Climate Risk Profile: Tolwong, NSW

Tolwong, New South Wales
Updated May 2026

Tolwong faces moderate climate risks, primarily from bushfires and flooding. Climate change is expected to increase the frequency and intensity of these events, potentially impacting property values and community safety. Residents should prepare for hotter, drier conditions and increased bushfire risk.

Is Tolwong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tolwong, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tolwong

Flood

Tolwong faces a moderate risk of flooding due to its proximity to waterways and potential for heavy rainfall. Climate change may increase the intensity of rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways

Bushfire

Tolwong has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures associated with climate change are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Tolwong experiences moderate heat risk, with potential for heatwaves during summer. Climate change is projected to increase average temperatures and the frequency of extreme heat events.

Key drivers:

  • ·Increased average temperatures
  • ·More frequent heatwaves

Coastal

Tolwong is not located near the coast and has a very low risk from coastal hazards.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tolwong

Detailed Hazard Analysis

heat Risk

Tolwong experiences moderate heat risk, with potential for heatwaves during summer. Climate change is projected to increase average temperatures and the frequency of extreme heat events.

Primary Drivers

  • ·Increased average temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Tolwong faces a moderate risk of flooding due to its proximity to waterways and potential for heavy rainfall. Climate change may increase the intensity of rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Tolwong is not located near the coast and has a very low risk from coastal hazards.

Data source

bushfire Risk

Tolwong has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures associated with climate change are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Accumulation of dry vegetation
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to heightened bushfire and flood risks.

Price Impact

Property values may be negatively impacted by increased climate risks.

Buyer Checklist

  • 1.Check bushfire and flood risk maps.
  • 2.Assess property's vulnerability to climate hazards.
  • 3.Obtain adequate insurance coverage.
  • 4.Consider long-term climate projections.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties, creating firebreaks, and developing evacuation plans.

Est. cost: Low

Learn more

Upgrade Drainage Infrastructure

Near-term

Invest in upgrading drainage infrastructure to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Develop a Heatwave Management Plan

Near-term

Create a heatwave management plan to protect vulnerable populations during extreme heat events, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to address potential water scarcity issues associated with climate change.

Est. cost: Low

Learn more

About Tolwong's Climate Risk Profile

Tolwong, NSW, is a suburb that faces a range of climate-related challenges. The primary risks are associated with bushfires and flooding, both of which are expected to worsen with climate change.

The risk of bushfires is particularly significant due to the surrounding bushland. Higher temperatures and drier conditions will likely lead to more frequent and intense bushfire seasons. Residents should be aware of bushfire safety measures and maintain their properties accordingly.

Flooding is another concern, with potential for heavy rainfall events to cause flash flooding. Climate change is projected to increase the intensity of rainfall, which could overwhelm existing drainage infrastructure. Understanding local flood risks and having appropriate insurance coverage is essential.

While heat risk is moderate, Tolwong can still experience heatwaves during the summer months. As average temperatures rise, the frequency and severity of heatwaves are expected to increase, posing a risk to vulnerable populations.

Coastal risks are minimal due to Tolwong's inland location. However, the broader impacts of climate change, such as economic disruption and supply chain issues, could still affect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Tolwong?

The main climate risks in Tolwong are bushfires, flooding, and heatwaves. These risks are expected to increase with climate change.

How can I prepare my property for bushfires?

You can prepare your property by clearing vegetation, creating firebreaks, and having a bushfire survival plan.

What should I do during a heatwave?

During a heatwave, stay indoors, drink plenty of water, and check on vulnerable neighbors.

Where can I find information about local flood risks?

Contact your local council for information about flood risks and flood maps.

Will climate change affect my property insurance?

Yes, climate change may lead to increased insurance premiums due to higher risks of bushfires and flooding.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tolwong, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections