Climate Risk Assessment for Sawtell, NSW

Sawtell, New South Wales· City of Coffs Harbour· 2452
Updated Apr 2026

Sawtell, NSW, faces increasing climate risks, particularly from heatwaves and flooding. The suburb's coastal location also makes it vulnerable to sea level rise and coastal erosion. Residents should prepare for more frequent extreme weather events.

Is Sawtell Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Sawtell, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Sawtell

Flood

Sawtell faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Sawtell is moderate, with some areas bordering bushland. Drier conditions and higher temperatures are projected to elevate the risk of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Sawtell is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Sawtell faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These factors could impact infrastructure and coastal ecosystems.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Sawtell

Detailed Hazard Analysis

heat Risk

Sawtell is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Sawtell faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Sawtell faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These factors could impact infrastructure and coastal ecosystems.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
  • ·Coastal erosion
Data source

bushfire Risk

Bushfire risk in Sawtell is moderate, with some areas bordering bushland. Drier conditions and higher temperatures are projected to elevate the risk of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area status.
  • 2.Assess property's vulnerability to sea level rise.
  • 3.Inquire about council's climate adaptation plans.
  • 4.Consider energy efficiency upgrades.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Learn more

Develop Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach.

Est. cost: Low

Learn more

Strengthen Coastal Defenses

Long-term

Invest in coastal protection measures to mitigate erosion and sea level rise impacts.

Est. cost: High

Learn more

Promote Bushfire Preparedness

Near-term

Educate residents about bushfire risks and encourage them to develop bushfire survival plans.

Est. cost: Low

Learn more

About Sawtell's Climate Risk Profile

Sawtell is a coastal suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. Rising temperatures are expected to lead to more frequent and intense heatwaves, posing a significant risk to public health, especially for vulnerable populations. Changes in rainfall patterns are likely to increase the risk of flooding, particularly in low-lying areas.

Sea level rise and coastal erosion are also significant concerns for Sawtell. The suburb's coastal location makes it susceptible to these hazards, which could damage infrastructure, property, and natural ecosystems. Increased storm intensity could exacerbate these risks.

The local council and community are working to address these challenges through various adaptation measures. These include improving drainage infrastructure, implementing heatwave management plans, and developing coastal management strategies.

However, further action is needed to reduce greenhouse gas emissions and build resilience to the impacts of climate change. Residents can take steps to reduce their carbon footprint, such as using public transport, conserving energy, and supporting sustainable businesses. Preparing for extreme weather events is also crucial, including having an emergency plan and a supply of essential items.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Sawtell?

Sawtell faces increasing risks from heatwaves, flooding, coastal erosion, and bushfires due to climate change.

How is the council preparing for climate change?

The City of Coffs Harbour is implementing various adaptation measures, including upgrading drainage infrastructure and developing coastal management strategies.

What can residents do to prepare for heatwaves?

Residents can stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

Where can I find information about bushfire risks in Sawtell?

The NSW Rural Fire Service website provides information about bushfire prone areas and bushfire safety.

How will sea level rise affect Sawtell?

Sea level rise could inundate low-lying areas, damage infrastructure, and increase coastal erosion in Sawtell.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Sawtell, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections