Climate Risk in Tomakin NSW

Tomakin, New South Wales· Eurobodalla· 2537
Updated Mar 2026

Tomakin is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is expected to exacerbate these risks, particularly through increased rainfall intensity, rising temperatures, and sea level rise. Residents should prepare for more frequent and intense extreme weather events.

Is Tomakin Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tomakin, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tomakin

Flood

Tomakin faces a moderate risk of flooding due to its proximity to the Tomakin River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Tomakin is located in a bushfire-prone area. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures

Heat

Tomakin experiences moderate heat risk. Average temperatures are expected to rise, leading to more frequent and intense heatwaves.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Tomakin faces a moderate risk from coastal hazards, including erosion and inundation, due to its coastal location. Sea level rise is expected to worsen these risks.

Key drivers:

  • ·Sea level rise
  • ·Coastal erosion

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tomakin

Detailed Hazard Analysis

heat Risk

Tomakin experiences moderate heat risk. Average temperatures are expected to rise, leading to more frequent and intense heatwaves.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
Data source

flood Risk

Tomakin faces a moderate risk of flooding due to its proximity to the Tomakin River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Coastal proximity
Data source

coastal Risk

Tomakin faces a moderate risk from coastal hazards, including erosion and inundation, due to its coastal location. Sea level rise is expected to worsen these risks.

Primary Drivers

  • ·Sea level rise
  • ·Coastal erosion
  • ·Storm surges
Data source

bushfire Risk

Tomakin is located in a bushfire-prone area. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Proximity to bushland
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase in the future due to the increasing risk of extreme weather events.

Price Impact

Properties in high-risk areas may experience a decrease in value as climate risks become more apparent.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess the property's vulnerability to coastal erosion and inundation.
  • 3.Inquire about past flood or bushfire events.
  • 4.Obtain a building inspection to identify potential climate-related risks.
  • 5.Consider the cost of insurance and potential increases in the future.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Develop a household emergency plan

Immediate

Create a plan that outlines what to do in the event of a flood, bushfire, or other emergency. Include evacuation routes, emergency contacts, and a list of essential items to take with you.

Est. cost: Low

Learn more

Improve property resilience to flooding

Near-term

Consider raising the floor level of your home, installing flood barriers, and improving drainage to reduce the risk of flood damage.

Est. cost: Medium

Learn more

Reduce bushfire risk around your home

Near-term

Clear vegetation around your home, maintain firebreaks, and install a sprinkler system to reduce the risk of bushfire damage.

Est. cost: Medium

Learn more

Install energy-efficient appliances and insulation

Long-term

Reduce your energy consumption and lower your carbon footprint by installing energy-efficient appliances and improving insulation in your home.

Est. cost: Medium

Learn more

Support local climate action initiatives

Long-term

Participate in community efforts to reduce greenhouse gas emissions and adapt to the impacts of climate change.

Est. cost: Low

Learn more

About Tomakin's Climate Risk Profile

Tomakin, located on the south coast of New South Wales, is a beautiful coastal community known for its beaches and natural environment. However, like many coastal areas, Tomakin is vulnerable to the impacts of climate change.

The primary risks facing Tomakin include flooding from the Tomakin River and coastal inundation, increased bushfire risk due to drier conditions, and more frequent and intense heatwaves. Sea level rise poses a significant threat to coastal properties and infrastructure.

Climate projections indicate that these risks will worsen in the coming decades. Increased rainfall intensity will lead to more frequent and severe flooding events. Rising temperatures and drier conditions will increase the likelihood of bushfires. Sea level rise will exacerbate coastal erosion and inundation.

Residents and property owners in Tomakin should take steps to prepare for these changes. This includes understanding their individual risk, implementing adaptation measures to protect their properties, and staying informed about emergency warnings and community preparedness initiatives.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Tomakin?

Tomakin faces risks from flooding, bushfires, heatwaves, and coastal erosion, all of which are expected to worsen with climate change.

How will sea level rise affect Tomakin?

Sea level rise will increase the risk of coastal erosion and inundation, potentially impacting properties and infrastructure near the coast.

What can I do to prepare for bushfires in Tomakin?

Clear vegetation around your home, maintain firebreaks, and have a bushfire survival plan. Stay informed about fire danger ratings and warnings.

Where can I find information about flood risks in Tomakin?

The Eurobodalla Shire Council provides flood maps and information on flood preparedness on their website.

How can I reduce my carbon footprint in Tomakin?

Install energy-efficient appliances, use public transport or cycle, and support local climate action initiatives.

Is it safe to buy property in Tomakin given the climate risks?

It is important to be aware of the climate risks and take them into account when making a property purchase. Consider the property's location, potential for flooding or bushfire damage, and the cost of insurance.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tomakin, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Tomakin NSW | ClimateNest