Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
North Lismore
Lismore
North Lismore faces significant climate risks, particularly from flooding and heatwaves.
North Richmond
Hawkesbury
North Richmond faces significant climate risks, primarily from flooding and heatwaves.
Nowra
Shoalhaven
Nowra faces significant climate risks, particularly from flooding and bushfires.
Nullica
UNKNOWN
Nullica, NSW, faces significant climate-related risks, particularly from bushfires and coastal hazards.
Nullo Mountain
UNKNOWN
Nullo Mountain faces significant climate risks, particularly from bushfires and heatwaves.
North Narrabeen
Northern Beaches
North Narrabeen faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal erosion.
North Nowra
Shoalhaven
North Nowra faces moderate climate risks, particularly from flooding and bushfires.
North Parramatta
Parramatta
North Parramatta faces moderate climate risks, primarily from flooding and heatwaves.
North Ryde
UNKNOWN
North Ryde faces increasing risks from flooding and heatwaves due to climate change.
North Tumbulgum
UNKNOWN
North Tumbulgum faces a moderate climate risk, primarily driven by flooding and heat.
North Wagga Wagga
UNKNOWN
North Wagga Wagga faces notable risks from flooding and heatwaves, with moderate bushfire risk.
Nowley
UNKNOWN
Nowley faces moderate climate risks, primarily from flooding and heatwaves.
North Macksville
UNKNOWN
North Macksville is a suburb in New South Wales that faces increasing climate risks.
North Macquarie
UNKNOWN
North Macquarie faces increasing risks from flooding and heatwaves due to climate change.
North Manly
Northern Beaches
North Manly faces increasing risks from climate change, particularly from heatwaves, flooding, and coastal hazards.
North Narooma
UNKNOWN
North Narooma is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.
North Rothbury
Cessnock
North Rothbury faces increasing risks from flooding and bushfires due to climate change.
North Shore
UNKNOWN
The North Shore in NSW faces moderate climate risks, particularly from flooding and heatwaves.
North Strathfield
UNKNOWN
North Strathfield faces moderate climate risks, primarily from flooding and heatwaves.
North Tamworth
Tamworth Regional
North Tamworth faces moderate risks from flooding and heatwaves, with bushfire risk also present.
North Turramurra
Ku-ring-gai
North Turramurra faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.
North Wollongong
Wollongong
North Wollongong faces increasing risks from climate change, particularly related to heatwaves and flooding.
North Woodburn
UNKNOWN
North Woodburn faces notable flood and heat risks.
Northangera
UNKNOWN
Northangera, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Northbridge
North Sydney
Northbridge faces a combination of flood, bushfire, heatwave, and coastal risks.
Northmead
Parramatta
Northmead faces increasing risks from heatwaves and flooding due to climate change.
Nsv
UNKNOWN
Nsv, NSW faces moderate climate risks.
Nsw
UNKNOWN
Nsw faces increasing risks from climate change, including more frequent heatwaves, bushfires, and flooding.
Nubba
UNKNOWN
Nubba faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.
Numbaa
UNKNOWN
Numbaa, NSW, faces moderate climate risks, particularly from flooding and heatwaves.
North Rocks
Parramatta
North Rocks is a suburb in Sydney with a moderate overall climate risk.
North St Marys
Penrith
North St Marys faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
North Star
Moree Plains
North Star faces moderate risks from flooding and heatwaves, with bushfire risk also present.
North Wahroonga
Ku-ring-gai
North Wahroonga is a suburb in New South Wales with moderate climate risks.
North Willoughby
Willoughby
North Willoughby faces moderate risks from flooding and heatwaves, with bushfire risk also present.
North Yalgogrin
UNKNOWN
North Yalgogrin faces moderate climate risks, primarily from flooding and bushfires.
North Yeoval
Dubbo Regional
North Yeoval faces increasing risks from flooding and heatwaves due to climate change.
Northwood
Lane Cove
Northwood is a suburb in Sydney with a moderate climate risk profile.
Norway
UNKNOWN
Norway, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.
Nowendoc
Mid-Coast Council
Nowendoc faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.
Nowra Hill
UNKNOWN
Nowra Hill faces moderate climate risks, primarily from flooding and bushfires.
Nulkaba
Cessnock
Nulkaba faces moderate climate risks, primarily from flooding and heatwaves.
Nullamanna
UNKNOWN
Nullamanna faces increasing risks from flooding and heatwaves due to climate change.
North Narooma
Assessment in progress
North Parramatta
Assessment in progress
North Richmond
Assessment in progress
North Rocks
Assessment in progress
North Rothbury
Assessment in progress
North Shore
Assessment in progress
North Star
Assessment in progress
North Strathfield
Assessment in progress
North Sydney
Assessment in progress
North Wollongong
Assessment in progress
North Yalgogrin
Assessment in progress
Northmead
Assessment in progress
Norwest
Assessment in progress
Nubba
Assessment in progress
Nulkaba
Assessment in progress
Nullamanna
Assessment in progress
Nullica
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections