Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Newnes
UNKNOWN
Newnes faces significant climate-related risks, particularly from bushfires and flooding.
Newnes Plateau
UNKNOWN
Newnes Plateau faces significant risks from bushfires and moderate risks from flooding and heatwaves.
Nimbin
UNKNOWN
Nimbin faces significant risks from flooding and bushfires, with increasing heatwaves also posing a threat.
Noona
UNKNOWN
Noona faces increasing risks from bushfires, heatwaves, and flooding due to climate change.
Noosa
UNKNOWN
Noosa, NSW, faces increasing climate risks.
North Bourke
Bourke Shire Council
North Bourke faces significant climate risks, particularly from heatwaves and flooding.
Niagara Park
Central Coast
Niagara Park is a suburb on the Central Coast of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.
Norah Head
Central Coast
Norah Head is a coastal suburb in New South Wales that faces moderate climate risks.
North Albury
Albury
North Albury faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
North Avoca
Central Coast
North Avoca faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
North Boambee Valley
UNKNOWN
North Boambee Valley faces moderate risks from flooding, bushfires, and heatwaves.
North Bondi
Waverley
North Bondi faces increasing risks from coastal hazards, heatwaves, and flooding due to climate change.
North Curl Curl
Northern Beaches
North Curl Curl faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
North Gosford
Central Coast
North Gosford faces moderate climate risks, primarily from flooding and heatwaves.
North Haven
UNKNOWN
North Haven, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.
North Lambton
Newcastle
North Lambton faces moderate climate risks, primarily from flooding and heatwaves.
Newport
Northern Beaches
Newport, NSW, faces moderate climate risks, particularly from coastal hazards and flooding.
Newrybar
UNKNOWN
Newrybar faces moderate climate risks, primarily from flooding and heatwaves.
Newton Boyd
UNKNOWN
Newton Boyd faces moderate climate risks, primarily from flooding and bushfires.
Niangala
UNKNOWN
Niangala faces moderate climate risks, primarily from bushfires, flooding, and increasing heat.
Nightcap
UNKNOWN
Nightcap faces increasing risks from bushfires and floods due to climate change.
Nimmo
UNKNOWN
Nimmo, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Nooroo
UNKNOWN
Nooroo faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.
Normanhurst
Hornsby
Normanhurst faces moderate risks from flooding and heatwaves, with bushfire risk also present.
North Arm Cove
UNKNOWN
North Arm Cove faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
North Arm
UNKNOWN
North Arm, NSW, faces increasing climate risks.
North Balgowlah
Northern Beaches
North Balgowlah faces a medium overall climate risk, primarily driven by bushfire and flood risks.
North Brother
UNKNOWN
North Brother faces moderate climate risks, primarily from flooding, bushfires, heatwaves and coastal hazards.
North Dorrigo
UNKNOWN
North Dorrigo faces moderate climate risks, primarily from flooding and bushfires.
North Epping
City of Parramatta
North Epping faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Newstead
UNKNOWN
Newstead, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Niemur
Balranald
Niemur is a rural locality in New South Wales that faces moderate risks from flooding and heatwaves, with increasing bushfire risk.
Nimmitabel
Snowy Monaro Regional
Nimmitabel faces moderate climate risks, primarily from bushfires and flooding.
Nobbys Creek
UNKNOWN
Nobbys Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Nombi
Liverpool Plains Shire Council
Nombi is a rural suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.
Noorong
Noorong faces moderate climate risks, primarily from bushfires and heatwaves.
Noraville
Central Coast
Noraville faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Nords Wharf
Lake Macquarie
Nords Wharf is a suburb in the Lake Macquarie region of New South Wales.
North Batemans Bay
UNKNOWN
North Batemans Bay faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.
North Casino
Richmond Valley
North Casino faces moderate climate risks, primarily from flooding and heatwaves.
Newrybar
Assessment in progress
Newstead
Assessment in progress
Newton Boyd
Assessment in progress
Newtown
Assessment in progress
Niagara Park
Assessment in progress
Nimmitabel
Assessment in progress
Noona
Assessment in progress
Nooroo
Assessment in progress
Normanhurst
Assessment in progress
North Albury
Assessment in progress
North Arm Cove
Assessment in progress
North Avoca
Assessment in progress
North Batemans Bay
Assessment in progress
North Boambee Valley
Assessment in progress
North Brother
Assessment in progress
North Casino
Assessment in progress
North Dorrigo
Assessment in progress
North Epping
Assessment in progress
North Gosford
Assessment in progress
North Haven
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections