Climate Risk in Upper Macdonald, NSW

Upper Macdonald, New South Wales
Updated May 2026

Upper Macdonald faces increasing risks from flooding and bushfires due to climate change. Heatwaves are also expected to become more frequent and intense. Residents should prepare for these hazards.

Is Upper Macdonald Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Macdonald, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Upper Macdonald

Flood

Upper Macdonald is located near the Macdonald River and is susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow

Bushfire

The area surrounding Upper Macdonald has a high bushfire risk due to the presence of dense vegetation. Hot, dry conditions exacerbate the risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Upper Macdonald experiences moderate heat. The number of extremely hot days is projected to increase.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Upper Macdonald is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Upper Macdonald

Detailed Hazard Analysis

heat Risk

Upper Macdonald experiences moderate heat. The number of extremely hot days is projected to increase.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Upper Macdonald is located near the Macdonald River and is susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow
  • ·Urban development
Data source

coastal Risk

Upper Macdonald is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The area surrounding Upper Macdonald has a high bushfire risk due to the presence of dense vegetation. Hot, dry conditions exacerbate the risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Obtain a building inspection report.
  • 3.Review insurance options and costs.
  • 4.Assess the property's vulnerability to heatwaves.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management plans and conduct regular hazard reduction burns.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Upper Macdonald's Climate Risk Profile

Upper Macdonald, located in New South Wales, is increasingly vulnerable to the impacts of climate change. The primary concerns for this area are flooding and bushfire risks, which are projected to worsen in the coming decades.

The Macdonald River poses a significant flood risk to the area. Increased rainfall intensity and changes in river flow patterns are expected to exacerbate this risk, potentially leading to more frequent and severe flooding events. Properties near the river are particularly vulnerable.

The surrounding bushland also presents a high bushfire risk. Hotter, drier conditions are creating a more conducive environment for bushfires, increasing the likelihood of large-scale fires that could threaten lives and property. Residents need to be vigilant and prepared for bushfire season.

Heatwaves are another growing concern. The number of extremely hot days is projected to increase, posing health risks to vulnerable populations, such as the elderly and those with pre-existing medical conditions. It is important to stay hydrated and take precautions during heatwaves.

While Upper Macdonald is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and infrastructure, could still affect the community. Adapting to these changes will require a coordinated effort from residents, local government, and emergency services.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Upper Macdonald?

The main climate risks are flooding, bushfires, and heatwaves. These risks are projected to increase in the coming decades due to climate change.

How can I prepare my property for flooding?

You can prepare your property by elevating structures, installing flood barriers, and improving drainage. Check the council's flood maps for more information.

What should I do during a bushfire?

During a bushfire, follow the advice of emergency services. Evacuate if necessary and protect your property by clearing vegetation and having a bushfire survival plan.

How can I stay safe during a heatwave?

During a heatwave, stay hydrated, avoid strenuous activity, and seek shelter in air-conditioned buildings. Check on vulnerable neighbors and family members.

Where can I find more information about climate change in Upper Macdonald?

You can find more information on the Hornsby Shire Council website, the Bureau of Meteorology website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Upper Macdonald, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Upper Macdonald, NSW | ClimateNest