NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Tottenham

UNKNOWN

High
72

Tottenham, NSW, faces significant climate risks, particularly from bushfires and heatwaves.

Towamba

UNKNOWN

High
72

Towamba faces significant climate risks, particularly from bushfires and flooding.

Tubbamurra

UNKNOWN

High
72

Tubbamurra faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Toukley

Central Coast

Medium
58

Toukley is a suburb on the Central Coast of NSW that faces moderate risks from climate change.

Towradgi

Wollongong

Medium
58

Towradgi is a coastal suburb in New South Wales that faces moderate climate risks.

Towrang

UNKNOWN

Medium
58

Towrang faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tucki Tucki

UNKNOWN

Medium
58

Tucki Tucki faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Tuggerawong

Central Coast

Medium
58

Tuggerawong is a suburb on the Central Coast of NSW that faces moderate climate risks.

Tullibigeal

UNKNOWN

Medium
58

Tullibigeal faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tullymorgan

UNKNOWN

Medium
58

Tullymorgan, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Torryburn

UNKNOWN

Medium
55

Torryburn faces moderate climate risks, particularly from flooding, bushfires, and heatwaves.

Totnes Valley

UNKNOWN

Medium
55

Totnes Valley faces increasing risks from bushfires and flooding due to climate change.

Touga

UNKNOWN

Medium
55

Touga faces moderate climate risks, primarily from flooding and heatwaves.

Towallum

UNKNOWN

Medium
55

Towallum faces increasing risks from flooding and heatwaves due to climate change.

Townsend

UNKNOWN

Medium
55

Townsend faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Tralee

UNKNOWN

Medium
55

Tralee, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Trangie

UNKNOWN

Medium
55

Trangie is a rural town in New South Wales that faces moderate risks from flooding and heatwaves.

Tregeagle

UNKNOWN

Medium
55

Tregeagle faces increasing risks from flooding and heatwaves due to climate change.

Trenayr

UNKNOWN

Medium
55

Trenayr faces moderate climate risks, primarily from flooding and heatwaves.

Trewilga

UNKNOWN

Medium
55

Trewilga faces moderate risks from flooding, bushfires, and heatwaves.

Triamble

UNKNOWN

Medium
55

Triamble faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Triangle Flat

UNKNOWN

Medium
55

Triangle Flat faces moderate climate risks, primarily from flooding and heatwaves.

Trundle

Parkes

Medium
55

Trundle faces moderate risks from flooding and high risks from heatwaves.

Trungley Hall

UNKNOWN

Medium
55

Trungley Hall faces increasing risks from heatwaves and flooding due to climate change.

Tucabia

Clarence Valley

Medium
55

Tucabia faces moderate climate risks, primarily from flooding and heatwaves.

Tuckurimba

UNKNOWN

Medium
55

Tuckurimba faces increasing risks from flooding and heatwaves due to climate change.

Tuggerah

Central Coast

Medium
55

Tuggerah faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Tullarwalla

UNKNOWN

Medium
55

Tullarwalla faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Tullimbar

UNKNOWN

Medium
55

Tullimbar faces moderate climate risks, primarily from flooding and bushfires.

Tulloona

UNKNOWN

Medium
55

Tulloona faces moderate risks from flooding, bushfires, and heatwaves.

Torrington

Glen Innes Severn

Medium
52

Torrington faces moderate risks from flooding, bushfires, and heatwaves.

Tregear

Blacktown

Medium
52

Tregear faces moderate climate risks, primarily from flooding and heatwaves.

Trentham Cliffs

Wentworth

Medium
52

Trentham Cliffs faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Trunkey Creek

UNKNOWN

Medium
52

Trunkey Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tubbul

Hilltops

Medium
52

Tubbul, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Tuckombil

UNKNOWN

Medium
52

Tuckombil faces moderate climate risks, primarily from flooding and heatwaves.

Tuena

UNKNOWN

Medium
52

Tuena faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tugrabakh

UNKNOWN

Medium
52

Tugrabakh faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Tullakool

Murray River

Medium
52

Tullakool faces moderate climate risks, primarily from flooding and heatwaves.

Tullamore

Parkes

Medium
52

Tullamore is a rural town in NSW facing increasing risks from flooding and heatwaves due to climate change.

Tullera

UNKNOWN

Medium
52

Tullera faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tumbarumba

Snowy Valleys

Medium
52

Tumbarumba faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Tumbi Umbi

Central Coast

Medium
52

Tumbi Umbi faces moderate climate risks, primarily from flooding and heatwaves.

Torrington

Moderate

Assessment in progress

Torryburn

Moderate

Assessment in progress

Towallum

Moderate

Assessment in progress

Towamba

Moderate

Assessment in progress

Townsend

Moderate

Assessment in progress

Towradgi

Moderate

Assessment in progress

Towrang

Moderate

Assessment in progress

Tregear

Moderate

Assessment in progress

Trenayr

Moderate

Assessment in progress

Triangle Flat

Moderate

Assessment in progress

Trunkey Creek

Moderate

Assessment in progress

Tubbamurra

Moderate

Assessment in progress

Tucabia

Moderate

Assessment in progress

Tuckombil

Moderate

Assessment in progress

Tugrabakh

Moderate

Assessment in progress

Tulloona

Moderate

Assessment in progress

Tullymorgan

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections