Climate Risk Profile: Lake Conjola, NSW

Lake Conjola, New South Wales· Shoalhaven· 2539
Updated May 2026

Lake Conjola is a coastal town in NSW that faces significant climate risks, particularly from flooding, bushfires, heatwaves and coastal hazards. Sea level rise and increased rainfall intensity are major concerns for the area. Residents should prepare for more frequent and intense extreme weather events.

Is Lake Conjola Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lake Conjola, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Lake Conjola

Flood

Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.

Key drivers:

  • ·Sea level rise
  • ·Increased rainfall intensity

Bushfire

Lake Conjola faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Lake Conjola is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Lake Conjola is vulnerable to coastal erosion and inundation due to sea level rise. This can damage property and infrastructure, and displace residents.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

Data being compiled

In-Depth Climate Risk Guides for Lake Conjola

Detailed Hazard Analysis

heat Risk

Lake Conjola is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased rainfall intensity
  • ·Storm surges
Data source

coastal Risk

Lake Conjola is vulnerable to coastal erosion and inundation due to sea level rise. This can damage property and infrastructure, and displace residents.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

Lake Conjola faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's elevation and proximity to waterways and bushland.
  • 3.Obtain a building inspection report to identify any existing damage from past events.
  • 4.Inquire about the availability and cost of insurance.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve flood defenses

Near-term

Construct seawalls and levees to protect low-lying areas from flooding.

Est. cost: High

Learn more

Implement bushfire management strategies

Immediate

Reduce fuel loads in surrounding bushland and improve building codes for fire resistance.

Est. cost: Medium

Learn more

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Relocate vulnerable infrastructure

Long-term

Move critical infrastructure away from areas at high risk of coastal erosion and inundation.

Est. cost: Very High

Learn more

Community awareness programs

Immediate

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Lake Conjola's Climate Risk Profile

Lake Conjola is a picturesque coastal town located in the Shoalhaven region of New South Wales. The town is situated on the shores of Lake Conjola, a large coastal lake that is connected to the ocean. The area is popular for fishing, boating, and swimming. However, Lake Conjola is also vulnerable to a range of climate change impacts, including flooding, bushfires, heatwaves, and coastal erosion.

Flooding is a major concern for Lake Conjola due to its low-lying coastal location. Intense rainfall events can cause the lake to overflow, inundating surrounding areas. Sea level rise is also expected to exacerbate the risk of flooding in the future. The NSW SES is the lead agency for flood response.

Bushfires are another significant threat to Lake Conjola. The town is surrounded by bushland, which can provide fuel for fires. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb. The NSW RFS is responsible for bushfire management.

Heatwaves are becoming more frequent and intense in Lake Conjola. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water and spending time in air-conditioned environments.

Coastal erosion is also a concern for Lake Conjola. Sea level rise is expected to increase the rate of coastal erosion, which can damage property and infrastructure. The NSW Department of Planning and Environment is responsible for coastal management.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Lake Conjola?

Lake Conjola faces significant risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change. Sea level rise and increased rainfall intensity are major concerns.

How will sea level rise affect Lake Conjola?

Sea level rise is expected to increase the risk of coastal erosion and inundation in Lake Conjola, potentially damaging property and infrastructure.

What can I do to prepare for bushfires in Lake Conjola?

You can prepare for bushfires by clearing vegetation around your home, having a bushfire survival plan, and staying informed about fire danger ratings.

Where can I find information about flood risks in Lake Conjola?

You can find information about flood risks on the Shoalhaven City Council website and the NSW State Emergency Service website.

How can I stay safe during a heatwave in Lake Conjola?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity.

Is my property in Lake Conjola at risk from climate change?

Properties close to the lake and in low-lying areas are at higher risk from flooding and coastal erosion. Properties near bushland are at higher risk from bushfires.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Lake Conjola, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections