Climate Risk in Stuart Town, NSW

Stuart Town, New South Wales· Dubbo Regional· 2820
Updated May 2026

Stuart Town faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. The suburb's inland location protects it from coastal hazards. Residents should prepare for more frequent extreme weather events.

Is Stuart Town Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stuart Town, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Stuart Town

Flood

Stuart Town is located near the Macquarie River and its tributaries, making it susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

The area surrounding Stuart Town has a moderate bushfire risk due to the presence of grasslands and bushland. Hotter, drier conditions caused by climate change will likely increase the frequency and severity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation

Heat

Stuart Town experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent heatwaves

Coastal

Stuart Town is located inland and is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Inland location

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Stuart Town

Detailed Hazard Analysis

heat Risk

Stuart Town experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Stuart Town is located near the Macquarie River and its tributaries, making it susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development
Data source

coastal Risk

Stuart Town is located inland and is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Inland location
Data source

bushfire Risk

The area surrounding Stuart Town has a moderate bushfire risk due to the presence of grasslands and bushland. Hotter, drier conditions caused by climate change will likely increase the frequency and severity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider the impact of heatwaves on property value and comfort.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Reduce Bushfire Fuel Loads

Near-term

Implement vegetation management programs to reduce the risk of bushfires.

Est. cost: Medium

Learn more

Develop a Heatwave Management Plan

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Upgrade Building Standards

Long-term

Implement stricter building codes to ensure that new and existing buildings are more resilient to climate hazards.

Est. cost: Medium

Learn more

About Stuart Town's Climate Risk Profile

Stuart Town, located in the Dubbo Regional Council area of New South Wales, is vulnerable to several climate-related hazards. The most significant risks are flooding due to its proximity to the Macquarie River, bushfires due to surrounding grasslands and bushland, and heatwaves during the summer months.

Climate change projections indicate that these risks will intensify in the coming decades. Increased rainfall intensity is expected to worsen flooding, while hotter and drier conditions will elevate the risk of bushfires. More frequent and intense heatwaves will pose a greater threat to public health, particularly for vulnerable populations.

While Stuart Town is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and increased migration from coastal areas, could indirectly affect the suburb.

Residents and property owners in Stuart Town should take steps to prepare for these risks. This includes developing emergency plans, maintaining properties to reduce fire hazards, and taking precautions during heatwaves. The local council is also working to implement climate adaptation strategies to protect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Stuart Town?

The main climate change risks in Stuart Town are flooding, bushfires, and heatwaves. These risks are expected to increase in the coming decades due to rising temperatures and changes in rainfall patterns.

How can I prepare my property for flooding?

You can prepare your property for flooding by elevating appliances, sealing walls, and installing flood barriers. It is also important to have an emergency plan and know where to go in the event of a flood.

What should I do during a bushfire?

During a bushfire, it is important to stay informed and follow the advice of emergency services. If you are in a bushfire-prone area, you should have a bushfire survival plan and be prepared to evacuate if necessary.

How can I stay safe during a heatwave?

During a heatwave, it is important to stay hydrated, avoid strenuous activity, and stay in air-conditioned environments. Check on vulnerable neighbors and family members, and seek medical attention if you experience symptoms of heat stress.

What is the local council doing to address climate change?

The Dubbo Regional Council is developing and implementing climate adaptation strategies to protect the community and infrastructure from the impacts of climate change. This includes improving flood defenses, reducing bushfire fuel loads, and developing a heatwave management plan.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Stuart Town, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections