Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Scheyville
UNKNOWN
Scheyville faces moderate risks from flooding, bushfires, and heatwaves.
Scone
Upper Hunter Shire Council
Scone faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Scotland Island
UNKNOWN
Scotland Island faces a range of climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.
Scotts Head
Nambucca
Scotts Head is a coastal town in New South Wales that faces several climate-related risks.
Seal Rocks
Mid-Coast
Seal Rocks is a coastal village in New South Wales that faces several climate-related risks.
Seven Hills
Blacktown
Seven Hills is a suburb in Sydney, NSW, that faces moderate climate risks, primarily from flooding and heatwaves.
Sextonville
UNKNOWN
Sextonville faces increasing risks from flooding and heatwaves due to climate change.
Shalvey
Blacktown
Shalvey faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.
Shannondale
UNKNOWN
Shannondale faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Shellharbour City Centre
UNKNOWN
Shellharbour City Centre faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.
Shellharbour
UNKNOWN
Shellharbour faces a medium overall climate risk.
Shelly Beach
Central Coast
Shelly Beach is a suburb that faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.
Shoal Bay
Port Stephens
Shoal Bay faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal erosion.
Shoalhaven Heads
Shoalhaven
Shoalhaven Heads faces a medium level of climate risk, primarily due to flooding, heatwaves, and coastal hazards.
Sawpit Creek
UNKNOWN
Sawpit Creek faces moderate climate risks, primarily from flooding and bushfires.
Sawtell
City of Coffs Harbour
Sawtell, NSW, faces increasing climate risks, particularly from heatwaves and flooding.
Schofields
Blacktown
Schofields is a suburb in Sydney's northwest, facing increasing risks from flooding and heatwaves.
Scotts Creek
UNKNOWN
Scotts Creek, NSW, faces increasing risks from bushfires and floods due to climate change.
Scotts Flat
UNKNOWN
Scotts Flat faces increasing risks from bushfires and floods due to climate change.
Seaforth
Northern Beaches
Seaforth is a suburb in New South Wales that faces moderate climate risks.
Seaham
UNKNOWN
Seaham faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Seahampton
Cessnock
Seahampton is a suburb in the Cessnock region of New South Wales, facing moderate climate risks.
Sebastopol
UNKNOWN
Sebastopol, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Seelands
UNKNOWN
Seelands faces moderate climate risks, primarily from flooding and heatwaves.
Sefton
UNKNOWN
Sefton faces moderate climate risks, primarily related to flooding and heatwaves.
Segenhoe
UNKNOWN
Segenhoe faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Seven Oaks
UNKNOWN
Seven Oaks faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Shadforth
UNKNOWN
Shadforth is a suburb in New South Wales that faces moderate climate risks, particularly from heatwaves and flooding.
Shallow Bay
UNKNOWN
Shallow Bay is a coastal suburb in New South Wales that faces a number of climate-related risks, including flooding, heatwaves, and coastal erosion.
Shanes Park
UNKNOWN
Shanes Park faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Shannon Brook
UNKNOWN
Shannon Brook faces increasing risks from bushfires and floods due to climate change.
Shannon Vale
UNKNOWN
Shannon Vale faces increasing risks from bushfires and heatwaves due to climate change.
Shell Cove
Shellharbour
Shell Cove is a coastal suburb in New South Wales that faces moderate climate risks.
Sherwood
UNKNOWN
Sherwood faces moderate climate risks, primarily from flooding and heatwaves.
Savernake
Federation
Savernake faces moderate climate risks, primarily from flooding and heatwaves.
Sawyers Gully
UNKNOWN
Sawyers Gully faces increasing risks from flooding and heatwaves due to climate change.
Scarborough
UNKNOWN
Scarborough, NSW, faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Scotia
Scotia faces moderate risks from flooding, bushfires, and heatwaves.
Sedgefield
UNKNOWN
Sedgefield faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.
Shannons Flat
UNKNOWN
Shannons Flat faces moderate risks from bushfires, heatwaves and flooding.
Shark Creek
Clarence Valley
Shark Creek faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Sharps Creek
UNKNOWN
Sharps Creek faces moderate climate risks, primarily from flooding and heatwaves.
Sheedys Gully
UNKNOWN
Sheedys Gully faces moderate risks from flooding, bushfires, and heatwaves.
Savernake
Assessment in progress
Sawtell
Assessment in progress
Sawyers Gully
Assessment in progress
Scheyville
Assessment in progress
Schofields
Assessment in progress
Seal Rocks
Assessment in progress
Seelands
Assessment in progress
Sefton
Assessment in progress
Seven Hills
Assessment in progress
Shallow Bay
Assessment in progress
Shalvey
Assessment in progress
Shanes Park
Assessment in progress
Shannon Brook
Assessment in progress
Shannon Vale
Assessment in progress
Shannondale
Assessment in progress
Shannons Flat
Assessment in progress
Sherwood
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections