Climate Risk Assessment: Moonee Beach, NSW

Moonee Beach, New South Wales· 2450
Updated Apr 2026

Moonee Beach is a suburb in New South Wales that faces several climate-related risks. The primary concerns are increasing flood risk, heatwaves, and coastal hazards. Residents should prepare for these challenges and take steps to adapt to the changing climate.

Is Moonee Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moonee Beach, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Moonee Beach

Flood

Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The area around Moonee Beach has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Moonee Beach is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Moonee Beach faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These factors can impact infrastructure and property values.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Moonee Beach

Detailed Hazard Analysis

heat Risk

Moonee Beach is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Moonee Beach faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These factors can impact infrastructure and property values.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The area around Moonee Beach has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and coastal risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and property protection measures.
  • 3.Consider potential impacts of sea level rise and coastal erosion.
  • 4.Evaluate energy efficiency and cooling options for heatwaves.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: High

Learn more

Develop Heat Action Plan

Immediate

Implement a comprehensive heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Strengthen Coastal Protection

Long-term

Implement coastal protection measures to address erosion and sea level rise, such as seawalls and beach nourishment.

Est. cost: Very High

Learn more

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through community education, hazard reduction burns, and property protection measures.

Est. cost: Medium

Learn more

About Moonee Beach's Climate Risk Profile

Moonee Beach, located in New South Wales, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to the coast and waterways makes it susceptible to flooding and coastal erosion. Rising temperatures and more frequent heatwaves pose additional risks to public health and infrastructure.

Flooding is a significant concern for Moonee Beach. Increased rainfall intensity and sea level rise are expected to exacerbate flood events, potentially impacting homes, businesses, and critical infrastructure. Residents should be aware of flood risks and take appropriate precautions.

Bushfire risk is also present due to the surrounding bushland. While not as immediate a threat as flooding, hot and dry conditions can increase the likelihood of bushfires, requiring residents to stay informed and prepared during the fire season.

Heatwaves are becoming more frequent and intense, posing health risks, especially for vulnerable populations such as the elderly and those with chronic illnesses. Ensuring access to cooling centers and implementing heat-health action plans are crucial.

Coastal erosion and sea level rise threaten coastal properties and infrastructure. Long-term planning and adaptation measures are necessary to mitigate these risks and protect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Moonee Beach?

The main risks include increased flooding, more frequent and intense heatwaves, and coastal erosion due to sea level rise.

How will climate change affect property values in Moonee Beach?

Properties in high-risk areas, such as those prone to flooding or coastal erosion, may experience price fluctuations and increased insurance premiums.

What is the council doing to address climate change in Moonee Beach?

The Coffs Harbour City Council is developing and implementing strategies to mitigate and adapt to climate change, including flood management plans and coastal protection measures.

How can residents prepare for heatwaves in Moonee Beach?

Residents can prepare by staying hydrated, seeking air-conditioned environments, and checking on vulnerable neighbors. The council also provides cooling centers during extreme heat events.

What should I do if my property is at risk of flooding?

If your property is at risk of flooding, you should have a flood plan, ensure you have adequate insurance coverage, and follow the advice of emergency services during flood events.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Moonee Beach, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections