Climate Risk in North Narooma, NSW

North Narooma, New South Wales
Updated May 2026

North Narooma is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion. Climate change is expected to exacerbate these risks in the coming decades. Residents should take proactive measures to protect their properties and prepare for potential emergencies.

Is North Narooma Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for North Narooma, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for North Narooma

Flood

North Narooma faces a moderate risk of flooding, primarily from heavy rainfall and nearby waterways. Properties close to the Wagonga Inlet are particularly vulnerable.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The bushfire risk in North Narooma is high due to its proximity to dense bushland. Hot, dry summers and strong winds exacerbate the risk.

Key drivers:

  • ·Climate change
  • ·Dry vegetation

Heat

North Narooma experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

North Narooma faces a moderate coastal risk due to sea level rise and potential erosion along the Wagonga Inlet.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for North Narooma

Detailed Hazard Analysis

heat Risk

North Narooma experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

North Narooma faces a moderate risk of flooding, primarily from heavy rainfall and nearby waterways. Properties close to the Wagonga Inlet are particularly vulnerable.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

North Narooma faces a moderate coastal risk due to sea level rise and potential erosion along the Wagonga Inlet.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
Data source

bushfire Risk

The bushfire risk in North Narooma is high due to its proximity to dense bushland. Hot, dry summers and strong winds exacerbate the risk.

Primary Drivers

  • ·Climate change
  • ·Dry vegetation
  • ·Increased frequency of heatwaves
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate-related risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to coastal erosion.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider energy efficiency and water conservation measures.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Bushfire Preparedness

Immediate

Create a bushfire survival plan, clear vegetation around your home, and ensure you have adequate insurance coverage.

Est. cost: Low

Learn more

Enhance Flood Resilience

Near-term

Elevate electrical appliances, install flood barriers, and develop an emergency evacuation plan.

Est. cost: Medium

Learn more

Reduce Heat Exposure

Near-term

Install insulation, plant trees for shade, and use air conditioning during heatwaves.

Est. cost: Medium

Learn more

Protect Coastal Areas

Long-term

Support coastal management initiatives, such as dune restoration and seawall construction.

Est. cost: High

Learn more

Install rainwater tanks

Near-term

Install rainwater tanks to capture rainwater for use in gardens and toilets.

Est. cost: Medium

Learn more

About North Narooma's Climate Risk Profile

North Narooma, located in New South Wales, is exposed to a range of climate-related risks. The suburb's proximity to bushland increases the threat of bushfires, particularly during the hot and dry summer months. Climate change is projected to increase the frequency and intensity of bushfires, posing a significant challenge to the community.

Flooding is another concern for North Narooma, with heavy rainfall and rising sea levels contributing to the risk. Properties near the Wagonga Inlet are especially vulnerable to inundation. Effective stormwater management and flood mitigation measures are crucial to protect homes and businesses.

Heatwaves are becoming more frequent and intense in North Narooma, posing health risks to vulnerable populations. The urban heat island effect can further exacerbate temperatures in built-up areas. Residents should take precautions to stay cool during heatwaves, such as drinking plenty of water and seeking air-conditioned environments.

Coastal erosion is also a concern for North Narooma, with rising sea levels threatening to erode shorelines and damage coastal infrastructure. Protecting coastal ecosystems and implementing coastal management strategies are essential to mitigate the impacts of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in North Narooma?

North Narooma faces risks from bushfires, flooding, heatwaves, and coastal erosion, all of which are expected to worsen with climate change.

How can I prepare my home for a bushfire?

Clear vegetation around your home, create a bushfire survival plan, and ensure you have adequate insurance coverage.

What should I do during a flood?

Move to higher ground, avoid driving through floodwaters, and follow instructions from emergency services.

How can I stay cool during a heatwave?

Drink plenty of water, seek air-conditioned environments, and avoid strenuous activity during the hottest part of the day.

What is the council doing to address climate change?

The Eurobodalla Shire Council is implementing various climate strategies, including reducing greenhouse gas emissions and adapting to the impacts of climate change.

Where can I find information about local flood risks?

You can find flood maps and information on the Eurobodalla Shire Council website and the NSW State Emergency Service website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in North Narooma, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in North Narooma, NSW | ClimateNest