NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Tantonan

UNKNOWN

High
72

Tantonan faces notable risks from bushfires and flooding, with heatwaves also posing a concern.

Tennyson

Hawkesbury

High
72

Tennyson, NSW, faces significant climate risks, particularly from flooding and heatwaves.

Terania Creek

UNKNOWN

High
72

Terania Creek faces significant risks from bushfires and flooding, with increasing heatwave potential.

Tapitallee

UNKNOWN

Medium
58

Tapitallee is a suburb in New South Wales that faces several climate-related risks.

Tarbuck Bay

UNKNOWN

Medium
58

Tarbuck Bay faces a moderate climate risk profile, with increasing threats from flooding, bushfires, heatwaves, and coastal hazards.

Taree

MidCoast

Medium
58

Taree faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.

Tarrawanna

Wollongong

Medium
58

Tarrawanna faces moderate climate risks, primarily from flooding and bushfires.

Tarriaro

UNKNOWN

Medium
58

Tarriaro faces moderate climate risks, primarily from flooding and bushfires.

Tathra

Bega Valley

Medium
58

Tathra is a coastal town in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Tea Gardens

MidCoast

Medium
58

Tea Gardens faces increasing risks from flooding, bushfires, heatwaves, and coastal hazards due to climate change.

Tennyson Point

City of Ryde

Medium
58

Tennyson Point faces moderate climate risks, primarily from flooding, heatwaves and coastal inundation.

Teralba

Lake Macquarie

Medium
58

Teralba is a suburb in the Lake Macquarie region of New South Wales, facing moderate climate risks.

Tara

UNKNOWN

Medium
55

Tara, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Tarago

UNKNOWN

Medium
55

Tarago, NSW, faces moderate risks from flooding and bushfires, with increasing heat risk.

Taralga

Upper Lachlan Shire Council

Medium
55

Taralga faces moderate climate risks, primarily from flooding and bushfires.

Taree South

UNKNOWN

Medium
55

Taree South faces a medium level of climate risk, primarily driven by flooding and heatwaves.

Tarlo

Goulburn Mulwaree

Medium
55

Tarlo faces moderate climate risks, primarily from flooding and bushfires.

Tarraganda

UNKNOWN

Medium
55

Tarraganda faces increasing risks from flooding and heatwaves due to climate change.

Tascott

Central Coast

Medium
55

Tascott is a suburb on the Central Coast of NSW that faces moderate risks from climate change.

Tatham

UNKNOWN

Medium
55

Tatham faces increasing risks from flooding and heatwaves due to climate change.

Taylors Arm

UNKNOWN

Medium
55

Taylors Arm faces increasing risks from flooding and heatwaves due to climate change.

Taylors Flat

Oberon

Medium
55

Taylors Flat faces moderate climate risks, primarily from flooding and bushfires.

Telegraph Point

Port Macquarie-Hastings

Medium
55

Telegraph Point faces moderate climate risks, primarily from flooding and heatwaves.

Tempe

Inner West

Medium
55

Tempe faces moderate risks from flooding, heatwaves, and coastal hazards.

Ten Mile Hollow

UNKNOWN

Medium
55

Ten Mile Hollow faces moderate risks from bushfires and heatwaves, with increasing trends due to climate change.

Tenterden

UNKNOWN

Medium
55

Tenterden faces increasing risks from bushfires and heatwaves due to climate change.

Tenterfield

Tenterfield Shire Council

Medium
55

Tenterfield faces moderate climate risks, primarily from flooding and bushfires.

Terara

Shoalhaven

Medium
55

Terara, NSW, faces increasing climate risks, particularly from flooding due to its location on the Shoalhaven River floodplain.

Teridgerie

UNKNOWN

Medium
55

Teridgerie faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Taradale

UNKNOWN

Medium
52

Taradale, NSW, faces moderate risks from flooding, bushfires, and heatwaves.

Tarana

Lithgow

Medium
52

Tarana faces moderate risks from climate change, primarily related to bushfires, flooding, and heatwaves.

Tarban

UNKNOWN

Medium
52

Tarban faces moderate climate risks, primarily from flooding and heatwaves.

Tarcutta

Snowy Valleys Council

Medium
52

Tarcutta faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Taren Point

Sutherland Shire

Medium
52

Taren Point, NSW, faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Tarro

City of Maitland

Medium
52

Tarro faces increasing risks from flooding and heatwaves due to climate change.

Tatton

City of Wagga Wagga

Medium
52

Tatton, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Taylors Beach

Port Stephens

Medium
52

Taylors Beach is a coastal suburb in New South Wales that faces moderate climate risks.

Telarah

City of Maitland

Medium
52

Telarah faces increasing risks from flooding and heatwaves due to climate change.

Telopea

Parramatta

Medium
52

Telopea is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Temagog

UNKNOWN

Medium
52

Temagog faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Temora

Temora Shire Council

Medium
52

Temora faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Tenambit

Maitland

Medium
52

Tenambit faces moderate climate risks, primarily from flooding and heatwaves.

Tenandra

Parkes

Medium
52

Tenandra faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Tarago

Moderate

Assessment in progress

Tarana

Moderate

Assessment in progress

Tarbuck Bay

Moderate

Assessment in progress

Taree

Moderate

Assessment in progress

Taree South

Moderate

Assessment in progress

Tarlo

Moderate

Assessment in progress

Tarraganda

Moderate

Assessment in progress

Tascott

Moderate

Assessment in progress

Tatham

Moderate

Assessment in progress

Tathra

Moderate

Assessment in progress

Taylors Flat

Moderate

Assessment in progress

Tea Gardens

Moderate

Assessment in progress

Telegraph Point

Moderate

Assessment in progress

Ten Mile Hollow

Moderate

Assessment in progress

Tennyson

Moderate

Assessment in progress

Tenterden

Moderate

Assessment in progress

Teridgerie

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections