NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Newnes

UNKNOWN

High
72

Newnes faces significant climate-related risks, particularly from bushfires and flooding.

Newnes Plateau

UNKNOWN

High
72

Newnes Plateau faces significant risks from bushfires and moderate risks from flooding and heatwaves.

Nimbin

UNKNOWN

High
72

Nimbin faces significant risks from flooding and bushfires, with increasing heatwaves also posing a threat.

Noona

UNKNOWN

High
72

Noona faces increasing risks from bushfires, heatwaves, and flooding due to climate change.

Noosa

UNKNOWN

High
72

Noosa, NSW, faces increasing climate risks.

North Bourke

Bourke Shire Council

High
72

North Bourke faces significant climate risks, particularly from heatwaves and flooding.

Niagara Park

Central Coast

Medium
58

Niagara Park is a suburb on the Central Coast of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Norah Head

Central Coast

Medium
58

Norah Head is a coastal suburb in New South Wales that faces moderate climate risks.

North Albury

Albury

Medium
58

North Albury faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

North Avoca

Central Coast

Medium
58

North Avoca faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

North Boambee Valley

UNKNOWN

Medium
58

North Boambee Valley faces moderate risks from flooding, bushfires, and heatwaves.

North Bondi

Waverley

Medium
58

North Bondi faces increasing risks from coastal hazards, heatwaves, and flooding due to climate change.

North Curl Curl

Northern Beaches

Medium
58

North Curl Curl faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

North Gosford

Central Coast

Medium
58

North Gosford faces moderate climate risks, primarily from flooding and heatwaves.

North Haven

UNKNOWN

Medium
58

North Haven, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.

North Lambton

Newcastle

Medium
58

North Lambton faces moderate climate risks, primarily from flooding and heatwaves.

Newport

Northern Beaches

Medium
55

Newport, NSW, faces moderate climate risks, particularly from coastal hazards and flooding.

Newrybar

UNKNOWN

Medium
55

Newrybar faces moderate climate risks, primarily from flooding and heatwaves.

Newton Boyd

UNKNOWN

Medium
55

Newton Boyd faces moderate climate risks, primarily from flooding and bushfires.

Niangala

UNKNOWN

Medium
55

Niangala faces moderate climate risks, primarily from bushfires, flooding, and increasing heat.

Nightcap

UNKNOWN

Medium
55

Nightcap faces increasing risks from bushfires and floods due to climate change.

Nimmo

UNKNOWN

Medium
55

Nimmo, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Nooroo

UNKNOWN

Medium
55

Nooroo faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.

Normanhurst

Hornsby

Medium
55

Normanhurst faces moderate risks from flooding and heatwaves, with bushfire risk also present.

North Arm Cove

UNKNOWN

Medium
55

North Arm Cove faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

North Arm

UNKNOWN

Medium
55

North Arm, NSW, faces increasing climate risks.

North Balgowlah

Northern Beaches

Medium
55

North Balgowlah faces a medium overall climate risk, primarily driven by bushfire and flood risks.

North Brother

UNKNOWN

Medium
55

North Brother faces moderate climate risks, primarily from flooding, bushfires, heatwaves and coastal hazards.

North Dorrigo

UNKNOWN

Medium
55

North Dorrigo faces moderate climate risks, primarily from flooding and bushfires.

North Epping

City of Parramatta

Medium
55

North Epping faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Newstead

UNKNOWN

Medium
52

Newstead, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Niemur

Balranald

Medium
52

Niemur is a rural locality in New South Wales that faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Nimmitabel

Snowy Monaro Regional

Medium
52

Nimmitabel faces moderate climate risks, primarily from bushfires and flooding.

Nobbys Creek

UNKNOWN

Medium
52

Nobbys Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Nombi

Liverpool Plains Shire Council

Medium
52

Nombi is a rural suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Noorong

Medium
52

Noorong faces moderate climate risks, primarily from bushfires and heatwaves.

Noraville

Central Coast

Medium
52

Noraville faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Nords Wharf

Lake Macquarie

Medium
52

Nords Wharf is a suburb in the Lake Macquarie region of New South Wales.

North Batemans Bay

UNKNOWN

Medium
52

North Batemans Bay faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

North Casino

Richmond Valley

Medium
52

North Casino faces moderate climate risks, primarily from flooding and heatwaves.

Newrybar

Moderate

Assessment in progress

Newstead

Moderate

Assessment in progress

Newton Boyd

Moderate

Assessment in progress

Newtown

Unknown

Assessment in progress

Niagara Park

Moderate

Assessment in progress

Nimmitabel

Moderate

Assessment in progress

Noona

Moderate

Assessment in progress

Nooroo

Moderate

Assessment in progress

Normanhurst

Moderate

Assessment in progress

North Albury

Moderate

Assessment in progress

North Arm Cove

Moderate

Assessment in progress

North Avoca

Moderate

Assessment in progress

North Batemans Bay

Moderate

Assessment in progress

North Boambee Valley

Moderate

Assessment in progress

North Brother

Moderate

Assessment in progress

North Casino

Moderate

Assessment in progress

North Dorrigo

Moderate

Assessment in progress

North Epping

Moderate

Assessment in progress

North Gosford

Moderate

Assessment in progress

North Haven

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections