Climate Risk Profile: Montecollum, NSW

Montecollum, New South Wales
Updated May 2026

Montecollum is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires. The risk of these hazards is projected to increase in the future due to climate change. Residents should take steps to prepare for these risks.

Is Montecollum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Montecollum, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Montecollum

Flood

Montecollum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Montecollum has a high bushfire risk due to its location surrounded by bushland. Dry conditions and strong winds can exacerbate the risk during the bushfire season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Montecollum experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Montecollum has a low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant threats to this suburb.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Montecollum

Detailed Hazard Analysis

heat Risk

Montecollum experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Montecollum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Montecollum has a low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant threats to this suburb.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

Montecollum has a high bushfire risk due to its location surrounded by bushland. Dry conditions and strong winds can exacerbate the risk during the bushfire season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as vegetation management, fire breaks, and community education programs.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Montecollum's Climate Risk Profile

Montecollum, NSW, is a suburb that is increasingly vulnerable to the impacts of climate change. The primary risks are flooding and bushfires, with heatwaves also posing a threat. The suburb's location near waterways and bushland makes it susceptible to these hazards.

Flooding is a significant concern, with intense rainfall events capable of causing flash flooding and riverine flooding. Climate change is expected to increase the intensity of rainfall events, exacerbating the risk. Residents should be aware of flood warnings and have a plan in place in case of evacuation.

Bushfires are another major threat, particularly during the dry summer months. The surrounding bushland provides ample fuel for fires, and strong winds can quickly spread flames. Climate change is expected to increase the frequency and intensity of bushfires, making it even more important to be prepared.

Heatwaves are also becoming more frequent and intense, posing a risk to vulnerable populations such as the elderly and those with chronic health conditions. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water and staying in air-conditioned environments.

Overall, Montecollum faces a range of climate risks that are projected to increase in the future. Residents should take steps to prepare for these risks and adapt to the changing climate.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Montecollum?

The main climate change risks in Montecollum are flooding, bushfires, and heatwaves. These risks are projected to increase in the future due to climate change.

How can I prepare for flooding in Montecollum?

You can prepare for flooding by checking flood maps, assessing your property's vulnerability, obtaining adequate insurance coverage, and developing a flood plan.

What should I do during a bushfire in Montecollum?

During a bushfire, follow your bushfire survival plan, stay informed about fire updates, and evacuate if necessary.

How can I stay cool during a heatwave in Montecollum?

During a heatwave, drink plenty of water, stay in air-conditioned environments, and avoid strenuous activities.

Where can I find more information about climate change risks in Montecollum?

You can find more information about climate change risks in Montecollum from the local council, state emergency services, and the Bureau of Meteorology.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Montecollum, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Montecollum, NSW | ClimateNest