NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

North Lismore

Lismore

High
72

North Lismore faces significant climate risks, particularly from flooding and heatwaves.

North Richmond

Hawkesbury

High
72

North Richmond faces significant climate risks, primarily from flooding and heatwaves.

Nowra

Shoalhaven

High
72

Nowra faces significant climate risks, particularly from flooding and bushfires.

Nullica

UNKNOWN

High
72

Nullica, NSW, faces significant climate-related risks, particularly from bushfires and coastal hazards.

Nullo Mountain

UNKNOWN

High
72

Nullo Mountain faces significant climate risks, particularly from bushfires and heatwaves.

North Narrabeen

Northern Beaches

Medium
58

North Narrabeen faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal erosion.

North Nowra

Shoalhaven

Medium
58

North Nowra faces moderate climate risks, particularly from flooding and bushfires.

North Parramatta

Parramatta

Medium
58

North Parramatta faces moderate climate risks, primarily from flooding and heatwaves.

North Ryde

UNKNOWN

Medium
58

North Ryde faces increasing risks from flooding and heatwaves due to climate change.

North Tumbulgum

UNKNOWN

Medium
58

North Tumbulgum faces a moderate climate risk, primarily driven by flooding and heat.

North Wagga Wagga

UNKNOWN

Medium
58

North Wagga Wagga faces notable risks from flooding and heatwaves, with moderate bushfire risk.

Nowley

UNKNOWN

Medium
58

Nowley faces moderate climate risks, primarily from flooding and heatwaves.

North Macksville

UNKNOWN

Medium
55

North Macksville is a suburb in New South Wales that faces increasing climate risks.

North Macquarie

UNKNOWN

Medium
55

North Macquarie faces increasing risks from flooding and heatwaves due to climate change.

North Manly

Northern Beaches

Medium
55

North Manly faces increasing risks from climate change, particularly from heatwaves, flooding, and coastal hazards.

North Narooma

UNKNOWN

Medium
55

North Narooma is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

North Rothbury

Cessnock

Medium
55

North Rothbury faces increasing risks from flooding and bushfires due to climate change.

North Shore

UNKNOWN

Medium
55

The North Shore in NSW faces moderate climate risks, particularly from flooding and heatwaves.

North Strathfield

UNKNOWN

Medium
55

North Strathfield faces moderate climate risks, primarily from flooding and heatwaves.

North Tamworth

Tamworth Regional

Medium
55

North Tamworth faces moderate risks from flooding and heatwaves, with bushfire risk also present.

North Turramurra

Ku-ring-gai

Medium
55

North Turramurra faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.

North Wollongong

Wollongong

Medium
55

North Wollongong faces increasing risks from climate change, particularly related to heatwaves and flooding.

North Woodburn

UNKNOWN

Medium
55

North Woodburn faces notable flood and heat risks.

Northangera

UNKNOWN

Medium
55

Northangera, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Northbridge

North Sydney

Medium
55

Northbridge faces a combination of flood, bushfire, heatwave, and coastal risks.

Northmead

Parramatta

Medium
55

Northmead faces increasing risks from heatwaves and flooding due to climate change.

Nsv

UNKNOWN

Medium
55

Nsv, NSW faces moderate climate risks.

Nsw

UNKNOWN

Medium
55

Nsw faces increasing risks from climate change, including more frequent heatwaves, bushfires, and flooding.

Nubba

UNKNOWN

Medium
55

Nubba faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Numbaa

UNKNOWN

Medium
55

Numbaa, NSW, faces moderate climate risks, particularly from flooding and heatwaves.

North Rocks

Parramatta

Medium
52

North Rocks is a suburb in Sydney with a moderate overall climate risk.

North St Marys

Penrith

Medium
52

North St Marys faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

North Star

Moree Plains

Medium
52

North Star faces moderate risks from flooding and heatwaves, with bushfire risk also present.

North Wahroonga

Ku-ring-gai

Medium
52

North Wahroonga is a suburb in New South Wales with moderate climate risks.

North Willoughby

Willoughby

Medium
52

North Willoughby faces moderate risks from flooding and heatwaves, with bushfire risk also present.

North Yalgogrin

UNKNOWN

Medium
52

North Yalgogrin faces moderate climate risks, primarily from flooding and bushfires.

North Yeoval

Dubbo Regional

Medium
52

North Yeoval faces increasing risks from flooding and heatwaves due to climate change.

Northwood

Lane Cove

Medium
52

Northwood is a suburb in Sydney with a moderate climate risk profile.

Norway

UNKNOWN

Medium
52

Norway, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.

Nowendoc

Mid-Coast Council

Medium
52

Nowendoc faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Nowra Hill

UNKNOWN

Medium
52

Nowra Hill faces moderate climate risks, primarily from flooding and bushfires.

Nulkaba

Cessnock

Medium
52

Nulkaba faces moderate climate risks, primarily from flooding and heatwaves.

Nullamanna

UNKNOWN

Medium
52

Nullamanna faces increasing risks from flooding and heatwaves due to climate change.

North Narooma

Moderate

Assessment in progress

North Parramatta

Moderate

Assessment in progress

North Richmond

Moderate

Assessment in progress

North Rocks

Moderate

Assessment in progress

North Rothbury

Moderate

Assessment in progress

North Shore

Moderate

Assessment in progress

North Star

Moderate

Assessment in progress

North Strathfield

Moderate

Assessment in progress

North Sydney

Unknown

Assessment in progress

North Wollongong

Moderate

Assessment in progress

North Yalgogrin

Moderate

Assessment in progress

Northmead

Moderate

Assessment in progress

Norwest

Unknown

Assessment in progress

Nubba

Moderate

Assessment in progress

Nulkaba

Moderate

Assessment in progress

Nullamanna

Moderate

Assessment in progress

Nullica

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections