Climate Risk Profile: Upper Orara, NSW

Upper Orara, New South Wales· 2450
Updated May 2026

Upper Orara faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. The suburb's inland location mitigates coastal risks. Residents should prepare for more frequent extreme weather events.

Is Upper Orara Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Orara, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Upper Orara

Flood

Upper Orara faces a moderate risk of flooding due to its proximity to waterways and rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to Orara River

Bushfire

Upper Orara has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Upper Orara experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Upper Orara is not directly exposed to coastal risks such as sea level rise and coastal erosion due to its inland location.

Key drivers:

  • ·Inland location

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Upper Orara

Detailed Hazard Analysis

heat Risk

Upper Orara experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Climate change
Data source

flood Risk

Upper Orara faces a moderate risk of flooding due to its proximity to waterways and rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to Orara River
  • ·Climate change
Data source

coastal Risk

Upper Orara is not directly exposed to coastal risks such as sea level rise and coastal erosion due to its inland location.

Primary Drivers

  • ·Inland location
Data source

bushfire Risk

Upper Orara has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risks.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate change projections.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to mitigate flood risk.

Est. cost: High

Learn more

Bushfire Mitigation

Immediate

Implement vegetation management programs and create firebreaks to reduce bushfire hazards.

Est. cost: Medium

Learn more

Heatwave Preparedness

Near-term

Establish cooling centers and provide public awareness campaigns on heatwave safety.

Est. cost: Low

Learn more

Community Education

Long-term

Educate residents about climate change risks and adaptation strategies.

Est. cost: Low

Learn more

Strengthen Building Codes

Long-term

Update building codes to ensure new constructions are resilient to climate change impacts.

Est. cost: Medium

Learn more

About Upper Orara's Climate Risk Profile

Upper Orara, located in New South Wales, is susceptible to a range of climate-related risks. The primary concerns are flooding due to its proximity to the Orara River, bushfires due to the surrounding bushland, and increasing heatwaves.

Climate change projections indicate that rainfall intensity will increase, leading to a higher risk of flooding. The drier conditions and higher temperatures will also exacerbate the bushfire risk. Heatwaves are expected to become more frequent and intense, posing a threat to vulnerable populations.

While Upper Orara is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and increased demand for resources, could indirectly affect the suburb.

Residents and property owners should take proactive measures to mitigate these risks, including preparing for extreme weather events, maintaining their properties to reduce bushfire hazards, and staying informed about climate change projections and adaptation strategies. Local authorities are also working to develop and implement climate resilience plans to protect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Upper Orara?

The main climate change risks in Upper Orara are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How will climate change affect property values in Upper Orara?

Climate change may negatively affect property values in Upper Orara due to increased risks of flooding, bushfires, and heatwaves. Properties in high-risk areas may experience a greater impact.

What can I do to protect my property from bushfires?

To protect your property from bushfires, you should maintain your property by clearing vegetation, creating firebreaks, and ensuring you have a bushfire survival plan.

Where can I find information about flood risks in Upper Orara?

You can find information about flood risks in Upper Orara on the Coffs Harbour City Council website and the NSW State Emergency Service website.

How can I prepare for a heatwave in Upper Orara?

To prepare for a heatwave, stay hydrated, stay indoors in air-conditioned environments, and check on vulnerable neighbors and family members.

Is Upper Orara likely to experience more droughts in the future?

Climate projections suggest that the region may experience more prolonged periods of drought in the future, which could exacerbate bushfire risks and impact water resources.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Upper Orara, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections