Climate Risk in Milsons Passage, New South Wales

Milsons Passage, New South Wales
Updated May 2026

Milsons Passage faces moderate climate risks, primarily from flooding, heatwaves, and bushfires. These risks are projected to increase in the future due to climate change. Residents should prepare for more frequent and intense extreme weather events.

Is Milsons Passage Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Milsons Passage, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Milsons Passage

Flood

Milsons Passage faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea-level rise

Bushfire

The bushfire risk in Milsons Passage is moderate due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Hotter, drier conditions
  • ·Increased fuel load

Heat

Milsons Passage is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, particularly the elderly and those with pre-existing health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Milsons Passage faces a moderate risk from coastal hazards due to sea level rise. This includes potential inundation of low-lying areas and increased erosion.

Key drivers:

  • ·Sea-level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Milsons Passage

Detailed Hazard Analysis

heat Risk

Milsons Passage is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, particularly the elderly and those with pre-existing health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Milsons Passage faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea-level rise
  • ·Proximity to waterways
Data source

coastal Risk

Milsons Passage faces a moderate risk from coastal hazards due to sea level rise. This includes potential inundation of low-lying areas and increased erosion.

Primary Drivers

  • ·Sea-level rise
  • ·Increased storm surge
  • ·Coastal erosion
Data source

bushfire Risk

The bushfire risk in Milsons Passage is moderate due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Hotter, drier conditions
  • ·Increased fuel load
  • ·Proximity to bushland
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential impact of sea-level rise.
  • 4.Review insurance options and costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct or upgrade flood levees and drainage systems to protect properties from inundation.

Est. cost: High

Learn more

Vegetation Management

Near-term

Implement vegetation management strategies to reduce bushfire fuel loads around properties.

Est. cost: Medium

Learn more

Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Learn more

Coastal Protection Measures

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to protect properties from erosion and inundation.

Est. cost: Very High

Learn more

Community Education Programs

Immediate

Conduct community education programs to raise awareness of climate risks and promote preparedness.

Est. cost: Low

Learn more

About Milsons Passage's Climate Risk Profile

Milsons Passage, located in New South Wales, is susceptible to a range of climate-related hazards. The primary risks include flooding due to its proximity to waterways, bushfires due to surrounding vegetation, and heatwaves during the summer months. Sea-level rise also poses a threat to coastal areas within the suburb.

The risk of flooding is expected to increase with more intense rainfall events and rising sea levels. This could lead to inundation of low-lying areas, damage to property, and disruption to infrastructure. Bushfire risk is also projected to increase due to hotter, drier conditions, which could lead to more frequent and intense fires.

Heatwaves are becoming more common and severe, posing a significant risk to vulnerable populations. The elderly, children, and those with pre-existing health conditions are particularly at risk during extreme heat events. Coastal erosion and inundation are also concerns, especially in areas close to the shoreline.

Addressing these climate risks requires a combination of mitigation and adaptation measures. Mitigation efforts focus on reducing greenhouse gas emissions to slow down the rate of climate change. Adaptation measures focus on preparing for the impacts of climate change that are already locked in, such as building flood defenses, managing vegetation to reduce bushfire risk, and implementing heatwave early warning systems.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Milsons Passage?

The main climate risks include flooding, bushfires, heatwaves, and coastal erosion.

How is climate change expected to impact Milsons Passage in the future?

Climate change is expected to increase the frequency and intensity of extreme weather events, such as floods, bushfires, and heatwaves.

What can residents do to prepare for climate change?

Residents can take steps to prepare for climate change by improving their home's resilience to extreme weather events, developing an emergency plan, and staying informed about climate risks.

What is the council doing to address climate change?

The Central Coast Council is developing and implementing climate change adaptation and mitigation strategies.

Where can I find more information about climate risks in Milsons Passage?

You can find more information about climate risks from the Central Coast Council, the NSW State Emergency Service, and the Bureau of Meteorology.

Will my insurance cover climate-related damages?

It depends on your insurance policy. Check with your insurer to understand what is covered and what is not.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Milsons Passage, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections