Climate Risk Profile: St Andrews, NSW

St Andrews, New South Wales· Campbelltown· 2566
Updated Mar 2026

St Andrews faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly in relation to heat and flooding. Residents should prepare for more frequent extreme weather events.

Is St Andrews Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Andrews, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for St Andrews

Flood

St Andrews faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The suburb has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

St Andrews is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

St Andrews is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for St Andrews

Detailed Hazard Analysis

heat Risk

St Andrews is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

St Andrews faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

St Andrews is not directly exposed to coastal risks.

Data source

bushfire Risk

The suburb has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and potential premium increases.
  • 4.Consider energy efficiency and water conservation measures.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heat events.

Est. cost: Low

Learn more

Bushfire Preparedness Programs

Near-term

Conduct community workshops and provide resources on bushfire preparedness, including creating bushfire survival plans.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce strain on water resources during periods of drought and heat.

Est. cost: Low

Learn more

Cooling Centers

Immediate

Establish public cooling centers for vulnerable residents during extreme heat events.

Est. cost: Medium

Learn more

About St Andrews's Climate Risk Profile

St Andrews, located in the Campbelltown region of New South Wales, is subject to a range of climate-related risks. The primary concerns are flooding due to increased rainfall intensity and heatwaves resulting from rising temperatures. Bushfire risk is also a factor due to the presence of surrounding bushland.

The area's flood risk is amplified by its proximity to local waterways and low-lying topography. Intense rainfall events can overwhelm drainage systems, leading to property damage and disruption to infrastructure. Climate change projections indicate an increase in the frequency and severity of such events.

Heatwaves pose a significant threat to the health and well-being of residents, especially vulnerable populations. The urban heat island effect can further exacerbate temperatures in built-up areas. Planning for cooler spaces and ensuring access to cooling during extreme heat events is crucial.

While coastal risks are minimal, the community should remain informed about broader climate trends and adaptation strategies. Taking proactive measures to mitigate risks and build resilience is essential for ensuring the long-term sustainability of St Andrews.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in St Andrews?

The main climate risks in St Andrews are flooding, heatwaves, and bushfires. These risks are expected to increase with climate change.

How can I prepare for a flood in St Andrews?

You can prepare for a flood by knowing your flood risk, having a flood plan, and keeping an emergency kit. Check the Campbelltown City Council website for flood maps and information.

What should I do during a heatwave in St Andrews?

During a heatwave, stay indoors in air-conditioned spaces, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

How can I protect my home from bushfires in St Andrews?

You can protect your home from bushfires by maintaining firebreaks, clearing gutters of debris, and having a bushfire survival plan. Refer to the NSW Rural Fire Service website for detailed guidance.

Where can I find information about emergency services in St Andrews?

You can find information about emergency services on the NSW State Emergency Service (SES) website and the NSW Rural Fire Service (RFS) website.

Is St Andrews likely to experience more extreme weather events in the future?

Yes, climate projections indicate that St Andrews is likely to experience more frequent and intense extreme weather events, including heatwaves and floods.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in St Andrews, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for St Andrews, NSW | ClimateNest