Climate Risk in Urunga, NSW

Urunga, New South Wales· Bellingen· 2455
Updated Mar 2026

Urunga is a coastal town in New South Wales that faces several climate-related risks. These include flooding, bushfires, heatwaves, and coastal erosion. Climate change is expected to exacerbate these risks in the coming years.

Is Urunga Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Urunga, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Urunga

Flood

Urunga is located near the Bellinger and Kalang Rivers, making it susceptible to flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Urunga has some bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Urunga is expected to experience more frequent and intense heatwaves. This will increase the risk of heatstroke and other heat-related illnesses, especially for vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·More frequent heatwaves

Coastal

Urunga is located near the coast and is vulnerable to sea level rise and coastal erosion. This could damage infrastructure and property, and displace residents.

Key drivers:

  • ·Sea level rise
  • ·Coastal erosion

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Urunga

Detailed Hazard Analysis

heat Risk

Urunga is expected to experience more frequent and intense heatwaves. This will increase the risk of heatstroke and other heat-related illnesses, especially for vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Urunga is located near the Bellinger and Kalang Rivers, making it susceptible to flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding
Data source

coastal Risk

Urunga is located near the coast and is vulnerable to sea level rise and coastal erosion. This could damage infrastructure and property, and displace residents.

Primary Drivers

  • ·Sea level rise
  • ·Coastal erosion
  • ·Storm surges
Data source

bushfire Risk

Urunga has some bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation density
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to sea level rise and coastal erosion.
  • 3.Inquire about past flood or bushfire events.
  • 4.Consider the cost of insurance and potential for increased premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Bushfire Mitigation

Near-term

Implement bushfire mitigation strategies, such as controlled burns and vegetation management, to reduce the risk of bushfires.

Est. cost: Medium

Learn more

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Coastal Protection

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to protect against sea level rise and coastal erosion.

Est. cost: Very High

Learn more

Community Education

Immediate

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Learn more

About Urunga's Climate Risk Profile

Urunga, situated on the Mid North Coast of New South Wales, is a picturesque town at the junction of the Bellinger and Kalang Rivers with the Pacific Ocean. This unique location, while offering stunning natural beauty, also makes it vulnerable to a range of climate change impacts.

Flooding is a significant concern for Urunga. The Bellinger and Kalang Rivers can experience significant flooding during periods of heavy rainfall, and climate change is projected to increase the intensity of these rainfall events. This could lead to more frequent and severe flooding, impacting homes, businesses, and infrastructure.

Bushfire risk is also present in Urunga, particularly in areas adjacent to bushland. As temperatures rise and conditions become drier, the risk of bushfires will increase, posing a threat to life and property.

Heatwaves are another growing concern. Urunga is expected to experience more frequent and intense heatwaves in the future, which can have serious health impacts, especially for vulnerable populations such as the elderly and those with chronic illnesses.

Finally, Urunga's coastal location makes it vulnerable to sea level rise and coastal erosion. These impacts could damage infrastructure, erode beaches, and inundate low-lying areas.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Urunga?

The main climate change risks in Urunga are flooding, bushfires, heatwaves, and coastal erosion.

How will climate change affect property values in Urunga?

Properties in high-risk areas may experience price reductions due to climate change impacts.

What is the council doing to address climate change in Urunga?

Bellingen Shire Council is developing and implementing climate change adaptation strategies.

How can I prepare my home for flooding in Urunga?

You can prepare your home for flooding by elevating appliances, installing flood barriers, and having an evacuation plan.

What should I do during a heatwave in Urunga?

During a heatwave, stay indoors, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

Where can I find information about bushfire risks in Urunga?

Information about bushfire risks in Urunga can be found on the NSW Rural Fire Service website and the Bellingen Shire Council website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Urunga, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Urunga, NSW | ClimateNest