Climate Risk Profile: Marshall Mount, NSW

Marshall Mount, New South Wales· Shellharbour· 2526
Updated May 2026

Marshall Mount is a suburb in the Shellharbour region of New South Wales. It faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards, which are expected to increase with climate change. Residents should take steps to prepare for these risks.

Is Marshall Mount Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Marshall Mount, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Marshall Mount

Flood

Marshall Mount faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The area around Marshall Mount has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Marshall Mount is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Marshall Mount faces a moderate risk from coastal hazards due to sea level rise and storm surges. This could lead to erosion and inundation of low-lying areas.

Key drivers:

  • ·Sea level rise
  • ·Storm surge

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Marshall Mount

Detailed Hazard Analysis

heat Risk

Marshall Mount is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Marshall Mount faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Marshall Mount faces a moderate risk from coastal hazards due to sea level rise and storm surges. This could lead to erosion and inundation of low-lying areas.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
  • ·Erosion
Data source

bushfire Risk

The area around Marshall Mount has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and potential premium increases.
  • 4.Consider long-term climate risks when making property decisions.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to reduce flood risk.

Est. cost: Medium

Learn more

Bushfire hazard reduction

Near-term

Implement bushfire hazard reduction programs to reduce fuel loads around properties.

Est. cost: Low

Learn more

Heatwave early warning system

Immediate

Develop a heatwave early warning system to alert residents of impending heatwaves.

Est. cost: Low

Learn more

Coastal erosion protection

Long-term

Implement coastal erosion protection measures to protect low-lying areas from sea level rise.

Est. cost: High

Learn more

About Marshall Mount's Climate Risk Profile

Marshall Mount, located in the Shellharbour region of New South Wales, is exposed to a range of climate-related risks. The suburb's proximity to waterways and bushland makes it vulnerable to flooding and bushfires. Climate change is projected to exacerbate these risks, with increased rainfall intensity, hotter temperatures, and rising sea levels.

Flooding is a significant concern for Marshall Mount, particularly in low-lying areas. Increased rainfall intensity could lead to more frequent and severe floods, causing damage to property and infrastructure. Bushfire risk is also elevated due to the surrounding bushland. Hotter, drier conditions could increase the frequency and intensity of bushfires, posing a threat to homes and lives.

Heatwaves are another growing concern for Marshall Mount. As temperatures rise, the suburb is likely to experience more frequent and intense heatwaves, which could have serious health impacts, especially for vulnerable populations. Coastal hazards, such as sea level rise and storm surges, also pose a threat to Marshall Mount, potentially leading to erosion and inundation of low-lying areas.

Residents of Marshall Mount should take steps to prepare for these climate-related risks. This includes developing emergency plans, maintaining their properties, and staying informed about weather conditions and warnings. Local authorities are also working to address these risks through infrastructure improvements, land-use planning, and community education programs.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Marshall Mount?

Marshall Mount faces risks from flooding, bushfires, heatwaves, and coastal hazards, all of which are expected to increase with climate change.

How can I prepare my property for flooding?

You can prepare your property for flooding by clearing gutters and downpipes, raising electrical appliances, and having an emergency plan in place.

What should I do during a heatwave?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity.

Where can I find information about bushfire risks in Marshall Mount?

You can find information about bushfire risks on the NSW Rural Fire Service website and through local council resources.

Is my property in a designated flood zone?

You can check if your property is in a designated flood zone by consulting the Shellharbour City Council's flood maps.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Marshall Mount, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections