Climate Risk in Lake Illawarra, NSW

Lake Illawarra, New South Wales
Updated May 2026

Lake Illawarra faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards. These risks are expected to increase in the future due to climate change. Residents should take steps to prepare for these risks and adapt to the changing climate.

Is Lake Illawarra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lake Illawarra, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Lake Illawarra

Flood

Lake Illawarra is at significant risk of flooding due to its low-lying topography and proximity to Lake Illawarra and surrounding waterways. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Lake Illawarra faces a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to residential areas.

Key drivers:

  • ·Proximity to bushland
  • ·Hot, dry conditions

Heat

Lake Illawarra is likely to experience more frequent and intense heatwaves in the future. This can pose a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Lake Illawarra is vulnerable to coastal erosion and inundation due to rising sea levels and storm surges. This can damage property and infrastructure, and displace residents.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

Data being compiled

In-Depth Climate Risk Guides for Lake Illawarra

Detailed Hazard Analysis

heat Risk

Lake Illawarra is likely to experience more frequent and intense heatwaves in the future. This can pose a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
  • ·Reduced vegetation cover
Data source

flood Risk

Lake Illawarra is at significant risk of flooding due to its low-lying topography and proximity to Lake Illawarra and surrounding waterways. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Low-lying topography
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Lake Illawarra is vulnerable to coastal erosion and inundation due to rising sea levels and storm surges. This can damage property and infrastructure, and displace residents.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Coastal erosion
  • ·Land subsidence
Data source

bushfire Risk

Lake Illawarra faces a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to residential areas.

Primary Drivers

  • ·Proximity to bushland
  • ·Hot, dry conditions
  • ·Strong winds
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and coastal hazards.

Price Impact

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and building standards.
  • 3.Consider the potential impacts of sea level rise.
  • 4.Inquire about council plans for climate adaptation.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to better manage stormwater runoff and reduce the risk of flooding.

Est. cost: High

Learn more

Strengthen coastal defenses

Long-term

Construct seawalls and other coastal defenses to protect against erosion and inundation.

Est. cost: Very High

Learn more

Implement heatwave early warning system

Immediate

Develop a system to alert residents to impending heatwaves and provide advice on how to stay safe.

Est. cost: Low

Learn more

Raise community awareness

Near-term

Educate residents about climate change risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

Bushfire mitigation

Near-term

Undertake regular bushfire risk reduction activities such as controlled burns and vegetation management.

Est. cost: Medium

Learn more

About Lake Illawarra's Climate Risk Profile

Lake Illawarra is a suburb located in the Illawarra region of New South Wales, Australia. It is situated on the shores of Lake Illawarra, a large coastal lagoon. The suburb is home to a diverse community and offers a range of amenities and services.

However, Lake Illawarra is also vulnerable to a number of climate-related risks. The suburb is low-lying and prone to flooding, particularly during periods of heavy rainfall. It is also located near bushland, which increases the risk of bushfires. In addition, Lake Illawarra is likely to experience more frequent and intense heatwaves in the future due to climate change.

Rising sea levels and storm surges also pose a threat to Lake Illawarra's coastal areas. These hazards can cause erosion, inundation, and damage to property and infrastructure. The impacts of climate change are expected to worsen in the coming decades, making it increasingly important for residents to take steps to prepare for these risks.

Adapting to climate change will require a coordinated effort from individuals, businesses, and government. This includes investing in infrastructure improvements, implementing land-use planning policies that reduce risk, and raising community awareness about climate change and its impacts. By working together, we can build a more resilient and sustainable future for Lake Illawarra.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks facing Lake Illawarra?

Lake Illawarra is primarily at risk from flooding, heatwaves, bushfires, and coastal erosion due to climate change.

How will rising sea levels affect Lake Illawarra?

Rising sea levels will increase the risk of coastal inundation and erosion, potentially damaging property and infrastructure along the lake foreshore.

What is the council doing to address climate change in Lake Illawarra?

Wollongong City Council is implementing a range of measures to address climate change, including upgrading drainage infrastructure, developing a heatwave early warning system, and raising community awareness.

How can I prepare my home for flooding in Lake Illawarra?

You can prepare your home for flooding by raising electrical outlets, installing flood barriers, and developing a flood emergency plan.

What should I do during a heatwave in Lake Illawarra?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity.

Where can I find information about bushfire risks in Lake Illawarra?

Information about bushfire risks in Lake Illawarra can be found on the NSW Rural Fire Service website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Lake Illawarra, use our analysis tool.

Check Your flood Risk Now

Check Lake Illawarra's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections