Climate Risk Profile: Oberne Creek, NSW

Oberne Creek, New South Wales· Mid-Coast Council· 2422
Updated May 2026

Oberne Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of heatwaves and flooding events. Residents should prepare for these potential impacts.

Is Oberne Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Oberne Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Oberne Creek

Flood

Oberne Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The area around Oberne Creek has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Oberne Creek is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Oberne Creek has a low coastal risk. It is located inland and is not directly exposed to sea level rise or coastal erosion.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Oberne Creek

Detailed Hazard Analysis

heat Risk

Oberne Creek is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Oberne Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Oberne Creek has a low coastal risk. It is located inland and is not directly exposed to sea level rise or coastal erosion.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The area around Oberne Creek has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Windy conditions
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider energy efficiency for cooling during heatwaves.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: High

Learn more

Develop a Heat Action Plan

Immediate

Implement a community heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce water stress during droughts and heatwaves.

Est. cost: Low

Learn more

About Oberne Creek's Climate Risk Profile

Oberne Creek, located in the Mid-Coast region of New South Wales, is susceptible to a range of climate-related risks. The primary concerns are flooding due to increased rainfall intensity and heatwaves resulting from rising average temperatures. Bushfire risk is also a factor, particularly during dry periods.

The area's proximity to waterways makes it vulnerable to both riverine and flash flooding. Climate change projections indicate an increase in extreme rainfall events, which could lead to more frequent and severe flooding. Residents should be aware of flood risks and take appropriate precautions.

Heatwaves are another significant concern, with projections indicating higher average temperatures and more frequent heatwave events. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions. Access to cooling and hydration is crucial during these events.

While the coastal risk is low, the potential for bushfires should not be ignored. Maintaining vegetation around properties and adhering to fire safety guidelines can help mitigate this risk. Staying informed about weather conditions and emergency warnings is essential for all residents.

Overall, Oberne Creek requires a proactive approach to climate adaptation. This includes measures to reduce flood risk, mitigate the impacts of heatwaves, and manage bushfire hazards. Community awareness and preparedness are key to building resilience in the face of a changing climate.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Oberne Creek?

The main climate risks in Oberne Creek are flooding, heatwaves, and bushfires. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of heatwaves and flooding events.

How can I prepare for flooding in Oberne Creek?

To prepare for flooding, you should check flood maps and historical flood data, ensure adequate insurance coverage, and develop a flood emergency plan. Consider raising your home or installing flood barriers if you live in a flood-prone area.

What can I do to stay safe during a heatwave in Oberne Creek?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, avoid strenuous activities, and check on vulnerable neighbors and family members. Visit cooling centers if available.

How can I protect my property from bushfires in Oberne Creek?

To protect your property from bushfires, clear vegetation around your home, maintain your gutters, have a bushfire survival plan, and ensure you have adequate insurance coverage. Stay informed about fire danger ratings and alerts.

Where can I find more information about climate change impacts in Oberne Creek?

You can find more information about climate change impacts in Oberne Creek from the Mid-Coast Council website, the Bureau of Meteorology, and the CSIRO. These resources provide data, projections, and adaptation strategies for the region.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Oberne Creek, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections