Climate Risk Assessment for Towallum, NSW

Towallum, New South Wales
Updated May 2026

Towallum faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is moderate and expected to increase. Residents should prepare for more extreme weather events.

Is Towallum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Towallum, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Towallum

Flood

Towallum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfires in Towallum is moderate, given the presence of surrounding bushland. Drier conditions and higher temperatures are projected to increase bushfire frequency and intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Towallum is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Towallum is not exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Towallum

Detailed Hazard Analysis

heat Risk

Towallum is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Towallum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Towallum is not exposed to coastal risks.

bushfire Risk

The risk of bushfires in Towallum is moderate, given the presence of surrounding bushland. Drier conditions and higher temperatures are projected to increase bushfire frequency and intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps
  • 2.Assess bushfire risk
  • 3.Consider energy efficiency
  • 4.Review insurance options

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Learn more

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on staying safe.

Est. cost: Low

Learn more

Bushfire Preparedness Programs

Near-term

Educate residents on how to prepare their properties for bushfires and what to do in the event of a fire.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during droughts.

Est. cost: Low

Learn more

About Towallum's Climate Risk Profile

Towallum is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding, heatwaves, and bushfires. Changes in rainfall patterns and rising temperatures are expected to exacerbate these risks in the coming decades.

Flooding is a significant concern due to the suburb's proximity to waterways. More intense rainfall events can overwhelm drainage systems, leading to property damage and disruption. Heatwaves are also becoming more frequent and severe, posing health risks to residents, particularly the elderly and those with pre-existing conditions.

Bushfire risk is moderate but growing, with drier conditions and higher temperatures increasing the likelihood of fires. It is crucial for residents to maintain their properties and be prepared for potential evacuations.

Addressing these climate risks requires a combination of individual actions, community initiatives, and government policies. Investing in infrastructure improvements, promoting energy efficiency, and implementing effective emergency management plans are essential steps to protect Towallum from the worst impacts of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Towallum?

The main risks are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How can I prepare my property for flooding?

You can raise electrical outlets, install flood barriers, and ensure your property is properly insured.

What should I do during a heatwave?

Stay indoors, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

How can I protect my home from bushfires?

Maintain firebreaks, clear gutters of debris, and have a bushfire survival plan.

Where can I find more information about climate change in Towallum?

You can visit the local council website or the NSW Department of Planning and Environment website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Towallum, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections