Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Upper Coopers Creek
UNKNOWN
Upper Coopers Creek faces significant climate risks, particularly from flooding and bushfires.
Upper Growee
UNKNOWN
Upper Growee faces significant climate risks, particularly from bushfires and heatwaves.
Upper Horton
UNKNOWN
Upper Horton faces significant climate risks, particularly from bushfires, heatwaves and flooding.
Upper Kangaroo River
UNKNOWN
Upper Kangaroo River faces significant risks from flooding and bushfires, with increasing heat also posing a threat.
Unanderra
City of Wollongong
Unanderra is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.
Undercliffe
UNKNOWN
Undercliffe faces increasing risks from heatwaves and flooding, primarily due to climate change.
Upper Corindi
UNKNOWN
Upper Corindi faces increasing risks from climate change, particularly related to flooding, bushfires, and heatwaves.
Upper Fine Flower
UNKNOWN
Upper Fine Flower faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Upper Lansdowne
UNKNOWN
Upper Lansdowne faces increasing risks from flooding and bushfires due to climate change.
Upper Macdonald
UNKNOWN
Upper Macdonald faces increasing risks from flooding and bushfires due to climate change.
Upper Main Arm
UNKNOWN
Upper Main Arm faces moderate climate risks, primarily from flooding and bushfires.
Upper Orara
UNKNOWN
Upper Orara faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Upper Pappinbarra
UNKNOWN
Upper Pappinbarra is a rural suburb in New South Wales facing increasing risks from flooding, bushfires, and heatwaves.
Upper Rouchel
UNKNOWN
Upper Rouchel faces moderate risks from flooding, bushfires, and heatwaves.
Upper Taylors Arm
UNKNOWN
Upper Taylors Arm faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Upper Allyn
UNKNOWN
Upper Allyn faces increasing risks from flooding and heatwaves due to climate change.
Upper Colo
Hawkesbury
Upper Colo faces increasing risks from flooding and bushfires due to climate change.
Upper Crystal Creek
UNKNOWN
Upper Crystal Creek, NSW, faces moderate climate risks, primarily from flooding and bushfires.
Upper Horseshoe Creek
UNKNOWN
Upper Horseshoe Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Upper Kangaroo Valley
UNKNOWN
Upper Kangaroo Valley faces moderate climate risks, primarily from flooding and bushfires.
Upper Karuah River
UNKNOWN
Upper Karuah River faces increasing risks from flooding and heatwaves due to climate change.
Upper Mangrove
UNKNOWN
Upper Mangrove faces moderate climate risks, primarily from flooding and bushfires.
Upper Nile
UNKNOWN
Upper Nile, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Upper Rollands Plains
UNKNOWN
Upper Rollands Plains faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Upper Turon
UNKNOWN
Upper Turon faces moderate risks from flooding and bushfires, with increasing trends due to climate change.
Underbank
UNKNOWN
Underbank, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Ungarie
UNKNOWN
Ungarie is a rural town in New South Wales that faces moderate risks from bushfires, heatwaves and flooding.
Unumgar
UNKNOWN
Unumgar faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Upper Bingara
Gwydir Shire Council
Upper Bingara faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Upper Burringbar
Tweed Shire
Upper Burringbar faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Upper Bylong
Mid-Western Regional
Upper Bylong faces increasing risks from flooding, bushfires, and heatwaves.
Upper Copmanhurst
UNKNOWN
Upper Copmanhurst faces moderate climate risks, primarily from flooding and heatwaves.
Upper Dartbrook
UNKNOWN
Upper Dartbrook faces moderate climate risks, primarily from flooding and heatwaves.
Upper Duck Creek
UNKNOWN
Upper Duck Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Upper Duroby
UNKNOWN
Upper Duroby faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Upper Eden Creek
UNKNOWN
Upper Eden Creek faces moderate climate risks, primarily from bushfires, heatwaves and flooding.
Upper Manilla
UNKNOWN
Upper Manilla faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.
Upper Mongogarie
UNKNOWN
Upper Mongogarie faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Upper Myall
UNKNOWN
Upper Myall, NSW, faces increasing risks from bushfires, floods, and heatwaves.
Upper Tooloom
UNKNOWN
Upper Tooloom faces moderate climate risks, primarily related to flooding, bushfires, and heatwaves.
Underbank
Assessment in progress
Ungarie
Assessment in progress
Upper Allyn
Assessment in progress
Upper Colo
Assessment in progress
Upper Coopers Creek
Assessment in progress
Upper Copmanhurst
Assessment in progress
Upper Corindi
Assessment in progress
Upper Fine Flower
Assessment in progress
Upper Horton
Assessment in progress
Upper Karuah River
Assessment in progress
Upper Lansdowne
Assessment in progress
Upper Macdonald
Assessment in progress
Upper Main Arm
Assessment in progress
Upper Mangrove
Assessment in progress
Upper Mongogarie
Assessment in progress
Upper Myall
Assessment in progress
Upper Orara
Assessment in progress
Upper Pappinbarra
Assessment in progress
Upper Rollands Plains
Assessment in progress
Upper Turon
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections