Climate Risk in Narrawallee, NSW

Narrawallee, New South Wales· Shoalhaven· 2539
Updated May 2026

Narrawallee is a coastal suburb in New South Wales that faces moderate risks from climate change. The primary hazards are flooding, heatwaves, and coastal erosion, which are expected to increase in severity over the coming decades. Residents should take steps to prepare for these risks and adapt to a changing climate.

Is Narrawallee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narrawallee, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Narrawallee

Flood

Narrawallee faces a moderate risk of flooding due to its proximity to Narrawallee Creek and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfire in Narrawallee is moderate, with bushland areas surrounding the suburb. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation

Heat

Narrawallee is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Narrawallee faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. The coastline is vulnerable to storm surges and rising sea levels.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Narrawallee

Detailed Hazard Analysis

heat Risk

Narrawallee is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Narrawallee faces a moderate risk of flooding due to its proximity to Narrawallee Creek and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Narrawallee faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. The coastline is vulnerable to storm surges and rising sea levels.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
  • ·Coastal development
Data source

bushfire Risk

The risk of bushfire in Narrawallee is moderate, with bushland areas surrounding the suburb. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Stronger winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area maps.
  • 2.Assess the property's vulnerability to coastal erosion.
  • 3.Consider the potential impact of climate change on insurance premiums.
  • 4.Inquire about council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding from Narrawallee Creek.

Est. cost: Medium

Learn more

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion.

Est. cost: High

Learn more

Develop a heatwave management plan

Immediate

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Manage bushfire risks

Near-term

Maintain firebreaks and educate residents about bushfire preparedness.

Est. cost: Low

Learn more

Raise awareness about climate risks

Immediate

Educate residents about the impacts of climate change and how to prepare for them.

Est. cost: Low

Learn more

About Narrawallee's Climate Risk Profile

Narrawallee, located on the South Coast of New South Wales, is a beautiful coastal community known for its beaches and natural environment. However, like many coastal areas, Narrawallee is vulnerable to the impacts of climate change.

The suburb faces a number of climate-related risks, including flooding from Narrawallee Creek, bushfires in the surrounding bushland, more frequent and intense heatwaves, and coastal erosion due to sea level rise. These risks are projected to increase in the future, potentially impacting property values and the livability of the area.

Flooding is a significant concern, particularly during periods of heavy rainfall. The low-lying areas around Narrawallee Creek are susceptible to inundation, which can damage homes and businesses. Bushfires also pose a threat, especially during the summer months when conditions are hot and dry.

Rising temperatures are expected to lead to more frequent and intense heatwaves, which can put a strain on the community's infrastructure and health services. Coastal erosion is another major concern, as sea level rise threatens to erode beaches and damage coastal properties.

Addressing these climate risks will require a coordinated effort from residents, businesses, and local government. This includes implementing adaptation measures to reduce the impacts of climate change, such as improving drainage infrastructure, managing bushfire risks, and protecting coastal areas.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Narrawallee?

The main risks are flooding, bushfires, heatwaves, and coastal erosion. These risks are expected to increase in the future due to climate change.

How is the council addressing climate change?

Shoalhaven City Council is developing and implementing climate adaptation plans to reduce the impacts of climate change on the community.

What can I do to prepare for flooding?

Check flood maps, have an evacuation plan, and ensure your property is adequately insured.

How can I protect my home from bushfires?

Maintain firebreaks, clear vegetation around your home, and have a bushfire survival plan.

What should I do during a heatwave?

Stay hydrated, seek shelter in air-conditioned buildings, and check on vulnerable neighbors.

Is my property at risk from coastal erosion?

Check coastal erosion maps and consult with council about coastal protection measures.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Narrawallee, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections