Climate Risk Profile: Verges Creek, NSW

Verges Creek, New South Wales
Updated May 2026

Verges Creek faces moderate climate risks, primarily from flooding and bushfires. Climate change is expected to increase the frequency and intensity of these events. Residents should prepare for hotter temperatures and potential disruptions to infrastructure.

Is Verges Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Verges Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Verges Creek

Flood

Verges Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The area around Verges Creek has a high bushfire risk due to the presence of surrounding bushland. Drier conditions and higher temperatures associated with climate change are expected to exacerbate this risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Verges Creek experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent heatwaves and heat stress events.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Verges Creek is not located near the coast and has a low coastal risk. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Verges Creek

Detailed Hazard Analysis

heat Risk

Verges Creek experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent heatwaves and heat stress events.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Verges Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Verges Creek is not located near the coast and has a low coastal risk. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The area around Verges Creek has a high bushfire risk due to the presence of surrounding bushland. Drier conditions and higher temperatures associated with climate change are expected to exacerbate this risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the elevated flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain adequate insurance coverage.
  • 4.Consider long-term climate risks when making property decisions.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation measures, such as fuel reduction and community education programs.

Est. cost: Medium

Learn more

Heatwave Preparedness Plan

Near-term

Develop and implement a heatwave preparedness plan to protect vulnerable populations.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Learn more

About Verges Creek's Climate Risk Profile

Verges Creek, located in New South Wales, is exposed to several climate-related risks that are projected to worsen in the coming decades. The primary concerns are flooding and bushfires, with heatwaves also posing a threat to vulnerable populations.

Flooding is a significant risk due to the suburb's proximity to waterways and low-lying areas. Increased rainfall intensity, driven by climate change, is expected to lead to more frequent and severe flood events. This could result in damage to property, disruption to transportation, and potential health risks.

Bushfires are another major concern, given the presence of surrounding bushland. Drier conditions and higher temperatures associated with climate change are expected to exacerbate the risk of bushfires. Residents need to be prepared for potential evacuations and property loss.

Heatwaves are also projected to become more frequent and intense, posing a particular risk to the elderly, children, and those with pre-existing health conditions. It is important to take precautions during heatwaves, such as staying hydrated and seeking shelter in air-conditioned environments.

While coastal risks are low due to the suburb's inland location, the overall impact of climate change on Verges Creek is expected to be significant. Residents and local authorities need to take proactive measures to adapt to these changes and mitigate the risks.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Verges Creek?

The main climate risks are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare my property for flooding?

You can prepare your property by elevating appliances, installing flood barriers, and ensuring proper drainage.

What should I do during a bushfire?

During a bushfire, follow the advice of emergency services, evacuate if necessary, and protect your property as much as possible.

How can I stay safe during a heatwave?

Stay hydrated, seek shelter in air-conditioned environments, and avoid strenuous activities during the hottest part of the day.

Where can I find more information about climate change in Verges Creek?

You can find more information on the local council website, the NSW government's climate change website, and the Bureau of Meteorology website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Verges Creek, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections