Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Sackville North
Hawkesbury
Sackville North faces significant climate risks, particularly from flooding and heatwaves.
Sackville
UNKNOWN
Sackville is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.
Sadleir
Liverpool
Sadleir faces moderate risks from flooding and heatwaves, which are expected to worsen with climate change.
Safety Beach
Bellingen
Safety Beach, NSW, faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal erosion.
San Remo
Central Coast
San Remo is a suburb on the Central Coast of NSW that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Sancrox
UNKNOWN
Sancrox is a suburb in New South Wales that faces several climate-related risks.
Sanctuary Point
Shoalhaven
Sanctuary Point faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal hazards.
Sandbar
UNKNOWN
Sandbar is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.
Sandgate
City of Newcastle
Sandgate, NSW, faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.
Sandy Beach
UNKNOWN
Sandy Beach, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.
Sandy Crossing
UNKNOWN
Sandy Crossing faces increasing risks from climate change, particularly related to heatwaves and flooding.
Sandy Point
UNKNOWN
Sandy Point faces moderate climate risks, primarily from flooding and heatwaves.
Sapphire Beach
Coffs Harbour
Sapphire Beach faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal erosion.
Saratoga
Central Coast
Saratoga is a suburb on the Central Coast of NSW that faces moderate risks from climate change.
Ryan
UNKNOWN
Ryan, NSW, faces increasing risks from bushfires and heatwaves.
Rydalmere
Parramatta
Rydalmere faces moderate climate risks, primarily from flooding and heatwaves.
Ryde
City of Ryde
Ryde faces moderate climate risks, primarily from flooding and heatwaves.
Rylstone
Mid-Western Regional
Rylstone faces moderate climate risks, primarily from flooding and bushfires.
Salamander Bay
Port Stephens
Salamander Bay faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.
Salisbury
UNKNOWN
Salisbury faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Saltwater
UNKNOWN
Saltwater, NSW, faces increasing climate risks, particularly from heatwaves and flooding.
Sandilands
UNKNOWN
Sandilands faces moderate climate risks, primarily from flooding and heatwaves.
Sandon
UNKNOWN
Sandon, NSW, faces increasing climate risks, particularly from heatwaves and flooding.
Sandringham
UNKNOWN
Sandringham, NSW, faces a medium overall climate risk.
Sandy Creek
UNKNOWN
Sandy Creek faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Sandy Flat
UNKNOWN
Sandy Flat is a suburb in New South Wales that faces moderate climate risks.
Sandy Gully
UNKNOWN
Sandy Gully faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Sandy Hollow
UNKNOWN
Sandy Hollow faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Sanger
UNKNOWN
Sanger faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Sans Souci
Bayside
Sans Souci is a coastal suburb in NSW that faces increasing risks from flooding, heatwaves, and coastal erosion due to climate change.
Sapphire
UNKNOWN
Sapphire, NSW, faces moderate climate risks.
Saumarez
UNKNOWN
Saumarez faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Rydal
Lithgow
Rydal is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and bushfires.
Rye Park
Hilltops
Rye Park faces moderate climate risks, primarily from flooding and heatwaves.
Ryhope
City of Lake Macquarie
Ryhope is a suburb in the City of Lake Macquarie, NSW, facing increasing climate risks.
Saddleback Mountain
UNKNOWN
Saddleback Mountain faces moderate risks from flooding, bushfires, and heatwaves.
Salisbury Plains
UNKNOWN
Salisbury Plains faces moderate risks from flooding, bushfires, and heatwaves.
Sallys Flat
UNKNOWN
Sallys Flat faces moderate climate risks, primarily from flooding and bushfires.
Salt Ash
Port Stephens
Salt Ash is a suburb in the Port Stephens region of New South Wales, facing increasing climate risks.
San Isidore
City of Wagga Wagga
San Isidore faces moderate risks from flooding and heatwaves, which are projected to increase with climate change.
Sandigo
UNKNOWN
Sandigo faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Sandy Hill
UNKNOWN
Sandy Hill, NSW, faces increasing risks from bushfires, floods and heatwaves.
Sassafras
UNKNOWN
Sassafras, NSW, faces moderate climate risks, primarily from bushfires, flooding and heatwaves.
Saumarez Ponds
UNKNOWN
Saumarez Ponds faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Rye Park
Assessment in progress
Sackville
Assessment in progress
Sackville North
Assessment in progress
Safety Beach
Assessment in progress
Salisbury
Assessment in progress
Sallys Flat
Assessment in progress
Saltwater
Assessment in progress
Sancrox
Assessment in progress
Sandbar
Assessment in progress
Sandon
Assessment in progress
Sandy Beach
Assessment in progress
Sandy Crossing
Assessment in progress
Sanger
Assessment in progress
Sapphire
Assessment in progress
Sapphire Beach
Assessment in progress
Saratoga
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections