Climate Risk in Upper Horton, New South Wales

Upper Horton, New South Wales
Updated May 2026

Upper Horton faces significant climate risks, particularly from bushfires, heatwaves and flooding. These risks are projected to increase in the future due to climate change, potentially impacting property values and community well-being. Residents should prepare for more frequent and intense extreme weather events.

Is Upper Horton Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Horton, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Upper Horton

Flood

Upper Horton faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow

Bushfire

Upper Horton has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to exacerbate this risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation

Heat

Upper Horton experiences a high number of hot days, and this is expected to increase with climate change, posing risks to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent heatwaves

Coastal

Upper Horton is not exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Upper Horton

Detailed Hazard Analysis

heat Risk

Upper Horton experiences a high number of hot days, and this is expected to increase with climate change, posing risks to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Upper Horton faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Upper Horton is not exposed to coastal risks.

Data source

bushfire Risk

Upper Horton has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to exacerbate this risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·More frequent heatwaves
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Property values may be negatively impacted by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate risks when making property decisions.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Bushfire Preparedness

Immediate

Implement bushfire management plans, clear vegetation around properties, and ensure access to water for firefighting.

Est. cost: Low

Learn more

Develop Heatwave Management Plan

Near-term

Establish cooling centers, provide public awareness campaigns, and ensure vulnerable populations have access to support during heatwaves.

Est. cost: Medium

Learn more

Upgrade Flood Defenses

Long-term

Improve drainage infrastructure, construct flood levees, and implement early warning systems.

Est. cost: High

Learn more

Promote Water Conservation

Near-term

Implement water restrictions, encourage water-efficient landscaping, and invest in water recycling infrastructure.

Est. cost: Medium

Learn more

About Upper Horton's Climate Risk Profile

Upper Horton is a rural area in New South Wales that is increasingly vulnerable to the impacts of climate change. The region is prone to bushfires due to its proximity to extensive bushland, and heatwaves are becoming more frequent and intense. Changes in rainfall patterns are also increasing the risk of flooding.

The primary climate risks for Upper Horton include bushfires, heatwaves, and flooding. Bushfire risk is driven by hotter, drier conditions and increased fuel loads. Heatwave risk is driven by rising average temperatures and more frequent extreme heat events. Flood risk is driven by more intense rainfall events and changes in river flow.

Climate projections indicate that these risks will continue to increase in the future. By 2030 and 2050, Upper Horton is expected to experience more frequent and intense bushfires, heatwaves, and floods. These changes could have significant impacts on the community, including damage to property, disruption to infrastructure, and increased health risks.

Adapting to these changes will require a range of measures, including improving bushfire preparedness, implementing heatwave management plans, and upgrading flood defenses. It is also important to reduce greenhouse gas emissions to mitigate the long-term impacts of climate change. Residents should stay informed about local risks and take steps to protect themselves and their property.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Upper Horton?

The main climate change risks in Upper Horton are bushfires, heatwaves, and flooding. These risks are projected to increase in the future due to climate change.

How can I prepare my property for bushfires?

You can prepare your property for bushfires by clearing vegetation around your home, ensuring you have access to water for firefighting, and developing a bushfire survival plan.

What should I do during a heatwave?

During a heatwave, it is important to stay hydrated, stay cool, and avoid strenuous activity. Check on vulnerable neighbors and friends.

Where can I find information about flood risks in Upper Horton?

You can find information about flood risks in Upper Horton on the NSW Government's flood maps website and from the local council.

How is the local council addressing climate change?

The local council is currently developing a climate strategy to address climate change risks and reduce greenhouse gas emissions. Check the council website for updates.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Upper Horton, use our analysis tool.

Check Your flood Risk Now

Check Upper Horton's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Upper Horton, NSW | ClimateNest