Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Tantonan
UNKNOWN
Tantonan faces notable risks from bushfires and flooding, with heatwaves also posing a concern.
Tennyson
Hawkesbury
Tennyson, NSW, faces significant climate risks, particularly from flooding and heatwaves.
Terania Creek
UNKNOWN
Terania Creek faces significant risks from bushfires and flooding, with increasing heatwave potential.
Tapitallee
UNKNOWN
Tapitallee is a suburb in New South Wales that faces several climate-related risks.
Tarbuck Bay
UNKNOWN
Tarbuck Bay faces a moderate climate risk profile, with increasing threats from flooding, bushfires, heatwaves, and coastal hazards.
Taree
MidCoast
Taree faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.
Tarrawanna
Wollongong
Tarrawanna faces moderate climate risks, primarily from flooding and bushfires.
Tarriaro
UNKNOWN
Tarriaro faces moderate climate risks, primarily from flooding and bushfires.
Tathra
Bega Valley
Tathra is a coastal town in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Tea Gardens
MidCoast
Tea Gardens faces increasing risks from flooding, bushfires, heatwaves, and coastal hazards due to climate change.
Tennyson Point
City of Ryde
Tennyson Point faces moderate climate risks, primarily from flooding, heatwaves and coastal inundation.
Teralba
Lake Macquarie
Teralba is a suburb in the Lake Macquarie region of New South Wales, facing moderate climate risks.
Tara
UNKNOWN
Tara, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Tarago
UNKNOWN
Tarago, NSW, faces moderate risks from flooding and bushfires, with increasing heat risk.
Taralga
Upper Lachlan Shire Council
Taralga faces moderate climate risks, primarily from flooding and bushfires.
Taree South
UNKNOWN
Taree South faces a medium level of climate risk, primarily driven by flooding and heatwaves.
Tarlo
Goulburn Mulwaree
Tarlo faces moderate climate risks, primarily from flooding and bushfires.
Tarraganda
UNKNOWN
Tarraganda faces increasing risks from flooding and heatwaves due to climate change.
Tascott
Central Coast
Tascott is a suburb on the Central Coast of NSW that faces moderate risks from climate change.
Tatham
UNKNOWN
Tatham faces increasing risks from flooding and heatwaves due to climate change.
Taylors Arm
UNKNOWN
Taylors Arm faces increasing risks from flooding and heatwaves due to climate change.
Taylors Flat
Oberon
Taylors Flat faces moderate climate risks, primarily from flooding and bushfires.
Telegraph Point
Port Macquarie-Hastings
Telegraph Point faces moderate climate risks, primarily from flooding and heatwaves.
Tempe
Inner West
Tempe faces moderate risks from flooding, heatwaves, and coastal hazards.
Ten Mile Hollow
UNKNOWN
Ten Mile Hollow faces moderate risks from bushfires and heatwaves, with increasing trends due to climate change.
Tenterden
UNKNOWN
Tenterden faces increasing risks from bushfires and heatwaves due to climate change.
Tenterfield
Tenterfield Shire Council
Tenterfield faces moderate climate risks, primarily from flooding and bushfires.
Terara
Shoalhaven
Terara, NSW, faces increasing climate risks, particularly from flooding due to its location on the Shoalhaven River floodplain.
Teridgerie
UNKNOWN
Teridgerie faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Taradale
UNKNOWN
Taradale, NSW, faces moderate risks from flooding, bushfires, and heatwaves.
Tarana
Lithgow
Tarana faces moderate risks from climate change, primarily related to bushfires, flooding, and heatwaves.
Tarban
UNKNOWN
Tarban faces moderate climate risks, primarily from flooding and heatwaves.
Tarcutta
Snowy Valleys Council
Tarcutta faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Taren Point
Sutherland Shire
Taren Point, NSW, faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.
Tarro
City of Maitland
Tarro faces increasing risks from flooding and heatwaves due to climate change.
Tatton
City of Wagga Wagga
Tatton, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Taylors Beach
Port Stephens
Taylors Beach is a coastal suburb in New South Wales that faces moderate climate risks.
Telarah
City of Maitland
Telarah faces increasing risks from flooding and heatwaves due to climate change.
Telopea
Parramatta
Telopea is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.
Temagog
UNKNOWN
Temagog faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Temora
Temora Shire Council
Temora faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Tenambit
Maitland
Tenambit faces moderate climate risks, primarily from flooding and heatwaves.
Tenandra
Parkes
Tenandra faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Tarago
Assessment in progress
Tarana
Assessment in progress
Tarbuck Bay
Assessment in progress
Taree
Assessment in progress
Taree South
Assessment in progress
Tarlo
Assessment in progress
Tarraganda
Assessment in progress
Tascott
Assessment in progress
Tatham
Assessment in progress
Tathra
Assessment in progress
Taylors Flat
Assessment in progress
Tea Gardens
Assessment in progress
Telegraph Point
Assessment in progress
Ten Mile Hollow
Assessment in progress
Tennyson
Assessment in progress
Tenterden
Assessment in progress
Teridgerie
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections