NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Silverton

Broken Hill

High
72

Silverton, NSW, faces significant climate risks, particularly from bushfires and extreme heat.

Singleton

Singleton

High
72

Singleton faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Shooters Hill

UNKNOWN

Medium
58

Shooters Hill faces moderate climate risks, primarily from flooding and bushfires.

Silverdale

Wollondilly

Medium
58

Silverdale faces moderate climate risks, primarily from flooding and bushfires.

Simpkins Creek

UNKNOWN

Medium
58

Simpkins Creek faces increasing risks from flooding and heatwaves due to climate change.

Skillion Flat

UNKNOWN

Medium
58

Skillion Flat faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Smiths Lake

UNKNOWN

Medium
58

Smiths Lake faces a medium level of climate risk, primarily driven by increasing flood, heat, and coastal hazards.

Smithtown

UNKNOWN

Medium
58

Smithtown, NSW, faces increasing risks from flooding and heatwaves.

Soldiers Point

Port Stephens

Medium
58

Soldiers Point, NSW, faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

South Bathurst

UNKNOWN

Medium
58

South Bathurst faces moderate climate risks, primarily from flooding and heatwaves.

South Coogee

Randwick

Medium
58

South Coogee faces a combination of climate-related risks, including flooding, heatwaves, and coastal hazards.

South Durras

Eurobodalla

Medium
58

South Durras is a coastal suburb in New South Wales that faces increasing climate risks.

South Golden Beach

UNKNOWN

Medium
58

South Golden Beach is a coastal suburb in New South Wales that faces several climate-related risks.

South Grafton

UNKNOWN

Medium
58

South Grafton faces increasing risks from flooding and heatwaves due to climate change.

Silent Grove

UNKNOWN

Medium
55

Silent Grove faces increasing risks from bushfires and heatwaves due to climate change.

Singleton Heights

Singleton

Medium
55

Singleton Heights is a suburb in the Hunter Region of NSW, facing increasing risks from flooding, bushfires, and heatwaves due to climate change.

Singleton Military Area

UNKNOWN

Medium
55

Singleton Military Area faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Singletons Mill

UNKNOWN

Medium
55

Singletons Mill faces moderate climate risks, primarily from flooding and bushfires.

Six Mile Swamp

UNKNOWN

Medium
55

Six Mile Swamp faces increasing risks from flooding and heatwaves due to climate change.

Skennars Head

Ballina

Medium
55

Skennars Head is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Skinners Shoot

UNKNOWN

Medium
55

Skinners Shoot faces increasing risks from climate change, particularly related to heatwaves and flooding.

Sleepy Hollow

UNKNOWN

Medium
55

Sleepy Hollow faces moderate climate risks, primarily from flooding and heatwaves.

Smithfield

Cumberland

Medium
55

Smithfield is a suburb in Western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.

Smiths Creek

UNKNOWN

Medium
55

Smiths Creek faces moderate climate risks, primarily from flooding and heatwaves.

Snowy Plain

UNKNOWN

Medium
55

Snowy Plain faces moderate risks from flooding and heatwaves, and a high risk of bushfires.

Sodwalls

Lithgow

Medium
55

Sodwalls is a suburb in the Lithgow region of New South Wales, facing moderate climate risks.

Sofala

UNKNOWN

Medium
55

Sofala faces increasing risks from flooding and bushfires due to climate change.

Somersby

UNKNOWN

Medium
55

Somersby, NSW, faces moderate climate risks, particularly from bushfires and heatwaves.

South Arm

UNKNOWN

Medium
55

South Arm, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

South Ballina

UNKNOWN

Medium
55

South Ballina faces increasing risks from climate change, particularly related to flooding and coastal hazards.

South Bowenfels

UNKNOWN

Medium
55

South Bowenfels is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and bushfires.

South Granville

City of Parramatta

Medium
55

South Granville faces moderate climate risks, primarily from flooding and heatwaves.

South Gundagai

UNKNOWN

Medium
55

South Gundagai faces moderate risks from flooding and heatwaves, with bushfire risk also present.

South Gundurimba

UNKNOWN

Medium
55

South Gundurimba faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Shortland

Newcastle

Medium
52

Shortland, NSW, faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.

Silverwater

City of Parramatta

Medium
52

Silverwater faces moderate climate risks, primarily from flooding and heatwaves.

Smeaton Grange

UNKNOWN

Medium
52

Smeaton Grange faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Snakes Plain

Greater Hume Shire Council

Medium
52

Snakes Plain faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Snowball

Snowy Monaro Regional

Medium
52

Snowball, NSW, faces moderate climate risks, primarily from bushfires and flooding.

Somerton

Tamworth Regional

Medium
52

Somerton, NSW, faces increasing risks from flooding and heatwaves due to climate change.

South Albury

Albury

Medium
52

South Albury faces increasing risks from flooding and heatwaves due to climate change.

Silverwater

Moderate

Assessment in progress

Singletons Mill

Moderate

Assessment in progress

Six Mile Swamp

Moderate

Assessment in progress

Skennars Head

Moderate

Assessment in progress

Skinners Shoot

Moderate

Assessment in progress

Smeaton Grange

Moderate

Assessment in progress

Smithfield

Moderate

Assessment in progress

Smiths Creek

Moderate

Assessment in progress

Smiths Lake

Moderate

Assessment in progress

Sofala

Moderate

Assessment in progress

Somersby

Moderate

Assessment in progress

South Albury

Moderate

Assessment in progress

South Arm

Moderate

Assessment in progress

South Ballina

Moderate

Assessment in progress

South Bathurst

Moderate

Assessment in progress

South Durras

Moderate

Assessment in progress

South Golden Beach

Moderate

Assessment in progress

South Grafton

Moderate

Assessment in progress

South Gundagai

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections