Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Thule
UNKNOWN
Thule faces significant climate risks, particularly from bushfires and heatwaves.
Tibooburra
Unincorporated Far West
Tibooburra faces significant climate-related challenges, particularly from bushfires and extreme heat.
Tilpa
UNKNOWN
Tilpa, NSW, faces significant risks from bushfires, heatwaves, and flooding.
Timbillica
UNKNOWN
Timbillica faces significant climate risks, particularly from bushfires and flooding.
Tindarey
UNKNOWN
Tindarey faces significant climate risks, particularly from bushfires and heatwaves.
Tinderry
UNKNOWN
Tinderry faces significant climate risks, particularly from bushfires and flooding.
Tingha
UNKNOWN
Tingha faces significant climate risks, particularly from bushfires, floods, and heatwaves.
Tinpot
UNKNOWN
Tinpot, NSW, faces significant climate risks, particularly from bushfires and heatwaves.
The Rocks
UNKNOWN
The Rocks faces a moderate to high climate risk, primarily driven by coastal hazards, heatwaves, and flooding.
Thirlmere
Wollondilly
Thirlmere faces moderate climate risks, primarily from flooding and bushfires.
Thirroul
Wollongong
Thirroul is a coastal suburb in NSW that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Thora
UNKNOWN
Thora faces moderate climate risks, primarily from flooding and bushfires.
Thumb Creek
UNKNOWN
Thumb Creek faces moderate climate risks, primarily from flooding and bushfires.
Tichular
UNKNOWN
Tichular faces moderate risks from flooding, bushfires, and heatwaves, with coastal risks being minimal due to its inland location.
Timbumburi
UNKNOWN
Timbumburi faces increasing risks from bushfires and heatwaves due to climate change.
Tingira Heights
UNKNOWN
Tingira Heights faces moderate climate risks, particularly from bushfires and flooding.
Tinonee
UNKNOWN
Tinonee faces moderate climate risks, primarily from flooding and heatwaves.
The Sandon
UNKNOWN
The Sandon faces moderate risks from flooding and heatwaves, with bushfire risk also present.
The Slopes
UNKNOWN
The Slopes faces a medium overall climate risk, with heat and flood being the primary concerns.
Theresa Creek
UNKNOWN
Theresa Creek faces moderate risks from flooding, bushfires, and heatwaves.
Thirldene
UNKNOWN
Thirldene faces moderate climate risks, primarily from flooding and heatwaves.
Thrumster
Port Macquarie-Hastings
Thrumster faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Tianjara
UNKNOWN
Tianjara faces moderate climate risks, primarily from bushfires and heatwaves.
Tibbuc
UNKNOWN
Tibbuc faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Timbarra
UNKNOWN
Timbarra faces increasing risks from bushfires and heatwaves.
Tintinhull
UNKNOWN
Tintinhull faces increasing risks from heatwaves and flooding due to climate change.
The Rock
City of Wagga Wagga
The Rock, NSW, faces moderate climate risks, primarily from bushfires, heatwaves and flooding.
The Whiteman
UNKNOWN
The Whiteman faces moderate risks from flooding, bushfires, and heatwaves.
Theresa Park
Penrith
Theresa Park faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.
Thornleigh
Hornsby
Thornleigh faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Thornton
Maitland
Thornton faces moderate climate risks, primarily from flooding and heatwaves.
Thuddungra
Hilltops
Thuddungra faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Thurgoona
Albury City
Thurgoona faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Thyra
Murray River
Thyra is a rural locality in New South Wales that faces moderate risks from flooding and heatwaves.
Tichborne
Parkes
Tichborne faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Tighes Hill
Newcastle
Tighes Hill is a suburb in Newcastle, NSW, that faces moderate climate risks.
Tilba Tilba
UNKNOWN
Tilba Tilba faces moderate to high climate risks, particularly from bushfires and coastal hazards.
Tilbuster
UNKNOWN
Tilbuster faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Tilligerry Creek
UNKNOWN
Tilligerry Creek faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Timor
UNKNOWN
Timor faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.
Tintenbar
Ballina
Tintenbar faces moderate risks from flooding, bushfires, and heatwaves.
The Rocks
Assessment in progress
The Sandon
Assessment in progress
The Slopes
Assessment in progress
The Whiteman
Assessment in progress
Thora
Assessment in progress
Thornleigh
Assessment in progress
Thrumster
Assessment in progress
Thurgoona
Assessment in progress
Tibbuc
Assessment in progress
Tilba Tilba
Assessment in progress
Tilbuster
Assessment in progress
Tilpa
Assessment in progress
Timbillica
Assessment in progress
Tindarey
Assessment in progress
Tinderry
Assessment in progress
Tingha
Assessment in progress
Tinonee
Assessment in progress
Tinpot
Assessment in progress
Tintenbar
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections