Climate Risk Profile: Tilligerry Creek, NSW

Tilligerry Creek, New South Wales
Updated May 2026

Tilligerry Creek faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. The risk scores are projected to increase by 2030 and 2050 under a high emissions scenario. Residents should prepare for more frequent extreme weather events.

Is Tilligerry Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tilligerry Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tilligerry Creek

Flood

Tilligerry Creek faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity could exacerbate the risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The bushfire risk in Tilligerry Creek is relatively low due to the suburb's location and limited surrounding bushland. However, drier conditions could increase the risk.

Key drivers:

  • ·Drier conditions
  • ·Increased frequency of heatwaves

Heat

Tilligerry Creek is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Tilligerry Creek faces a moderate risk from coastal hazards due to sea level rise and potential erosion. Low-lying areas are particularly vulnerable.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Tilligerry Creek

Detailed Hazard Analysis

heat Risk

Tilligerry Creek is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Tilligerry Creek faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity could exacerbate the risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surge
Data source

coastal Risk

Tilligerry Creek faces a moderate risk from coastal hazards due to sea level rise and potential erosion. Low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
  • ·Coastal erosion
Data source

bushfire Risk

The bushfire risk in Tilligerry Creek is relatively low due to the suburb's location and limited surrounding bushland. However, drier conditions could increase the risk.

Primary Drivers

  • ·Drier conditions
  • ·Increased frequency of heatwaves
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Property values in vulnerable areas may be negatively impacted.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and mitigation measures.
  • 3.Consider heat resilience of the property.
  • 4.Evaluate coastal erosion risk.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Implement Heat Action Plan

Immediate

Develop a plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach.

Est. cost: Low

Learn more

Strengthen Coastal Defenses

Long-term

Implement measures to protect coastal areas from erosion and storm surge, such as seawalls and beach nourishment.

Est. cost: High

Learn more

Promote Heat-Resilient Building Designs

Near-term

Encourage the use of building materials and designs that reduce heat absorption and improve ventilation.

Est. cost: Medium

Learn more

Community Awareness Programs

Immediate

Educate residents about climate risks and adaptation measures through workshops and online resources.

Est. cost: Low

Learn more

About Tilligerry Creek's Climate Risk Profile

Tilligerry Creek, located in New South Wales, is susceptible to a range of climate-related risks. The primary concerns are flooding due to increased rainfall intensity and sea level rise, heatwaves leading to health impacts, and coastal hazards such as erosion and storm surge.

The suburb's proximity to waterways and low-lying areas make it particularly vulnerable to flooding. Climate change is expected to increase the frequency and intensity of rainfall events, exacerbating this risk. Sea level rise will further compound the problem, increasing the likelihood of coastal inundation.

Heatwaves are another significant concern for Tilligerry Creek. Rising average temperatures and more frequent heatwaves can lead to heat stress, especially among vulnerable populations such as the elderly and those with pre-existing health conditions. The urban heat island effect may also amplify the impact of heatwaves in certain areas.

Coastal hazards, including erosion and storm surge, pose a threat to properties and infrastructure along the coastline. Sea level rise will increase the vulnerability of these areas, potentially leading to significant damage and displacement.

Addressing these climate risks requires a combination of adaptation and mitigation measures. Adaptation strategies include improving drainage infrastructure, implementing early warning systems, and promoting heat-resilient building designs. Mitigation efforts focus on reducing greenhouse gas emissions to slow down the pace of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Tilligerry Creek?

The main climate risks include flooding, heatwaves, and coastal hazards such as erosion and storm surge. These risks are expected to increase with climate change.

How will climate change affect property values in Tilligerry Creek?

Property values in vulnerable areas may be negatively impacted due to increased flood risk, coastal erosion, and heatwave frequency. Insurance premiums may also increase.

What is the council doing to address climate change in Tilligerry Creek?

Port Stephens Council is developing and implementing climate adaptation strategies, including improving drainage infrastructure, promoting heat-resilient building designs, and strengthening coastal defenses.

How can I prepare my home for increased heatwaves?

You can improve your home's heat resilience by installing insulation, using light-colored roofing materials, planting shade trees, and ensuring adequate ventilation. Consider installing air conditioning if necessary.

Where can I find information about flood risks in Tilligerry Creek?

You can find flood maps and information on the Port Stephens Council website and the NSW State Emergency Service website.

What should I do during a flood?

During a flood, follow the advice of emergency services. Move to higher ground, avoid driving through floodwaters, and be aware of potential hazards such as fallen power lines.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tilligerry Creek, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections