Climate Risk Assessment: Lisarow, NSW

Lisarow, New South Wales· Central Coast· 2250
Updated May 2026

Lisarow faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Coastal risks are relatively low due to its inland location.

Is Lisarow Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lisarow, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Lisarow

Flood

Lisarow faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. The risk is expected to increase with climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The area around Lisarow has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.

Key drivers:

  • ·Drier conditions
  • ·Increased frequency of heatwaves

Heat

Lisarow is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations. The urban heat island effect may amplify these impacts.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Lisarow is not directly on the coast, so the coastal risk is low. However, sea level rise could affect low-lying areas further downstream.

Key drivers:

  • ·Sea level rise
  • ·Storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

Data being compiled

In-Depth Climate Risk Guides for Lisarow

Detailed Hazard Analysis

heat Risk

Lisarow is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations. The urban heat island effect may amplify these impacts.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urbanisation
Data source

flood Risk

Lisarow faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. The risk is expected to increase with climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Sea level rise affecting drainage
Data source

coastal Risk

Lisarow is not directly on the coast, so the coastal risk is low. However, sea level rise could affect low-lying areas further downstream.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
Data source

bushfire Risk

The area around Lisarow has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.

Primary Drivers

  • ·Drier conditions
  • ·Increased frequency of heatwaves
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the potential impact of heatwaves on property value.
  • 4.Review insurance coverage and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to reduce the impact of flooding.

Est. cost: Medium

Learn more

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Learn more

Bushfire Preparedness

Near-term

Promote bushfire preparedness through community education programs and support for property owners to implement fire safety measures.

Est. cost: Low

Learn more

Enhance Emergency Response

Long-term

Strengthen emergency response capabilities to effectively manage climate-related disasters, including improved communication and coordination.

Est. cost: Medium

Learn more

About Lisarow's Climate Risk Profile

Lisarow, located on the Central Coast of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary concerns are related to flooding, heatwaves, and bushfire risk. Changes in rainfall patterns and rising temperatures are expected to exacerbate these risks in the coming decades.

Flooding is a significant concern for Lisarow, with potential for increased frequency and intensity of heavy rainfall events. This can lead to overflowing creeks and localized flooding, impacting properties and infrastructure. Climate change projections indicate a higher likelihood of extreme rainfall events, further elevating the flood risk.

Heatwaves are also a growing threat, particularly for vulnerable populations such as the elderly and those with pre-existing health conditions. Rising average temperatures and more frequent heatwaves can lead to heat stress and other health problems. The urban environment in Lisarow may amplify the effects of heatwaves due to the urban heat island effect.

Bushfire risk is another factor to consider, with surrounding bushland posing a potential threat during hot, dry conditions. Climate change is expected to increase the frequency and severity of bushfires, making it essential to take appropriate precautions. While Lisarow is not directly on the coast, sea level rise could indirectly affect the area through impacts on downstream waterways and drainage systems.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Lisarow?

The main risks are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Lisarow?

Properties in flood-prone areas may experience a decrease in value. Increased insurance premiums are also possible.

What is the council doing to address climate change?

The Central Coast Council is developing and implementing climate change strategies to mitigate risks and adapt to the changing climate.

How can I prepare my home for a bushfire?

Clear vegetation around your home, maintain firebreaks, and have a bushfire survival plan.

Where can I find information about flood risks in Lisarow?

You can find flood maps and historical flood data on the Central Coast Council website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Lisarow, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections