Climate Risk in Kurmond, NSW

Kurmond, New South Wales· Hawkesbury· 2757
Updated Apr 2026

Kurmond is a suburb in the Hawkesbury region of New South Wales, facing moderate risks from flooding and bushfires, which are expected to increase with climate change. Residents should prepare for more frequent extreme weather events and take steps to mitigate their impact.

Is Kurmond Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kurmond, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Kurmond

Flood

Kurmond faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways

Bushfire

Kurmond has a moderate risk of bushfire due to surrounding bushland. Hotter, drier conditions are expected to increase bushfire frequency and intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Kurmond experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Key drivers:

  • ·Increased average temperatures
  • ·More frequent heatwaves

Coastal

Kurmond is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Kurmond

Detailed Hazard Analysis

heat Risk

Kurmond experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Increased average temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Kurmond faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Urban development
Data source

coastal Risk

Kurmond is not directly exposed to coastal risks.

Data source

bushfire Risk

Kurmond has a moderate risk of bushfire due to surrounding bushland. Hotter, drier conditions are expected to increase bushfire frequency and intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to increased flood and bushfire risk.

Price Impact

Property values may be affected by increased climate risks.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Prepare a Flood Emergency Plan

Immediate

Develop a detailed plan for responding to flood events, including evacuation routes, emergency contacts, and essential supplies.

Est. cost: Low

Learn more

Reduce Bushfire Risk Around Your Home

Immediate

Clear vegetation, maintain gutters, and install fire-resistant materials to reduce the risk of bushfire damage.

Est. cost: Medium

Learn more

Install a Rainwater Tank

Near-term

Collect rainwater for non-potable uses to reduce reliance on mains water and conserve water during droughts.

Est. cost: Medium

Learn more

Improve Home Energy Efficiency

Near-term

Install insulation, upgrade to energy-efficient appliances, and use renewable energy sources to reduce your carbon footprint and save money.

Est. cost: Medium

Learn more

About Kurmond's Climate Risk Profile

Kurmond, located in the Hawkesbury region of NSW, is characterized by its semi-rural setting and proximity to natural bushland. This makes it vulnerable to climate-related hazards, particularly flooding and bushfires.

The risk of flooding is driven by the suburb's location near waterways and the potential for increased rainfall intensity due to climate change. Bushfire risk is elevated due to the surrounding bushland, with hotter and drier conditions increasing the likelihood of fires.

Heatwaves are also a concern, with average temperatures expected to rise. While Kurmond is not directly exposed to coastal hazards, the broader impacts of climate change will still be felt.

Residents and property owners should take proactive measures to adapt to these changing conditions, including preparing for extreme weather events, maintaining their properties to reduce fire risk, and staying informed about local emergency plans.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Kurmond?

The main climate change risks in Kurmond are increased flooding, bushfire risk, and heatwaves.

How can I prepare my home for a flood?

You can prepare your home for a flood by developing a flood emergency plan, elevating appliances, and storing valuables in a safe place.

What should I do during a bushfire?

During a bushfire, follow your bushfire survival plan, stay informed about the fire's progress, and evacuate if necessary.

How can I reduce my carbon footprint in Kurmond?

You can reduce your carbon footprint by using public transport, conserving energy, and supporting sustainable businesses.

Where can I find more information about climate change in the Hawkesbury region?

You can find more information about climate change in the Hawkesbury region on the Hawkesbury City Council website and the NSW Government's climate change website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Kurmond, use our analysis tool.

Check Your flood Risk Now

Check Kurmond's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections