NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Thule

UNKNOWN

High
72

Thule faces significant climate risks, particularly from bushfires and heatwaves.

Tibooburra

Unincorporated Far West

High
72

Tibooburra faces significant climate-related challenges, particularly from bushfires and extreme heat.

Tilpa

UNKNOWN

High
72

Tilpa, NSW, faces significant risks from bushfires, heatwaves, and flooding.

Timbillica

UNKNOWN

High
72

Timbillica faces significant climate risks, particularly from bushfires and flooding.

Tindarey

UNKNOWN

High
72

Tindarey faces significant climate risks, particularly from bushfires and heatwaves.

Tinderry

UNKNOWN

High
72

Tinderry faces significant climate risks, particularly from bushfires and flooding.

Tingha

UNKNOWN

High
72

Tingha faces significant climate risks, particularly from bushfires, floods, and heatwaves.

Tinpot

UNKNOWN

High
72

Tinpot, NSW, faces significant climate risks, particularly from bushfires and heatwaves.

The Rocks

UNKNOWN

Medium
58

The Rocks faces a moderate to high climate risk, primarily driven by coastal hazards, heatwaves, and flooding.

Thirlmere

Wollondilly

Medium
58

Thirlmere faces moderate climate risks, primarily from flooding and bushfires.

Thirroul

Wollongong

Medium
58

Thirroul is a coastal suburb in NSW that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Thora

UNKNOWN

Medium
58

Thora faces moderate climate risks, primarily from flooding and bushfires.

Thumb Creek

UNKNOWN

Medium
58

Thumb Creek faces moderate climate risks, primarily from flooding and bushfires.

Tichular

UNKNOWN

Medium
58

Tichular faces moderate risks from flooding, bushfires, and heatwaves, with coastal risks being minimal due to its inland location.

Timbumburi

UNKNOWN

Medium
58

Timbumburi faces increasing risks from bushfires and heatwaves due to climate change.

Tingira Heights

UNKNOWN

Medium
58

Tingira Heights faces moderate climate risks, particularly from bushfires and flooding.

Tinonee

UNKNOWN

Medium
58

Tinonee faces moderate climate risks, primarily from flooding and heatwaves.

The Sandon

UNKNOWN

Medium
55

The Sandon faces moderate risks from flooding and heatwaves, with bushfire risk also present.

The Slopes

UNKNOWN

Medium
55

The Slopes faces a medium overall climate risk, with heat and flood being the primary concerns.

Theresa Creek

UNKNOWN

Medium
55

Theresa Creek faces moderate risks from flooding, bushfires, and heatwaves.

Thirldene

UNKNOWN

Medium
55

Thirldene faces moderate climate risks, primarily from flooding and heatwaves.

Thrumster

Port Macquarie-Hastings

Medium
55

Thrumster faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Tianjara

UNKNOWN

Medium
55

Tianjara faces moderate climate risks, primarily from bushfires and heatwaves.

Tibbuc

UNKNOWN

Medium
55

Tibbuc faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Timbarra

UNKNOWN

Medium
55

Timbarra faces increasing risks from bushfires and heatwaves.

Tintinhull

UNKNOWN

Medium
55

Tintinhull faces increasing risks from heatwaves and flooding due to climate change.

The Rock

City of Wagga Wagga

Medium
52

The Rock, NSW, faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

The Whiteman

UNKNOWN

Medium
52

The Whiteman faces moderate risks from flooding, bushfires, and heatwaves.

Theresa Park

Penrith

Medium
52

Theresa Park faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Thornleigh

Hornsby

Medium
52

Thornleigh faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Thornton

Maitland

Medium
52

Thornton faces moderate climate risks, primarily from flooding and heatwaves.

Thuddungra

Hilltops

Medium
52

Thuddungra faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Thurgoona

Albury City

Medium
52

Thurgoona faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Thyra

Murray River

Medium
52

Thyra is a rural locality in New South Wales that faces moderate risks from flooding and heatwaves.

Tichborne

Parkes

Medium
52

Tichborne faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Tighes Hill

Newcastle

Medium
52

Tighes Hill is a suburb in Newcastle, NSW, that faces moderate climate risks.

Tilba Tilba

UNKNOWN

Medium
52

Tilba Tilba faces moderate to high climate risks, particularly from bushfires and coastal hazards.

Tilbuster

UNKNOWN

Medium
52

Tilbuster faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tilligerry Creek

UNKNOWN

Medium
52

Tilligerry Creek faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Timor

UNKNOWN

Medium
52

Timor faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Tintenbar

Ballina

Medium
52

Tintenbar faces moderate risks from flooding, bushfires, and heatwaves.

The Rocks

Moderate

Assessment in progress

The Sandon

Moderate

Assessment in progress

The Slopes

Moderate

Assessment in progress

The Whiteman

Moderate

Assessment in progress

Thora

Moderate

Assessment in progress

Thornleigh

Moderate

Assessment in progress

Thrumster

Moderate

Assessment in progress

Thurgoona

Moderate

Assessment in progress

Tibbuc

Moderate

Assessment in progress

Tilba Tilba

Moderate

Assessment in progress

Tilbuster

Moderate

Assessment in progress

Tilpa

Moderate

Assessment in progress

Timbillica

Moderate

Assessment in progress

Tindarey

Moderate

Assessment in progress

Tinderry

Moderate

Assessment in progress

Tingha

Moderate

Assessment in progress

Tinonee

Moderate

Assessment in progress

Tinpot

Moderate

Assessment in progress

Tintenbar

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections