NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Scheyville

UNKNOWN

Medium
58

Scheyville faces moderate risks from flooding, bushfires, and heatwaves.

Scone

Upper Hunter Shire Council

Medium
58

Scone faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Scotland Island

UNKNOWN

Medium
58

Scotland Island faces a range of climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.

Scotts Head

Nambucca

Medium
58

Scotts Head is a coastal town in New South Wales that faces several climate-related risks.

Seal Rocks

Mid-Coast

Medium
58

Seal Rocks is a coastal village in New South Wales that faces several climate-related risks.

Seven Hills

Blacktown

Medium
58

Seven Hills is a suburb in Sydney, NSW, that faces moderate climate risks, primarily from flooding and heatwaves.

Sextonville

UNKNOWN

Medium
58

Sextonville faces increasing risks from flooding and heatwaves due to climate change.

Shalvey

Blacktown

Medium
58

Shalvey faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Shannondale

UNKNOWN

Medium
58

Shannondale faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Shellharbour City Centre

UNKNOWN

Medium
58

Shellharbour City Centre faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Shellharbour

UNKNOWN

Medium
58

Shellharbour faces a medium overall climate risk.

Shelly Beach

Central Coast

Medium
58

Shelly Beach is a suburb that faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Shoal Bay

Port Stephens

Medium
58

Shoal Bay faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal erosion.

Shoalhaven Heads

Shoalhaven

Medium
58

Shoalhaven Heads faces a medium level of climate risk, primarily due to flooding, heatwaves, and coastal hazards.

Sawpit Creek

UNKNOWN

Medium
55

Sawpit Creek faces moderate climate risks, primarily from flooding and bushfires.

Sawtell

City of Coffs Harbour

Medium
55

Sawtell, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Schofields

Blacktown

Medium
55

Schofields is a suburb in Sydney's northwest, facing increasing risks from flooding and heatwaves.

Scotts Creek

UNKNOWN

Medium
55

Scotts Creek, NSW, faces increasing risks from bushfires and floods due to climate change.

Scotts Flat

UNKNOWN

Medium
55

Scotts Flat faces increasing risks from bushfires and floods due to climate change.

Seaforth

Northern Beaches

Medium
55

Seaforth is a suburb in New South Wales that faces moderate climate risks.

Seaham

UNKNOWN

Medium
55

Seaham faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Seahampton

Cessnock

Medium
55

Seahampton is a suburb in the Cessnock region of New South Wales, facing moderate climate risks.

Sebastopol

UNKNOWN

Medium
55

Sebastopol, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Seelands

UNKNOWN

Medium
55

Seelands faces moderate climate risks, primarily from flooding and heatwaves.

Sefton

UNKNOWN

Medium
55

Sefton faces moderate climate risks, primarily related to flooding and heatwaves.

Segenhoe

UNKNOWN

Medium
55

Segenhoe faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Seven Oaks

UNKNOWN

Medium
55

Seven Oaks faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Shadforth

UNKNOWN

Medium
55

Shadforth is a suburb in New South Wales that faces moderate climate risks, particularly from heatwaves and flooding.

Shallow Bay

UNKNOWN

Medium
55

Shallow Bay is a coastal suburb in New South Wales that faces a number of climate-related risks, including flooding, heatwaves, and coastal erosion.

Shanes Park

UNKNOWN

Medium
55

Shanes Park faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Shannon Brook

UNKNOWN

Medium
55

Shannon Brook faces increasing risks from bushfires and floods due to climate change.

Shannon Vale

UNKNOWN

Medium
55

Shannon Vale faces increasing risks from bushfires and heatwaves due to climate change.

Shell Cove

Shellharbour

Medium
55

Shell Cove is a coastal suburb in New South Wales that faces moderate climate risks.

Sherwood

UNKNOWN

Medium
55

Sherwood faces moderate climate risks, primarily from flooding and heatwaves.

Savernake

Federation

Medium
52

Savernake faces moderate climate risks, primarily from flooding and heatwaves.

Sawyers Gully

UNKNOWN

Medium
52

Sawyers Gully faces increasing risks from flooding and heatwaves due to climate change.

Scarborough

UNKNOWN

Medium
52

Scarborough, NSW, faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Scotia

Medium
52

Scotia faces moderate risks from flooding, bushfires, and heatwaves.

Sedgefield

UNKNOWN

Medium
52

Sedgefield faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.

Shannons Flat

UNKNOWN

Medium
52

Shannons Flat faces moderate risks from bushfires, heatwaves and flooding.

Shark Creek

Clarence Valley

Medium
52

Shark Creek faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Sharps Creek

UNKNOWN

Medium
52

Sharps Creek faces moderate climate risks, primarily from flooding and heatwaves.

Sheedys Gully

UNKNOWN

Medium
52

Sheedys Gully faces moderate risks from flooding, bushfires, and heatwaves.

Savernake

Moderate

Assessment in progress

Sawtell

Moderate

Assessment in progress

Sawyers Gully

Moderate

Assessment in progress

Scheyville

Moderate

Assessment in progress

Schofields

Moderate

Assessment in progress

Seal Rocks

Moderate

Assessment in progress

Seelands

Moderate

Assessment in progress

Sefton

Moderate

Assessment in progress

Seven Hills

Moderate

Assessment in progress

Shallow Bay

Moderate

Assessment in progress

Shalvey

Moderate

Assessment in progress

Shanes Park

Moderate

Assessment in progress

Shannon Brook

Moderate

Assessment in progress

Shannon Vale

Moderate

Assessment in progress

Shannondale

Moderate

Assessment in progress

Shannons Flat

Moderate

Assessment in progress

Sherwood

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections