Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
State Mine Gully
UNKNOWN
State Mine Gully faces significant climate risks, particularly from bushfires and flooding.
Stockton
City of Newcastle
Stockton faces significant climate change risks, particularly from flooding and coastal erosion.
St Andrews
Campbelltown
St Andrews faces moderate risks from flooding and heatwaves, with bushfire risk also present.
St Ives
Ku-ring-gai
St Ives faces moderate climate risks, primarily from flooding and bushfires.
St Johns Park
UNKNOWN
St Johns Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.
St Marys
Penrith
St Marys faces increasing risks from flooding and heatwaves due to climate change.
Stanwell Park
Wollongong
Stanwell Park is a coastal suburb in New South Wales that faces increasing climate risks.
Stanwell Tops
Wollongong
Stanwell Tops is a suburb in New South Wales that faces moderate climate risks.
Steeple Flat
UNKNOWN
Steeple Flat faces moderate climate risks, primarily from flooding and bushfires.
Stony Chute
UNKNOWN
Stony Chute faces increasing risks from flooding and heatwaves due to climate change.
St Albans
UNKNOWN
St Albans is a rural town in New South Wales, located near the Hawkesbury River.
St Clair
Penrith
St Clair is a suburb in New South Wales that faces moderate risks from flooding and heatwaves.
St George
UNKNOWN
St George faces a moderate climate risk profile, with the most significant threats stemming from heatwaves, flooding, and coastal hazards.
Stanborough
UNKNOWN
Stanborough faces moderate risks from bushfires and heatwaves, with potential flooding issues in some areas.
Stanhope Gardens
Blacktown
Stanhope Gardens faces moderate climate risks, primarily related to flooding and heatwaves.
Steam Plains
UNKNOWN
Steam Plains faces increasing risks from heatwaves and flooding due to climate change.
Stewarts Brook
UNKNOWN
Stewarts Brook faces moderate climate risks, primarily from flooding and bushfires.
Stockrington
UNKNOWN
Stockrington faces moderate climate risks, primarily from flooding and bushfires.
Stonehenge
UNKNOWN
Stonehenge, NSW, faces increasing risks from bushfires and heatwaves.
Stonequarry
UNKNOWN
Stonequarry faces moderate risks from flooding, bushfires, and heatwaves.
Stotts Creek
UNKNOWN
Stotts Creek faces increasing climate risks, particularly from heatwaves and flooding.
Strathcedar
UNKNOWN
Strathcedar faces moderate climate risks, primarily related to flooding and heatwaves.
St Fillans
UNKNOWN
St Fillans faces increasing risks from flooding and heatwaves due to climate change.
St Georges Basin
Shoalhaven
St Georges Basin faces increasing risks from climate change, particularly from flooding, bushfires, heatwaves, and coastal hazards.
St Helens Park
Campbelltown
St Helens Park faces moderate risks from flooding and heatwaves, with increasing bushfire risk.
St Huberts Island
Central Coast
St Huberts Island faces moderate climate risks, primarily from flooding and coastal hazards.
St Ives Chase
Ku-ring-gai
St Ives Chase is a suburb with moderate climate change risks, primarily from bushfires and flooding.
St Peters
Inner West
St Peters faces increasing risks from flooding and heatwaves due to climate change.
Stanbridge
UNKNOWN
Stanbridge faces moderate climate risks, primarily from flooding and heatwaves.
Stanford Merthyr
UNKNOWN
Stanford Merthyr faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Stanhope
UNKNOWN
Stanhope faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Stanmore
Inner West
Stanmore faces moderate climate risks, primarily related to flooding and heatwaves.
Stannifer
UNKNOWN
Stannifer faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Stannum
UNKNOWN
Stannum, NSW, faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.
Stewarts River
UNKNOWN
Stewarts River faces increasing risks from flooding and heatwaves due to climate change.
Stockinbingal
Cootamundra-Gundagai Regional Council
Stockinbingal faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Stockyard Creek
UNKNOWN
Stockyard Creek, NSW, faces moderate climate risks.
Stokers Siding
Tweed Shire
Stokers Siding faces moderate climate risks, primarily from flooding and heatwaves.
Stony Creek
UNKNOWN
Stony Creek, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Stony Crossing
Unincorporated NSW
Stony Crossing faces moderate risks from flooding and heatwaves, with increasing bushfire risk.
Stratford
Mid-Coast Council
Stratford, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.
St Andrews
Assessment in progress
St Helens Park
Assessment in progress
St Huberts Island
Assessment in progress
St Johns Park
Assessment in progress
St Leonards
Assessment in progress
Stanborough
Assessment in progress
Stanford Merthyr
Assessment in progress
Stanhope Gardens
Assessment in progress
Stannifer
Assessment in progress
Stannum
Assessment in progress
Steeple Flat
Assessment in progress
Stewarts River
Assessment in progress
Stockinbingal
Assessment in progress
Stockrington
Assessment in progress
Stockyard Creek
Assessment in progress
Stonehenge
Assessment in progress
Stony Creek
Assessment in progress
Stratford
Assessment in progress
Strathcedar
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections