Climate Risk Assessment: Tarrawanna, NSW

Tarrawanna, New South Wales· Wollongong· 2517
Updated May 2026

Tarrawanna faces moderate climate risks, primarily from flooding and bushfires. Increasing temperatures and potential coastal impacts also pose challenges. Residents should prepare for more frequent extreme weather events.

Is Tarrawanna Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tarrawanna, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tarrawanna

Flood

Tarrawanna faces a moderate risk of flooding due to its proximity to creeks and drainage systems. Intense rainfall events can lead to flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development reducing permeable surfaces

Bushfire

The suburb has a high bushfire risk due to its location near bushland areas. Dry conditions and strong winds can exacerbate the risk.

Key drivers:

  • ·Drier conditions
  • ·Increased frequency of heatwaves

Heat

Tarrawanna experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

While not directly on the coast, Tarrawanna is indirectly affected by coastal hazards such as sea level rise and storm surges impacting nearby coastal communities.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Tarrawanna

Detailed Hazard Analysis

heat Risk

Tarrawanna experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Tarrawanna faces a moderate risk of flooding due to its proximity to creeks and drainage systems. Intense rainfall events can lead to flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development reducing permeable surfaces
Data source

coastal Risk

While not directly on the coast, Tarrawanna is indirectly affected by coastal hazards such as sea level rise and storm surges impacting nearby coastal communities.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The suburb has a high bushfire risk due to its location near bushland areas. Dry conditions and strong winds can exacerbate the risk.

Primary Drivers

  • ·Drier conditions
  • ·Increased frequency of heatwaves
  • ·Fuel load accumulation
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience slower price growth.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Review insurance options and potential premium increases.
  • 4.Consider long-term climate projections for the area.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire Risk Mitigation

Immediate

Implement vegetation management programs and promote property maintenance to reduce bushfire fuel loads.

Est. cost: Low

Learn more

Heatwave Preparedness

Near-term

Develop a heatwave response plan and establish cooling centers to protect vulnerable residents.

Est. cost: Low

Learn more

Coastal Hazard Adaptation

Long-term

Monitor sea level rise and develop strategies to protect coastal infrastructure and communities.

Est. cost: High

Learn more

About Tarrawanna's Climate Risk Profile

Tarrawanna, located in the Wollongong region of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary risks include flooding due to intense rainfall and its proximity to creeks, and bushfires due to its location near bushland areas. Rising temperatures and indirect coastal impacts also contribute to the overall risk profile.

Flooding is a significant concern, with potential for flash flooding during heavy rainfall events. Urban development and reduced permeable surfaces exacerbate this risk. Bushfire risk is elevated due to dry conditions, strong winds, and the accumulation of fuel loads in surrounding bushland.

Rising average temperatures and more frequent heatwaves pose a threat to vulnerable populations. While not directly on the coast, Tarrawanna is indirectly affected by sea level rise and storm surges impacting nearby coastal communities, potentially disrupting supply chains and infrastructure.

Climate projections indicate that these risks will intensify in the coming decades. Residents and property owners should take proactive measures to mitigate these risks and adapt to the changing climate. This includes preparing for extreme weather events, maintaining properties to reduce bushfire risk, and supporting local government initiatives to improve resilience.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Tarrawanna?

The main risks are flooding, bushfires, and heatwaves. Coastal impacts are also a concern due to the suburb's proximity to the coast.

How can I prepare my property for flooding?

Ensure your property has adequate drainage, clear gutters and downpipes, and consider installing flood barriers if necessary.

What should I do during a bushfire?

Follow the advice of emergency services, evacuate if necessary, and have a bushfire survival plan in place.

How can I stay safe during a heatwave?

Stay hydrated, avoid strenuous activity during the hottest part of the day, and seek refuge in air-conditioned spaces if possible.

Where can I find more information about climate change impacts in Wollongong?

Visit the Wollongong City Council website or the NSW Department of Planning and Environment website for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tarrawanna, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections