Climate Risk Profile: Tumbi Umbi, NSW
Tumbi Umbi faces moderate climate risks, primarily from flooding and heatwaves. These risks are projected to increase over the coming decades due to climate change. Residents should prepare for more frequent extreme weather events.
Is Tumbi Umbi Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Tumbi Umbi, New South Wales, covering flood, bushfire, sea level rise and more.
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Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Tumbi Umbi
Flood
Tumbi Umbi faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
Key drivers:
- ·Increased rainfall intensity
- ·Sea level rise
Bushfire
Bushfire risk in Tumbi Umbi is moderate due to the proximity of bushland areas. Hot, dry conditions exacerbate the risk during bushfire season.
Key drivers:
- ·Dry vegetation
- ·High temperatures
Heat
Tumbi Umbi experiences a moderate risk from heatwaves, with increasing average temperatures and more frequent heat stress events expected in the future.
Key drivers:
- ·Rising average temperatures
- ·Increased frequency of heatwaves
Coastal
Tumbi Umbi has a low to moderate risk from coastal hazards. Sea level rise and storm surges could impact low-lying areas near the coast.
Key drivers:
- ·Sea level rise
- ·Increased storm intensity
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Tumbi Umbi
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Tumbi Umbi experiences a moderate risk from heatwaves, with increasing average temperatures and more frequent heat stress events expected in the future.
Primary Drivers
- ·Rising average temperatures
- ·Increased frequency of heatwaves
- ·Urban heat island effect
flood Risk
Tumbi Umbi faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
Primary Drivers
- ·Increased rainfall intensity
- ·Sea level rise
- ·Urban development
coastal Risk
Tumbi Umbi has a low to moderate risk from coastal hazards. Sea level rise and storm surges could impact low-lying areas near the coast.
Primary Drivers
- ·Sea level rise
- ·Increased storm intensity
bushfire Risk
Bushfire risk in Tumbi Umbi is moderate due to the proximity of bushland areas. Hot, dry conditions exacerbate the risk during bushfire season.
Primary Drivers
- ·Dry vegetation
- ·High temperatures
- ·Wind
What This Means for Property Owners
Insurance Outlook
Insurance premiums may increase in areas with higher flood or bushfire risk.
Price Impact
Properties in high-risk areas may experience a decrease in value.
Buyer Checklist
- 1.Check flood maps and bushfire prone area designations.
- 2.Assess the property's vulnerability to heatwaves.
- 3.Inquire about past flood or bushfire events.
- 4.Review insurance options and premiums.
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve Flood Defenses
Near-termInvest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and stormwater management systems.
Est. cost: High
Learn moreEnhance Heatwave Preparedness
ImmediateDevelop and implement a heatwave management plan to protect vulnerable populations, including cooling centers and public awareness campaigns.
Est. cost: Medium
Learn moreStrengthen Bushfire Resilience
Near-termImplement bushfire mitigation measures, such as vegetation management, firebreaks, and community education programs.
Est. cost: Medium
Learn morePlan for Sea Level Rise
Long-termIncorporate sea level rise projections into coastal planning policies and infrastructure development decisions.
Est. cost: High
Learn morePromote Water Conservation
Near-termEncourage water conservation measures to reduce water demand and ensure water security during droughts.
Est. cost: Low
Learn moreAbout Tumbi Umbi's Climate Risk Profile
Tumbi Umbi, located on the Central Coast of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary risks include flooding from heavy rainfall and rising sea levels, as well as more frequent and intense heatwaves.
Flooding is a significant concern due to the suburb's proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events. Residents should be aware of flood risks and take appropriate precautions.
Heatwaves are also becoming more common and intense, posing a risk to vulnerable populations such as the elderly and those with chronic health conditions. Rising average temperatures and the urban heat island effect exacerbate this risk.
Coastal hazards, such as sea level rise and storm surges, pose a threat to low-lying coastal areas. While the immediate risk is relatively low, it is expected to increase over time. Bushfire risk is moderate, particularly during dry periods. Residents should maintain their properties and be prepared for bushfire season.
Addressing these climate risks requires a combination of mitigation and adaptation measures. Mitigation involves reducing greenhouse gas emissions to slow the pace of climate change, while adaptation involves taking steps to protect communities from the impacts that are already occurring.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
Central Coast Council
Frequently Asked Questions
What are the main climate change risks in Tumbi Umbi?
The main climate change risks in Tumbi Umbi are flooding, heatwaves, and bushfires. Sea level rise also poses a threat to low-lying coastal areas.
How is the Central Coast Council addressing climate change?
The Central Coast Council is developing and implementing climate change adaptation and mitigation strategies, including flood management plans, heatwave response plans, and bushfire risk reduction programs.
What can I do to prepare for flooding in Tumbi Umbi?
You can prepare for flooding by checking flood maps, having an emergency plan, and ensuring your property is adequately insured. Consider installing flood-proofing measures if your property is in a flood-prone area.
How can I stay safe during a heatwave in Tumbi Umbi?
During a heatwave, stay hydrated, seek air-conditioned environments, and avoid strenuous activities. Check on vulnerable neighbors and family members.
What should I do to protect my property from bushfires in Tumbi Umbi?
To protect your property from bushfires, maintain firebreaks, clear vegetation around your home, and have a bushfire survival plan. Ensure your property is adequately insured.
Where can I find more information about climate change impacts in Tumbi Umbi?
You can find more information about climate change impacts in Tumbi Umbi from the Central Coast Council, the NSW Department of Planning and Environment, and the Bureau of Meteorology.
Get your property's risk report
This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tumbi Umbi, use our analysis tool.
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What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections