NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Wanaaring

UNKNOWN

High
72

Wanaaring faces significant climate risks, primarily from bushfires, heatwaves, and flooding.

Wards Mistake

UNKNOWN

High
72

Wards Mistake faces significant climate risks, particularly from bushfires and heatwaves.

Warragai Creek

UNKNOWN

High
72

Warragai Creek faces increasing risks from bushfires, floods and heatwaves.

Wandella

UNKNOWN

Medium
58

Wandella faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Wantabadgery

UNKNOWN

Medium
58

Wantabadgery faces moderate climate risks, primarily from flooding and bushfires.

Warilla

Shellharbour

Medium
58

Warilla is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Warnervale

Central Coast

Medium
58

Warnervale is a suburb on the Central Coast of New South Wales that faces increasing climate risks.

Warragamba

Wollondilly

Medium
58

Warragamba faces moderate climate risks, primarily from flooding and bushfires.

Warrah

UNKNOWN

Medium
58

Warrah faces moderate risks from flooding, bushfires, and heatwaves.

Warranulla

UNKNOWN

Medium
58

Warranulla faces moderate climate risks, primarily from flooding and heatwaves.

Wandandian

Shoalhaven

Medium
55

Wandandian is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, bushfires, heatwaves and coastal hazards.

Wandook

UNKNOWN

Medium
55

Wandook faces moderate risks from bushfires, heatwaves and flooding.

Wandsworth

UNKNOWN

Medium
55

Wandsworth faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wang Wauk

UNKNOWN

Medium
55

Wang Wauk faces increasing risks from climate change, particularly bushfires and coastal hazards.

Wanganella

Edward River

Medium
55

Wanganella faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wangi Wangi

Lake Macquarie

Medium
55

Wangi Wangi faces moderate climate risks, primarily from flooding, heatwaves, and coastal impacts.

Wantiool

UNKNOWN

Medium
55

Wantiool faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Wapengo

UNKNOWN

Medium
55

Wapengo, NSW, faces moderate climate risks, primarily from bushfires, flooding, and coastal hazards.

Waratah

Newcastle

Medium
55

Waratah faces moderate climate risks, primarily related to flooding and heatwaves.

Warburn

UNKNOWN

Medium
55

Warburn faces moderate climate risks, primarily related to heatwaves and flooding.

Wardrop Valley

UNKNOWN

Medium
55

Wardrop Valley faces moderate climate risks, primarily from flooding and bushfires.

Wards River

UNKNOWN

Medium
55

Wards River faces increasing risks from flooding and heatwaves due to climate change.

Wareemba

City of Canada Bay

Medium
55

Wareemba faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.

Warialda

Gwydir Shire Council

Medium
55

Warialda faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Warners Bay

Lake Macquarie

Medium
55

Warners Bay is a suburb in the Lake Macquarie region of New South Wales.

Warrabah

UNKNOWN

Medium
55

Warrabah faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Warragoon

UNKNOWN

Medium
55

Warragoon faces moderate climate risks, primarily from flooding and heatwaves.

Warrah Ridge

UNKNOWN

Medium
55

Warrah Ridge faces moderate risks from flooding, bushfires, and heatwaves.

Warral

UNKNOWN

Medium
55

Warral faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Wandera

Medium
52

Wandera faces moderate climate risks, primarily from heatwaves and flooding.

Wanganui

UNKNOWN

Medium
52

Wanganui faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wantagong

UNKNOWN

Medium
52

Wantagong faces increasing risks from bushfires, floods and heatwaves due to climate change.

Warabrook

Newcastle

Medium
52

Warabrook faces a moderate climate risk, primarily from flooding and heatwaves.

Waratah West

Newcastle

Medium
52

Waratah West faces moderate risks from flooding and heatwaves, with bushfire and coastal risks being relatively low.

Wardell

Ballina

Medium
52

Wardell faces increasing risks from flooding, bushfires, heatwaves, and coastal hazards due to climate change.

Warialda Rail

UNKNOWN

Medium
52

Warialda Rail faces moderate climate risks, primarily from flooding and heatwaves.

Warkworth

Singleton

Medium
52

Warkworth faces increasing risks from flooding and heatwaves due to climate change.

Warraderry

Unincorporated NSW

Medium
52

Warraderry faces moderate risks from flooding, bushfires, and heatwaves.

Warrah Creek

UNKNOWN

Medium
52

Warrah Creek faces moderate risks from flooding, bushfires, and heatwaves.

Wanaaring

Moderate

Assessment in progress

Wandella

Moderate

Assessment in progress

Wandook

Moderate

Assessment in progress

Wandsworth

Moderate

Assessment in progress

Wang Wauk

Moderate

Assessment in progress

Wanganella

Moderate

Assessment in progress

Wanganui

Moderate

Assessment in progress

Wantabadgery

Moderate

Assessment in progress

Wantagong

Moderate

Assessment in progress

Wantiool

Moderate

Assessment in progress

Wapengo

Moderate

Assessment in progress

Warburn

Moderate

Assessment in progress

Wardell

Moderate

Assessment in progress

Wards Mistake

Moderate

Assessment in progress

Wards River

Moderate

Assessment in progress

Wareemba

Moderate

Assessment in progress

Warialda

Moderate

Assessment in progress

Warialda Rail

Moderate

Assessment in progress

Warragai Creek

Moderate

Assessment in progress

Warragoon

Moderate

Assessment in progress

Warranulla

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 100: 2026 Assessments | ClimateNest