeemagh

Bayside

Medium
55

Kyeemagh faces moderate climate risks, primarily related to flooding and coastal inundation.

La Perouse

Randwick

Medium
55

La Perouse faces moderate climate risks, primarily from heat, flooding, and coastal hazards.

Lacmalac

UNKNOWN

Medium
55

Lacmalac faces moderate climate risks, primarily from flooding and bushfires.

Lade Vale

UNKNOWN

Medium
55

Lade Vale faces increasing risks from bushfires and heatwaves due to climate change.

Lake Albert

UNKNOWN

Medium
55

Lake Albert faces moderate climate risks, primarily from flooding and heatwaves.

Lake Bathurst

UNKNOWN

Medium
55

Lake Bathurst faces increasing risks from flooding and heatwaves due to climate change.

Kotara

City of Newcastle

Medium
52

Kotara faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Kotara South

Newcastle

Medium
52

Kotara South faces moderate climate risks, primarily from flooding and heatwaves.

Krambach

Mid-Coast

Medium
52

Krambach faces moderate climate risks, primarily from flooding and heatwaves.

Kunama

Snowy Valleys

Medium
52

Kunama, NSW, faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Kundabung

Kempsey

Medium
52

Kundabung faces moderate climate risks, primarily from flooding and heatwaves.

Kundle Kundle

UNKNOWN

Medium
52

Kundle Kundle faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Kungala

UNKNOWN

Medium
52

Kungala faces moderate climate risks, primarily from flooding and heatwaves.

Kunghur Creek

UNKNOWN

Medium
52

Kunghur Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Kurmond

Hawkesbury

Medium
52

Kurmond is a suburb in the Hawkesbury region of New South Wales, facing moderate risks from flooding and bushfires, which are expected to increase with climate change.

Kurraba Point

North Sydney

Medium
52

Kurraba Point faces moderate climate risks, primarily related to flooding and coastal hazards.

Kurrajong Hills

Hawkesbury

Medium
52

Kurrajong Hills faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Kurri Kurri

Cessnock

Medium
52

Kurri Kurri faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Kyalite

Balranald

Medium
52

Kyalite faces moderate climate risks, primarily from flooding and heatwaves.

Kyarran

UNKNOWN

Medium
52

Kyarran faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Kyeamba

Snowy Valleys Council

Medium
52

Kyeamba faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Kyle Bay

Georges River

Medium
52

Kyle Bay faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.

Kynnumboon

UNKNOWN

Medium
52

Kynnumboon faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ladysmith

City of Wagga Wagga

Medium
52

Ladysmith, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Laffing Waters

UNKNOWN

Medium
52

Laffing Waters faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Laggan

Upper Lachlan Shire Council

Medium
52

Laggan faces moderate climate risks, primarily from bushfires and flooding.

Krambach

Moderate

Assessment in progress

Kremnos

Moderate

Assessment in progress

Kulnura

Moderate

Assessment in progress

Kulwin

Moderate

Assessment in progress

Kundibakh

Moderate

Assessment in progress

Kundle Kundle

Moderate

Assessment in progress

Kungala

Moderate

Assessment in progress

Kurmond

Moderate

Assessment in progress

Kurrajong

Moderate

Assessment in progress

Kurrajong Heights

Moderate

Assessment in progress

Kurrajong Hills

Moderate

Assessment in progress

Kurri Kurri

Moderate

Assessment in progress

Kyalite

Moderate

Assessment in progress

Kyarran

Moderate

Assessment in progress

Kybeyan

Moderate

Assessment in progress

Laffing Waters

Moderate

Assessment in progress

Laguna

Moderate

Assessment in progress

Lake Bathurst

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections