NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

South Lismore

Lismore

High
72

South Lismore faces significant flood risk due to its location on the Wilsons River floodplain.

South Murwillumbah

UNKNOWN

High
72

South Murwillumbah faces significant climate risks, particularly from flooding due to its location on the Tweed River floodplain.

South Windsor

Hawkesbury

High
72

South Windsor faces significant climate risks, primarily from flooding and heatwaves.

Spencer

UNKNOWN

High
72

Spencer, NSW, faces significant climate risks, particularly from flooding and bushfires.

Splitters Creek

UNKNOWN

High
72

Splitters Creek faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Springwood

Blue Mountains

High
72

Springwood, NSW, faces significant climate risks, particularly from bushfires and flooding.

South Kempsey

Kempsey

Medium
58

South Kempsey faces a medium climate risk, primarily due to flooding and heatwaves.

South Littleton

UNKNOWN

Medium
58

South Littleton faces moderate climate risks, primarily related to flooding and heatwaves.

South Maitland

Maitland

Medium
58

South Maitland faces increasing risks from flooding and heatwaves due to climate change.

South Maroota

UNKNOWN

Medium
58

South Maroota faces moderate risks from flooding, bushfires, and heatwaves.

South Nowra

UNKNOWN

Medium
58

South Nowra faces moderate climate risks, particularly from flooding and bushfires.

South Penrith

Penrith

Medium
58

South Penrith faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

South Wentworthville

UNKNOWN

Medium
58

South Wentworthville faces moderate climate risks, primarily from flooding and heatwaves.

South West Rocks

Kempsey

Medium
58

South West Rocks faces a medium level of climate risk.

Spicketts Creek

UNKNOWN

Medium
58

Spicketts Creek faces moderate climate risks, primarily from flooding and heatwaves.

Spring Flat

UNKNOWN

Medium
58

Spring Flat, NSW, faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Springdale

UNKNOWN

Medium
58

Springdale faces increasing risks from flooding and heatwaves due to climate change.

Springfield

UNKNOWN

Medium
58

Springfield faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

South Guyra

UNKNOWN

Medium
55

South Guyra faces moderate risks from flooding, bushfires, and heatwaves.

South Pambula

UNKNOWN

Medium
55

South Pambula faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

South Tamworth

UNKNOWN

Medium
55

South Tamworth faces increasing risks from flooding and heatwaves due to climate change.

Southampton

Medium
55

Southampton, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Southgate

UNKNOWN

Medium
55

Southgate, NSW, faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Spring Creek

UNKNOWN

Medium
55

Spring Creek, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Spring Hill

UNKNOWN

Medium
55

Spring Hill, NSW, faces moderate climate risks, primarily related to heatwaves and flooding.

Spring Mountain

UNKNOWN

Medium
55

Spring Mountain faces increasing risks from bushfires and heatwaves.

Spring Plains

UNKNOWN

Medium
55

Spring Plains faces moderate risks from flooding and high risks from bushfires and heatwaves.

Spring Ridge

Liverpool Plains

Medium
55

Spring Ridge faces moderate climate risks, primarily related to flooding and heatwaves.

Spring Terrace

UNKNOWN

Medium
55

Spring Terrace faces moderate climate risks, primarily from flooding and bushfires.

Springside

UNKNOWN

Medium
55

Springside is a suburb in New South Wales that faces moderate climate risks.

South Hurstville

Georges River

Medium
52

South Hurstville is a suburb in New South Wales that faces moderate climate risks.

South Turramurra

Ku-ring-gai

Medium
52

South Turramurra is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

South Wolumla

UNKNOWN

Medium
52

South Wolumla faces moderate risks from flooding, bushfires, and heatwaves.

Speers Point

Lake Macquarie

Medium
52

Speers Point faces a medium overall climate risk, primarily driven by increasing flood, heat, and coastal risks.

Speewa

Murray River

Medium
52

Speewa is a rural locality in New South Wales, with moderate risks from flooding and heatwaves.

Spicers Creek

Mid-Western Regional

Medium
52

Spicers Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Spring Farm

Camden

Medium
52

Spring Farm faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Spring Grove

UNKNOWN

Medium
52

Spring Grove faces moderate climate risks, primarily from flooding and heatwaves.

Springdale Heights

Albury

Medium
52

Springdale Heights faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Springrange

Yass Valley

Medium
52

Springrange, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Springvale

UNKNOWN

Medium
52

Springvale, NSW, faces moderate climate risks, primarily from heatwaves and flooding.

South Guyra

Moderate

Assessment in progress

South Maroota

Moderate

Assessment in progress

South Pambula

Moderate

Assessment in progress

South Wentworthville

Moderate

Assessment in progress

South Windsor

Moderate

Assessment in progress

South Wolumla

Moderate

Assessment in progress

Southgate

Moderate

Assessment in progress

Spencer

Moderate

Assessment in progress

Spicketts Creek

Moderate

Assessment in progress

Splitters Creek

Moderate

Assessment in progress

Spring Grove

Moderate

Assessment in progress

Spring Mountain

Moderate

Assessment in progress

Spring Ridge

Moderate

Assessment in progress

Spring Terrace

Moderate

Assessment in progress

Springdale Heights

Moderate

Assessment in progress

Springfield

Moderate

Assessment in progress

Springside

Moderate

Assessment in progress

Springwood

Moderate

Assessment in progress

St Albans

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections