Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Numbla Vale
UNKNOWN
Numbla Vale faces significant climate risks, particularly from bushfires and flooding.
Nungatta
UNKNOWN
Nungatta faces significant climate risks, particularly from bushfires and flooding.
Nungatta South
UNKNOWN
Nungatta South faces significant climate risks, particularly from bushfires and flooding.
Nymboida
UNKNOWN
Nymboida faces significant climate risks, particularly from flooding and bushfires.
Nyngan
UNKNOWN
Nyngan faces significant climate risks, particularly from flooding and heatwaves.
Ogunbil
UNKNOWN
Ogunbil faces significant climate-related risks, particularly from bushfires and flooding.
Numinbah
UNKNOWN
Numinbah faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Numulgi
UNKNOWN
Numulgi faces increasing risks from flooding and heatwaves due to climate change.
Nunderi
UNKNOWN
Nunderi faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Oakhurst
Blacktown
Oakhurst faces moderate climate risks, primarily from flooding and heatwaves.
Obanvale
UNKNOWN
Obanvale faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Oberne Creek
Mid-Coast Council
Oberne Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Ocean Shores
UNKNOWN
Ocean Shores is a coastal suburb in New South Wales that faces a number of climate-related risks.
Number One
UNKNOWN
Number One, NSW, faces moderate climate risks, particularly from heatwaves and flooding.
Numbugga
UNKNOWN
Numbugga faces moderate climate risks, primarily from flooding and bushfires.
Nymagee
UNKNOWN
Nymagee faces increasing risks from bushfires and heatwaves, with moderate flood risk.
Nyora
Nyora faces moderate climate risks, primarily from flooding and bushfires.
Nyrang Creek
UNKNOWN
Nyrang Creek faces increasing risks from bushfires, floods and heatwaves.
O'Connell
UNKNOWN
O'Connell faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Oak Flats
Shellharbour
Oak Flats faces a moderate climate risk profile, with the most significant threats stemming from flooding and heatwaves.
Oakdale
Wollondilly Shire Council
Oakdale faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Oakey Park
UNKNOWN
Oakey Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Oakhampton Heights
UNKNOWN
Oakhampton Heights faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Oakhampton
UNKNOWN
Oakhampton faces increasing risks from flooding and heatwaves due to climate change.
Oakville
Hawkesbury
Oakville is a suburb in the Hawkesbury region of New South Wales, facing moderate risks from flooding and heatwaves.
Oakwood
UNKNOWN
Oakwood, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.
Oatlands
Parramatta
Oatlands faces moderate climate risks, primarily from flooding and heatwaves.
Oatley
Georges River
Oatley faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Oban
UNKNOWN
Oban, NSW, faces moderate climate risks, primarily from bushfires, heatwaves and flooding.
Old Bar
MidCoast
Old Bar is a coastal suburb in New South Wales that faces a number of climate change risks, including flooding, bushfire, heatwaves, and coastal erosion.
Numeralla
UNKNOWN
Numeralla faces moderate climate risks, primarily from flooding and bushfires.
Nundle
Tamworth Regional
Nundle faces moderate climate risks, primarily from flooding and bushfires.
Nurenmerenmong
UNKNOWN
Nurenmerenmong faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Oaklands
Federation
Oaklands faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.
Oallen
Queanbeyan-Palerang Regional
Oallen faces moderate risks from flooding and bushfires, which are projected to increase with climate change.
Oberon
Oberon
Oberon faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Obley
UNKNOWN
Obley faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.
Old Adaminaby
Snowy Monaro Regional
Old Adaminaby faces moderate climate risks, primarily from bushfires and flooding.
Old Bonalbo
UNKNOWN
Old Bonalbo faces moderate risks from flooding and bushfires, which are expected to increase with climate change.
Number One
Assessment in progress
Numbugga
Assessment in progress
Numeralla
Assessment in progress
Nungatta
Assessment in progress
Nungatta South
Assessment in progress
Nymagee
Assessment in progress
Nymboida
Assessment in progress
Nyngan
Assessment in progress
Nyrang Creek
Assessment in progress
O'Connell
Assessment in progress
Oakhurst
Assessment in progress
Oaklands
Assessment in progress
Oakville
Assessment in progress
Oakwood
Assessment in progress
Oallen
Assessment in progress
Oatlands
Assessment in progress
Oatley
Assessment in progress
Oban
Assessment in progress
Obley
Assessment in progress
Ocean Shores
Assessment in progress
Old Bar
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections