NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Tumbulgum

Tweed

High
72

Tumbulgum faces significant flood risk due to its location on the Tweed River.

Tunglebung

UNKNOWN

High
72

Tunglebung faces significant climate risks, particularly from bushfires and heatwaves.

Tuntable Creek

UNKNOWN

High
72

Tuntable Creek faces significant risks from bushfires and flooding, with increasing heatwave potential.

Uarbry

Mid-Western Regional

High
72

Uarbry faces significant climate risks, particularly from bushfires and heatwaves.

Tuncurry

MidCoast

Medium
58

Tuncurry is a coastal town in New South Wales facing increasing climate risks.

Tura Beach

UNKNOWN

Medium
58

Tura Beach is a coastal suburb in New South Wales that faces moderate climate risks.

Turners Flat

Mid-Coast

Medium
58

Turners Flat faces moderate climate risks, primarily from flooding and heatwaves.

Tuross Head

Eurobodalla

Medium
58

Tuross Head is a coastal town in NSW that faces moderate climate risks.

Tweed Heads

Tweed Shire Council

Medium
58

Tweed Heads faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.

Tweed Heads South

UNKNOWN

Medium
58

Tweed Heads South faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Tweed Heads West

Tweed Shire

Medium
58

Tweed Heads West faces moderate risks from flooding, heatwaves, and coastal hazards.

Twelve Mile

UNKNOWN

Medium
58

Twelve Mile faces increasing risks from climate change, particularly from flooding and heatwaves.

Two Mile Flat

UNKNOWN

Medium
58

Two Mile Flat faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Tyagarah

UNKNOWN

Medium
58

Tyagarah faces a moderate climate risk profile, with increasing threats from flooding, bushfires, heatwaves, and coastal hazards.

Tyalgum

Tweed

Medium
58

Tyalgum faces moderate risks from flooding, bushfires, and heatwaves.

Tygalgah

Tweed Shire

Medium
58

Tygalgah faces a medium level of climate risk, primarily driven by flooding, heatwaves, and coastal hazards.

Tyndale

Clarence Valley

Medium
58

Tyndale, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and bushfires.

Ulladulla

Shoalhaven

Medium
58

Ulladulla is a coastal town in New South Wales that faces a range of climate-related risks.

Umina Beach

Central Coast

Medium
58

Umina Beach is a coastal suburb in New South Wales that faces several climate-related risks.

Tumblong

Cootamundra-Gundagai Regional

Medium
55

Tumblong is a rural locality in New South Wales that faces moderate climate risks, primarily from flooding and bushfires.

Tumut

Snowy Valleys Council

Medium
55

Tumut faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Tuppal

UNKNOWN

Medium
55

Tuppal, NSW, faces increasing risks from heatwaves and flooding due to climate change.

Turill

UNKNOWN

Medium
55

Turill is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Turvey Park

Wagga Wagga

Medium
55

Turvey Park faces increasing risks from flooding and heatwaves due to climate change.

Twelve Mile Peg

UNKNOWN

Medium
55

Twelve Mile Peg, NSW, faces moderate climate risks.

Twenty Forests

UNKNOWN

Medium
55

Twenty Forests faces moderate climate risks, primarily from flooding and bushfires.

Twin Rivers

UNKNOWN

Medium
55

Twin Rivers faces moderate climate risks, particularly from flooding and heatwaves.

Tumorrama

UNKNOWN

Medium
52

Tumorrama faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Tumut Plains

Snowy Valleys

Medium
52

Tumut Plains is a rural suburb in New South Wales that faces moderate risks from flooding and heatwaves.

Tuncester

UNKNOWN

Medium
52

Tuncester faces moderate climate risks, primarily related to flooding and heatwaves.

Turlinjah

Eurobodalla

Medium
52

Turlinjah, NSW, faces a medium overall climate risk.

Turondale

Bathurst Regional

Medium
52

Turondale faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Tuross

UNKNOWN

Medium
52

Tuross, NSW, faces increasing climate risks, particularly from flooding, bushfires, heatwaves, and coastal hazards.

Turrawan

UNKNOWN

Medium
52

Turrawan faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Turrella

UNKNOWN

Medium
52

Turrella faces moderate climate risks, primarily from flooding and heatwaves.

Twelve Mile Creek

UNKNOWN

Medium
52

Twelve Mile Creek, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Tyalgum Creek

UNKNOWN

Medium
52

Tyalgum Creek faces moderate risks from flooding, bushfires, and heatwaves.

Tyringham

UNKNOWN

Medium
52

Tyringham faces moderate climate risks, primarily from flooding and bushfires.

Uki

Tweed Shire

Medium
52

Uki faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ulamambri

Mid-Western Regional

Medium
52

Ulamambri faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Ulan

UNKNOWN

Medium
52

Ulan is a rural suburb in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Ulmarra

Clarence Valley

Medium
52

Ulmarra faces increasing risks from flooding and heatwaves due to climate change.

Ulong

UNKNOWN

Medium
52

Ulong faces increasing risks from bushfires, heatwaves and flooding.

Tumblong

Moderate

Assessment in progress

Tuncurry

Moderate

Assessment in progress

Tuppal

Moderate

Assessment in progress

Tura Beach

Moderate

Assessment in progress

Turlinjah

Moderate

Assessment in progress

Turondale

Moderate

Assessment in progress

Tuross

Moderate

Assessment in progress

Tuross Head

Moderate

Assessment in progress

Turramurra

Unknown

Assessment in progress

Twin Rivers

Moderate

Assessment in progress

Tyagarah

Moderate

Assessment in progress

Tyndale

Moderate

Assessment in progress

Tyringham

Moderate

Assessment in progress

Ulmarra

Moderate

Assessment in progress

Ulong

Moderate

Assessment in progress

Ultimo

Unknown

Assessment in progress

Umina Beach

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections