NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Upper Wilsons Creek

UNKNOWN

High
72

Upper Wilsons Creek faces significant risks from flooding and bushfires, which are projected to worsen with climate change.

Urawilkie

UNKNOWN

High
72

Urawilkie faces significant climate-related risks, particularly from bushfires and heatwaves.

Vale Of Clwydd

UNKNOWN

High
72

Vale Of Clwydd faces significant climate risks, particularly from bushfires and flooding.

Wadbilliga

UNKNOWN

High
72

Wadbilliga faces significant climate risks, particularly from bushfires and flooding.

Uralba

UNKNOWN

Medium
58

Uralba faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Urbenville

Kyogle

Medium
58

Urbenville, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Urliup

UNKNOWN

Medium
58

Urliup faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Vacy

Dungog

Medium
58

Vacy faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Valla Beach

Nambucca Valley

Medium
58

Valla Beach is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Vic

UNKNOWN

Medium
58

Vic, NSW, faces increasing risks from climate change, particularly related to heatwaves and flooding.

Vincentia

Shoalhaven

Medium
58

Vincentia is a coastal suburb in New South Wales that faces moderate climate risks.

Vittoria

UNKNOWN

Medium
58

Vittoria, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Voyager Point

Liverpool

Medium
58

Voyager Point faces moderate climate risks, primarily from flooding and heatwaves.

Wagstaffe

UNKNOWN

Medium
58

Wagstaffe faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Uralla

UNKNOWN

Medium
55

Uralla, NSW, faces moderate climate risks, primarily from bushfires and floods.

Urangeline East

UNKNOWN

Medium
55

Urangeline East faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Urangeline

Greater Hume Shire

Medium
55

Urangeline faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Uranquinty

UNKNOWN

Medium
55

Uranquinty faces increasing risks from bushfires and heatwaves due to climate change.

Urila

UNKNOWN

Medium
55

Urila faces moderate climate risks, primarily from flooding and bushfires.

Valentine

Lake Macquarie

Medium
55

Valentine, NSW, faces increasing climate risks, particularly from flooding and heatwaves.

Valery

UNKNOWN

Medium
55

Valery faces moderate climate risks, primarily related to flooding and heatwaves.

Valla

UNKNOWN

Medium
55

Valla faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Varroville

UNKNOWN

Medium
55

Varroville faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Verges Creek

UNKNOWN

Medium
55

Verges Creek faces moderate climate risks, primarily from flooding and bushfires.

Verona

UNKNOWN

Medium
55

Verona faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Villawood

UNKNOWN

Medium
55

Villawood faces moderate climate risks, primarily from flooding and heatwaves.

Violet Hill

UNKNOWN

Medium
55

Violet Hill faces moderate climate risks, primarily from flooding and heatwaves.

Wagga Wagga

UNKNOWN

Medium
55

Wagga Wagga faces increasing risks from flooding and heatwaves due to climate change.

Wahroonga

Ku-ring-gai

Medium
55

Wahroonga faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.

Waitara

Hornsby

Medium
55

Waitara faces moderate climate risks, primarily from flooding and heatwaves.

Upsalls Creek

UNKNOWN

Medium
52

Upsalls Creek faces moderate climate risks, primarily from flooding and heatwaves.

Urana

Federation

Medium
52

Urana is a small town in the Riverina region of New South Wales.

Uriarra

UNKNOWN

Medium
52

Uriarra faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Urunga

Bellingen

Medium
52

Urunga is a coastal town in New South Wales that faces several climate-related risks.

Utungun

UNKNOWN

Medium
52

Utungun faces moderate climate risks, particularly from flooding and heatwaves.

Valley Heights

Blue Mountains

Medium
52

Valley Heights is a suburb in the Blue Mountains region of New South Wales, facing moderate risks from flooding and heatwaves, and a high risk of bushfires.

Vineyard

UNKNOWN

Medium
52

Vineyard, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Wa

UNKNOWN

Medium
52

Wa, NSW, faces moderate climate risks.

Wadalba

Central Coast

Medium
52

Wadalba faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Wadeville

Kyogle

Medium
52

Wadeville faces moderate climate risks, primarily from flooding and heatwaves.

Upper Wilsons Creek

Moderate

Assessment in progress

Upsalls Creek

Moderate

Assessment in progress

Uralba

Moderate

Assessment in progress

Urawilkie

Moderate

Assessment in progress

Urunga

Moderate

Assessment in progress

Vacy

Moderate

Assessment in progress

Valery

Moderate

Assessment in progress

Valla

Moderate

Assessment in progress

Valley Heights

Moderate

Assessment in progress

Varroville

Moderate

Assessment in progress

Vaucluse

Unknown

Assessment in progress

Verona

Moderate

Assessment in progress

Villawood

Moderate

Assessment in progress

Vineyard

Moderate

Assessment in progress

Violet Hill

Moderate

Assessment in progress

Vittoria

Moderate

Assessment in progress

Wadbilliga

Moderate

Assessment in progress

Wagstaffe

Moderate

Assessment in progress

Wahroonga

Moderate

Assessment in progress

Waitara

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 98: 2026 Assessments | ClimateNest