NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Stuarts Point

UNKNOWN

High
72

Stuarts Point faces significant climate risks, particularly from flooding and coastal hazards.

Stubbo

UNKNOWN

High
72

Stubbo faces significant climate risks, particularly from bushfires and heatwaves.

Sun Valley

UNKNOWN

High
72

Sun Valley faces significant climate risks, particularly from bushfires and flooding.

Stroud

MidCoast Council

Medium
58

Stroud faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Suffolk Park

Byron

Medium
58

Suffolk Park faces increasing risks from flooding, heatwaves, bushfires, and coastal erosion due to climate change.

Sugarloaf

UNKNOWN

Medium
58

Sugarloaf faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Sunshine Bay

Eurobodalla

Medium
58

Sunshine Bay is a suburb in New South Wales that faces several climate-related risks.

Surf Beach

UNKNOWN

Medium
58

Surf Beach, NSW, faces moderate climate risks, particularly from flooding, heatwaves and coastal erosion.

Surfside

UNKNOWN

Medium
58

Surfside, NSW, faces a moderate overall climate risk.

Sussex Inlet

Shoalhaven

Medium
58

Sussex Inlet is a coastal town in New South Wales that faces several climate-related risks.

Swan Bay

UNKNOWN

Medium
58

Swan Bay faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Swan Vale

UNKNOWN

Medium
58

Swan Vale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Swanhaven

UNKNOWN

Medium
58

Swanhaven faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.

Swansea Heads

UNKNOWN

Medium
58

Swansea Heads faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Swansea

UNKNOWN

Medium
58

Swansea faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal hazards.

Sydenham

Inner West

Medium
58

Sydenham faces moderate climate risks, primarily from flooding and heatwaves.

Strathfield

Strathfield

Medium
55

Strathfield faces moderate climate risks, primarily from flooding and heatwaves.

Stroud Road

UNKNOWN

Medium
55

Stroud Road faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Stud Park

UNKNOWN

Medium
55

Stud Park faces increasing risks from bushfires and heatwaves due to climate change.

Summer Island

UNKNOWN

Medium
55

Summer Island faces increasing climate risks, particularly from heatwaves and flooding.

Sunny Corner

UNKNOWN

Medium
55

Sunny Corner, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.

Sunset Strip

Medium
55

Sunset Strip faces moderate climate risks, particularly from heatwaves, flooding, and coastal hazards.

Sunshine

UNKNOWN

Medium
55

Sunshine, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Suntop

Mid-Western Regional

Medium
55

Suntop faces moderate risks from flooding, bushfires, and heatwaves.

Swan Creek

UNKNOWN

Medium
55

Swan Creek, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Swanbrook

UNKNOWN

Medium
55

Swanbrook faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Swans Crossing

UNKNOWN

Medium
55

Swans Crossing faces moderate climate risks, primarily from flooding and heatwaves.

Stratheden

UNKNOWN

Medium
52

Stratheden faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Strathfield South

Strathfield

Medium
52

Strathfield South faces moderate climate risks, primarily from flooding and heatwaves.

Stroud Hill

UNKNOWN

Medium
52

Stroud Hill faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these threats.

Stuart Town

Dubbo Regional

Medium
52

Stuart Town faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Summer Hill Creek

UNKNOWN

Medium
52

Summer Hill Creek faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Summer Hill

Inner West

Medium
52

Summer Hill is a suburb in the Inner West of Sydney, facing moderate climate risks.

Summerland Point

Central Coast

Medium
52

Summerland Point faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.

Sutton Forest

Wingecarribee Shire Council

Medium
52

Sutton Forest faces moderate risks from flooding and heatwaves, and a high risk from bushfires.

Sutton

Yass Valley

Medium
52

Sutton, NSW, faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Sweetmans Creek

UNKNOWN

Medium
52

Sweetmans Creek faces moderate risks from flooding, bushfires, and heatwaves.

Stratheden

Moderate

Assessment in progress

Strathfield

Moderate

Assessment in progress

Stroud

Moderate

Assessment in progress

Stroud Hill

Moderate

Assessment in progress

Stroud Road

Moderate

Assessment in progress

Stud Park

Moderate

Assessment in progress

Suffolk Park

Moderate

Assessment in progress

Sugarloaf

Moderate

Assessment in progress

Summer Hill

Moderate

Assessment in progress

Summer Hill Creek

Moderate

Assessment in progress

Sun Valley

Moderate

Assessment in progress

Sunny Corner

Moderate

Assessment in progress

Sunshine Bay

Moderate

Assessment in progress

Surf Beach

Moderate

Assessment in progress

Surfside

Moderate

Assessment in progress

Surry Hills

Unknown

Assessment in progress

Sutherland

Unknown

Assessment in progress

Swan Bay

Moderate

Assessment in progress

Swan Creek

Moderate

Assessment in progress

Swan Vale

Moderate

Assessment in progress

Swanbrook

Moderate

Assessment in progress

Swans Crossing

Moderate

Assessment in progress

Sweetmans Creek

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 89: 2026 Assessments | ClimateNest