Climate Risk Assessment for Upper Manilla, NSW

Upper Manilla, New South Wales
Updated May 2026

Upper Manilla faces moderate risks from flooding and heatwaves, which are expected to increase with climate change. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.

Is Upper Manilla Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Manilla, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Upper Manilla

Flood

Upper Manilla faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

The risk of bushfires in Upper Manilla is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change could exacerbate bushfire risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation

Heat

Upper Manilla is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Upper Manilla is not directly exposed to coastal hazards.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Upper Manilla

Detailed Hazard Analysis

heat Risk

Upper Manilla is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Upper Manilla faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Inadequate drainage
Data source

coastal Risk

Upper Manilla is not directly exposed to coastal hazards.

Data source

bushfire Risk

The risk of bushfires in Upper Manilla is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change could exacerbate bushfire risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to increased flood and bushfire risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and prepare a survival plan.
  • 3.Consider the impact of heatwaves on property and health.
  • 4.Review council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from increased flood risk.

Est. cost: Medium

Learn more

Develop a Heat Action Plan

Immediate

Implement a community heat action plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Enhance Bushfire Preparedness

Near-term

Provide residents with resources and training to prepare for bushfires, including creating firebreaks and developing evacuation plans.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to mitigate the impacts of drought and water scarcity associated with climate change.

Est. cost: Low

Learn more

About Upper Manilla's Climate Risk Profile

Upper Manilla, located in New South Wales, is susceptible to several climate-related hazards. The primary concerns are flooding, heatwaves, and bushfires. Climate change projections indicate that these risks will intensify in the coming decades.

Flooding is a significant threat due to the area's proximity to waterways. Increased rainfall intensity, driven by climate change, is expected to lead to more frequent and severe flood events. This can impact property, infrastructure, and community safety.

Heatwaves are also a growing concern. Rising average temperatures and more frequent heatwaves pose a risk to vulnerable populations. The elderly, children, and those with chronic health conditions are particularly at risk.

Bushfire risk is moderate, with the surrounding bushland creating a potential fire hazard. Drier conditions and higher temperatures associated with climate change could exacerbate bushfire risk, increasing the likelihood of destructive fires.

While Upper Manilla is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and economic activity, could still affect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Upper Manilla?

The main climate change risks in Upper Manilla are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Upper Manilla?

Properties in flood-prone areas may experience a decrease in value due to increased flood risk. Insurance premiums may also increase.

What is the council doing to address climate change?

Tamworth Regional Council is developing and implementing climate adaptation plans to address the risks associated with climate change, including flood management and heatwave preparedness.

How can I prepare for increased heatwaves in Upper Manilla?

Stay hydrated, seek air-conditioned environments during peak heat, and check on vulnerable neighbors and family members. Follow local health advice during heatwaves.

What should I do to prepare for bushfires in Upper Manilla?

Create a bushfire survival plan, maintain firebreaks around your property, and stay informed about fire danger ratings and warnings from the NSW Rural Fire Service.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Upper Manilla, use our analysis tool.

Check Your flood Risk Now

Check Upper Manilla's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections