Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Kosciuszko National Park
UNKNOWN
Kosciuszko National Park faces significant climate risks, particularly from bushfires and flooding.
Ku-Ring-Gai Chase
UNKNOWN
Ku-Ring-Gai Chase faces significant climate risks, particularly from bushfires and flooding.
Kulwin
UNKNOWN
Kulwin faces significant climate risks, particularly from bushfires and heatwaves.
Kurrajong
Hawkesbury
Kurrajong faces significant climate risks, particularly from flooding and bushfires.
Kremnos
UNKNOWN
Kremnos faces moderate risks from flooding, bushfires, and heatwaves.
Kyogle
Kyogle
Kyogle faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Lagoon Grass
UNKNOWN
Lagoon Grass faces moderate climate risks, primarily from flooding and heatwaves.
Laguna
UNKNOWN
Laguna faces moderate risks from flooding, bushfires, and heatwaves.
Kosciuszko
Snowy Monaro Regional
Kosciuszko faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Krawarree
Krawarree faces moderate climate risks, primarily from flooding and bushfires.
Kulnura
UNKNOWN
Kulnura faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.
Kundibakh
UNKNOWN
Kundibakh faces increasing risks from flooding and bushfires due to climate change.
Kunghur
UNKNOWN
Kunghur faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Kurnell
Sutherland Shire
Kurnell faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.
Kurrajong Heights
Hawkesbury
Kurrajong Heights faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Kybeyan
UNKNOWN
Kybeyan faces moderate climate risks, primarily from flooding and bushfires.
Kyeemagh
Bayside
Kyeemagh faces moderate climate risks, primarily related to flooding and coastal inundation.
La Perouse
Randwick
La Perouse faces moderate climate risks, primarily from heat, flooding, and coastal hazards.
Lacmalac
UNKNOWN
Lacmalac faces moderate climate risks, primarily from flooding and bushfires.
Lade Vale
UNKNOWN
Lade Vale faces increasing risks from bushfires and heatwaves due to climate change.
Lake Albert
UNKNOWN
Lake Albert faces moderate climate risks, primarily from flooding and heatwaves.
Lake Bathurst
UNKNOWN
Lake Bathurst faces increasing risks from flooding and heatwaves due to climate change.
Kotara
City of Newcastle
Kotara faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Kotara South
Newcastle
Kotara South faces moderate climate risks, primarily from flooding and heatwaves.
Krambach
Mid-Coast
Krambach faces moderate climate risks, primarily from flooding and heatwaves.
Kunama
Snowy Valleys
Kunama, NSW, faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Kundabung
Kempsey
Kundabung faces moderate climate risks, primarily from flooding and heatwaves.
Kundle Kundle
UNKNOWN
Kundle Kundle faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Kungala
UNKNOWN
Kungala faces moderate climate risks, primarily from flooding and heatwaves.
Kunghur Creek
UNKNOWN
Kunghur Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Kurmond
Hawkesbury
Kurmond is a suburb in the Hawkesbury region of New South Wales, facing moderate risks from flooding and bushfires, which are expected to increase with climate change.
Kurraba Point
North Sydney
Kurraba Point faces moderate climate risks, primarily related to flooding and coastal hazards.
Kurrajong Hills
Hawkesbury
Kurrajong Hills faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Kurri Kurri
Cessnock
Kurri Kurri faces moderate risks from flooding and heatwaves, with increasing bushfire risk.
Kyalite
Balranald
Kyalite faces moderate climate risks, primarily from flooding and heatwaves.
Kyarran
UNKNOWN
Kyarran faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.
Kyeamba
Snowy Valleys Council
Kyeamba faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Kyle Bay
Georges River
Kyle Bay faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.
Kynnumboon
UNKNOWN
Kynnumboon faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Ladysmith
City of Wagga Wagga
Ladysmith, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Laffing Waters
UNKNOWN
Laffing Waters faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Laggan
Upper Lachlan Shire Council
Laggan faces moderate climate risks, primarily from bushfires and flooding.
Krambach
Assessment in progress
Kremnos
Assessment in progress
Kulnura
Assessment in progress
Kulwin
Assessment in progress
Kundibakh
Assessment in progress
Kundle Kundle
Assessment in progress
Kungala
Assessment in progress
Kurmond
Assessment in progress
Kurrajong
Assessment in progress
Kurrajong Heights
Assessment in progress
Kurrajong Hills
Assessment in progress
Kurri Kurri
Assessment in progress
Kyalite
Assessment in progress
Kyarran
Assessment in progress
Kybeyan
Assessment in progress
Laffing Waters
Assessment in progress
Laguna
Assessment in progress
Lake Bathurst
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections