Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Stuarts Point
UNKNOWN
Stuarts Point faces significant climate risks, particularly from flooding and coastal hazards.
Stubbo
UNKNOWN
Stubbo faces significant climate risks, particularly from bushfires and heatwaves.
Sun Valley
UNKNOWN
Sun Valley faces significant climate risks, particularly from bushfires and flooding.
Stroud
MidCoast Council
Stroud faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Suffolk Park
Byron
Suffolk Park faces increasing risks from flooding, heatwaves, bushfires, and coastal erosion due to climate change.
Sugarloaf
UNKNOWN
Sugarloaf faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Sunshine Bay
Eurobodalla
Sunshine Bay is a suburb in New South Wales that faces several climate-related risks.
Surf Beach
UNKNOWN
Surf Beach, NSW, faces moderate climate risks, particularly from flooding, heatwaves and coastal erosion.
Surfside
UNKNOWN
Surfside, NSW, faces a moderate overall climate risk.
Sussex Inlet
Shoalhaven
Sussex Inlet is a coastal town in New South Wales that faces several climate-related risks.
Swan Bay
UNKNOWN
Swan Bay faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.
Swan Vale
UNKNOWN
Swan Vale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Swanhaven
UNKNOWN
Swanhaven faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.
Swansea Heads
UNKNOWN
Swansea Heads faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Swansea
UNKNOWN
Swansea faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal hazards.
Sydenham
Inner West
Sydenham faces moderate climate risks, primarily from flooding and heatwaves.
Strathfield
Strathfield
Strathfield faces moderate climate risks, primarily from flooding and heatwaves.
Stroud Road
UNKNOWN
Stroud Road faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Stud Park
UNKNOWN
Stud Park faces increasing risks from bushfires and heatwaves due to climate change.
Summer Island
UNKNOWN
Summer Island faces increasing climate risks, particularly from heatwaves and flooding.
Sunny Corner
UNKNOWN
Sunny Corner, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.
Sunset Strip
Sunset Strip faces moderate climate risks, particularly from heatwaves, flooding, and coastal hazards.
Sunshine
UNKNOWN
Sunshine, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Suntop
Mid-Western Regional
Suntop faces moderate risks from flooding, bushfires, and heatwaves.
Swan Creek
UNKNOWN
Swan Creek, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Swanbrook
UNKNOWN
Swanbrook faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Swans Crossing
UNKNOWN
Swans Crossing faces moderate climate risks, primarily from flooding and heatwaves.
Stratheden
UNKNOWN
Stratheden faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Strathfield South
Strathfield
Strathfield South faces moderate climate risks, primarily from flooding and heatwaves.
Stroud Hill
UNKNOWN
Stroud Hill faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these threats.
Stuart Town
Dubbo Regional
Stuart Town faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Summer Hill Creek
UNKNOWN
Summer Hill Creek faces increasing risks from bushfires, heatwaves and flooding due to climate change.
Summer Hill
Inner West
Summer Hill is a suburb in the Inner West of Sydney, facing moderate climate risks.
Summerland Point
Central Coast
Summerland Point faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.
Sutton Forest
Wingecarribee Shire Council
Sutton Forest faces moderate risks from flooding and heatwaves, and a high risk from bushfires.
Sutton
Yass Valley
Sutton, NSW, faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Sweetmans Creek
UNKNOWN
Sweetmans Creek faces moderate risks from flooding, bushfires, and heatwaves.
Stratheden
Assessment in progress
Strathfield
Assessment in progress
Stroud
Assessment in progress
Stroud Hill
Assessment in progress
Stroud Road
Assessment in progress
Stud Park
Assessment in progress
Suffolk Park
Assessment in progress
Sugarloaf
Assessment in progress
Summer Hill
Assessment in progress
Summer Hill Creek
Assessment in progress
Sun Valley
Assessment in progress
Sunny Corner
Assessment in progress
Sunshine Bay
Assessment in progress
Surf Beach
Assessment in progress
Surfside
Assessment in progress
Surry Hills
Assessment in progress
Sutherland
Assessment in progress
Swan Bay
Assessment in progress
Swan Creek
Assessment in progress
Swan Vale
Assessment in progress
Swanbrook
Assessment in progress
Swans Crossing
Assessment in progress
Sweetmans Creek
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections