Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Tirrannaville
UNKNOWN
Tirrannaville faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Titaatee Creek
UNKNOWN
Titaatee Creek faces significant climate risks, particularly from bushfires and flooding.
Tombong
UNKNOWN
Tombong faces significant climate risks, particularly from bushfires and flooding.
Tomboye
UNKNOWN
Tomboye faces significant climate risks, particularly from bushfires and heatwaves.
Tonderburine
UNKNOWN
Tonderburine faces significant risks from bushfires and heatwaves, with increasing flood risk due to climate change.
Toonumbar
UNKNOWN
Toonumbar faces significant risks from flooding and bushfires, which are expected to worsen with climate change.
Tootool
UNKNOWN
Tootool, NSW, faces significant climate risks, particularly from bushfires and flooding.
Tiona
UNKNOWN
Tiona faces a moderate overall climate risk, with heat and flood posing the most significant threats.
Tomakin
Eurobodalla
Tomakin is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Tomerong
Shoalhaven
Tomerong, NSW, faces increasing climate risks, particularly from bushfires and floods.
Tomki
UNKNOWN
Tomki, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Toongabbie
Parramatta
Toongabbie is a suburb in Western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.
Toongi
UNKNOWN
Toongi faces increasing risks from bushfires and heatwaves due to climate change.
Toowoon Bay
Central Coast
Toowoon Bay faces a moderate climate risk profile, with increasing threats from flooding, heatwaves, and coastal hazards.
Tipperary
UNKNOWN
Tipperary, NSW, faces increasing risks from heatwaves and flooding due to climate change.
Tiri
UNKNOWN
Tiri faces increasing risks from climate change, particularly related to heatwaves and flooding.
Tocal
UNKNOWN
Tocal faces moderate climate risks, primarily from flooding and heatwaves.
Tocumwal
UNKNOWN
Tocumwal faces moderate risks from flooding and bushfires, with a significant heat risk during summer.
Tolwong
UNKNOWN
Tolwong faces moderate climate risks, primarily from bushfires and flooding.
Tomago
Port Stephens
Tomago faces a medium overall climate risk.
Tomewin
UNKNOWN
Tomewin faces moderate climate risks, particularly from bushfires and flooding.
Tomingley
UNKNOWN
Tomingley faces moderate risks from flooding, bushfires, and heatwaves.
Toms Creek
UNKNOWN
Toms Creek faces moderate climate risks, primarily from flooding and bushfires.
Toogong
Cabonne
Toogong faces increasing risks from flooding and heatwaves due to climate change.
Tooleybuc
Murray River
Tooleybuc is a rural town in NSW that faces moderate climate risks, primarily from flooding and heatwaves.
Tooloon
UNKNOWN
Tooloon faces increasing risks from heatwaves and bushfires due to climate change.
Tooma
Snowy Valleys
Tooma, NSW, faces moderate climate risks, primarily from flooding and bushfires.
Tooraweenah
UNKNOWN
Tooraweenah faces increasing risks from bushfires and heatwaves.
Toormina
UNKNOWN
Toormina faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Toorooka
UNKNOWN
Toorooka faces moderate climate risks, primarily from heatwaves and flooding.
Toothdale
UNKNOWN
Toothdale faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Toronto
UNKNOWN
Toronto, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and rising lake levels.
Tolland
City of Wagga Wagga
Tolland is a suburb in Wagga Wagga, NSW, facing moderate risks from flooding, bushfires, and heatwaves.
Tomalla
UNKNOWN
Tomalla faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.
Tongarra
Shellharbour
Tongarra faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Toolijooa
UNKNOWN
Toolijooa faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Tooloom
UNKNOWN
Tooloom faces moderate climate risks, primarily from flooding and bushfires.
Tooranie
Tooranie faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Topi Topi
UNKNOWN
Topi Topi faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Tiona
Assessment in progress
Tipperary
Assessment in progress
Tiri
Assessment in progress
Tirrannaville
Assessment in progress
Titaatee Creek
Assessment in progress
Tocal
Assessment in progress
Tocumwal
Assessment in progress
Tomakin
Assessment in progress
Tomalla
Assessment in progress
Tombong
Assessment in progress
Tomki
Assessment in progress
Toms Creek
Assessment in progress
Tonderburine
Assessment in progress
Toogong
Assessment in progress
Tooloon
Assessment in progress
Toongabbie
Assessment in progress
Toongi
Assessment in progress
Tooraweenah
Assessment in progress
Toormina
Assessment in progress
Toothdale
Assessment in progress
Topi Topi
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections