NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Upper Coopers Creek

UNKNOWN

High
72

Upper Coopers Creek faces significant climate risks, particularly from flooding and bushfires.

Upper Growee

UNKNOWN

High
72

Upper Growee faces significant climate risks, particularly from bushfires and heatwaves.

Upper Horton

UNKNOWN

High
72

Upper Horton faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Upper Kangaroo River

UNKNOWN

High
72

Upper Kangaroo River faces significant risks from flooding and bushfires, with increasing heat also posing a threat.

Unanderra

City of Wollongong

Medium
58

Unanderra is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Undercliffe

UNKNOWN

Medium
58

Undercliffe faces increasing risks from heatwaves and flooding, primarily due to climate change.

Upper Corindi

UNKNOWN

Medium
58

Upper Corindi faces increasing risks from climate change, particularly related to flooding, bushfires, and heatwaves.

Upper Fine Flower

UNKNOWN

Medium
58

Upper Fine Flower faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Upper Lansdowne

UNKNOWN

Medium
58

Upper Lansdowne faces increasing risks from flooding and bushfires due to climate change.

Upper Macdonald

UNKNOWN

Medium
58

Upper Macdonald faces increasing risks from flooding and bushfires due to climate change.

Upper Main Arm

UNKNOWN

Medium
58

Upper Main Arm faces moderate climate risks, primarily from flooding and bushfires.

Upper Orara

UNKNOWN

Medium
58

Upper Orara faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Upper Pappinbarra

UNKNOWN

Medium
58

Upper Pappinbarra is a rural suburb in New South Wales facing increasing risks from flooding, bushfires, and heatwaves.

Upper Rouchel

UNKNOWN

Medium
58

Upper Rouchel faces moderate risks from flooding, bushfires, and heatwaves.

Upper Taylors Arm

UNKNOWN

Medium
58

Upper Taylors Arm faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Upper Allyn

UNKNOWN

Medium
55

Upper Allyn faces increasing risks from flooding and heatwaves due to climate change.

Upper Colo

Hawkesbury

Medium
55

Upper Colo faces increasing risks from flooding and bushfires due to climate change.

Upper Crystal Creek

UNKNOWN

Medium
55

Upper Crystal Creek, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Upper Horseshoe Creek

UNKNOWN

Medium
55

Upper Horseshoe Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Upper Kangaroo Valley

UNKNOWN

Medium
55

Upper Kangaroo Valley faces moderate climate risks, primarily from flooding and bushfires.

Upper Karuah River

UNKNOWN

Medium
55

Upper Karuah River faces increasing risks from flooding and heatwaves due to climate change.

Upper Mangrove

UNKNOWN

Medium
55

Upper Mangrove faces moderate climate risks, primarily from flooding and bushfires.

Upper Nile

UNKNOWN

Medium
55

Upper Nile, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Upper Rollands Plains

UNKNOWN

Medium
55

Upper Rollands Plains faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Upper Turon

UNKNOWN

Medium
55

Upper Turon faces moderate risks from flooding and bushfires, with increasing trends due to climate change.

Underbank

UNKNOWN

Medium
52

Underbank, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ungarie

UNKNOWN

Medium
52

Ungarie is a rural town in New South Wales that faces moderate risks from bushfires, heatwaves and flooding.

Unumgar

UNKNOWN

Medium
52

Unumgar faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Upper Bingara

Gwydir Shire Council

Medium
52

Upper Bingara faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Upper Burringbar

Tweed Shire

Medium
52

Upper Burringbar faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Upper Bylong

Mid-Western Regional

Medium
52

Upper Bylong faces increasing risks from flooding, bushfires, and heatwaves.

Upper Copmanhurst

UNKNOWN

Medium
52

Upper Copmanhurst faces moderate climate risks, primarily from flooding and heatwaves.

Upper Dartbrook

UNKNOWN

Medium
52

Upper Dartbrook faces moderate climate risks, primarily from flooding and heatwaves.

Upper Duck Creek

UNKNOWN

Medium
52

Upper Duck Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Upper Duroby

UNKNOWN

Medium
52

Upper Duroby faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Upper Eden Creek

UNKNOWN

Medium
52

Upper Eden Creek faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Upper Manilla

UNKNOWN

Medium
52

Upper Manilla faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Upper Mongogarie

UNKNOWN

Medium
52

Upper Mongogarie faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Upper Myall

UNKNOWN

Medium
52

Upper Myall, NSW, faces increasing risks from bushfires, floods, and heatwaves.

Upper Tooloom

UNKNOWN

Medium
52

Upper Tooloom faces moderate climate risks, primarily related to flooding, bushfires, and heatwaves.

Underbank

Moderate

Assessment in progress

Ungarie

Moderate

Assessment in progress

Upper Allyn

Moderate

Assessment in progress

Upper Colo

Moderate

Assessment in progress

Upper Coopers Creek

Moderate

Assessment in progress

Upper Copmanhurst

Moderate

Assessment in progress

Upper Corindi

Moderate

Assessment in progress

Upper Fine Flower

Moderate

Assessment in progress

Upper Horton

Moderate

Assessment in progress

Upper Karuah River

Moderate

Assessment in progress

Upper Lansdowne

Moderate

Assessment in progress

Upper Macdonald

Moderate

Assessment in progress

Upper Main Arm

Moderate

Assessment in progress

Upper Mangrove

Moderate

Assessment in progress

Upper Mongogarie

Moderate

Assessment in progress

Upper Myall

Moderate

Assessment in progress

Upper Orara

Moderate

Assessment in progress

Upper Pappinbarra

Moderate

Assessment in progress

Upper Rollands Plains

Moderate

Assessment in progress

Upper Turon

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections