Climate Risk in Upper Mongogarie, NSW

Upper Mongogarie, New South Wales
Updated May 2026

Upper Mongogarie faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to increase the severity of these risks in the future. Residents should prepare for more frequent extreme weather events.

Is Upper Mongogarie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Mongogarie, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Upper Mongogarie

Flood

Upper Mongogarie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use

Bushfire

The bushfire risk in Upper Mongogarie is moderate. The area has some bushland, and dry conditions can increase the risk during bushfire season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Upper Mongogarie is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Global warming
  • ·Urban heat island effect

Coastal

Coastal risk is low due to the distance from the coast.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Upper Mongogarie

Detailed Hazard Analysis

heat Risk

Upper Mongogarie is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Global warming
  • ·Urban heat island effect
Data source

flood Risk

Upper Mongogarie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging infrastructure
Data source

coastal Risk

Coastal risk is low due to the distance from the coast.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The bushfire risk in Upper Mongogarie is moderate. The area has some bushland, and dry conditions can increase the risk during bushfire season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may see price impacts.

Buyer Checklist

  • 1.Check flood maps
  • 2.Assess bushfire risk
  • 3.Consider heatwave impacts
  • 4.Review insurance options

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: High

Learn more

Enhance Heatwave Preparedness

Immediate

Develop heat action plans and establish cooling centers to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Strengthen Bushfire Resilience

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Learn more

Upgrade Infrastructure

Long-term

Ensure that infrastructure is resilient to climate change impacts, including extreme weather events.

Est. cost: High

Learn more

About Upper Mongogarie's Climate Risk Profile

Upper Mongogarie, NSW, is an area that faces a combination of climate-related challenges. The primary concerns are flooding, heatwaves, and bushfire risk. Changes in rainfall patterns and increasing temperatures are expected to exacerbate these risks in the coming decades.

Flooding is a significant concern due to increased rainfall intensity. Properties located near waterways are particularly vulnerable. Residents should be aware of local flood warnings and have evacuation plans in place.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations, such as the elderly and those with chronic health conditions. It is important to stay hydrated and seek shelter during extreme heat events.

Bushfire risk is moderate, with dry vegetation and high temperatures increasing the likelihood of fires during the bushfire season. Residents should maintain their properties and be prepared to evacuate if necessary.

While coastal risks are low due to the distance from the coast, the overall climate risk profile suggests that Upper Mongogarie needs to focus on adaptation and resilience measures to protect its community and infrastructure.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Upper Mongogarie?

The main climate risks are flooding, heatwaves, and bushfire risk. These risks are expected to increase with climate change.

How can I prepare for flooding in Upper Mongogarie?

Check local flood maps, have an evacuation plan, and ensure your property is adequately insured.

What should I do during a heatwave?

Stay hydrated, seek shelter in air-conditioned environments, and check on vulnerable neighbors.

How can I protect my property from bushfires?

Maintain your property, clear vegetation around your home, and have a bushfire survival plan.

Where can I find more information about climate change impacts in Upper Mongogarie?

Consult the CSIRO climate projections and the NSW government's climate change website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Upper Mongogarie, use our analysis tool.

Check Your flood Risk Now

Check Upper Mongogarie's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections