Climate Risk Profile: St Georges Basin, NSW

St Georges Basin, New South Wales· Shoalhaven· 2540
Updated May 2026

St Georges Basin faces increasing risks from climate change, particularly from flooding, bushfires, heatwaves, and coastal hazards. The suburb's low-lying coastal location makes it especially vulnerable to rising sea levels and storm surges. Residents should prepare for more frequent and intense extreme weather events.

Is St Georges Basin Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Georges Basin, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for St Georges Basin

Flood

St Georges Basin is susceptible to flooding due to its low-lying coastal location and proximity to the St Georges Basin waterway. Intense rainfall events can lead to inundation of low-lying areas.

Key drivers:

  • ·Sea level rise
  • ·Increased rainfall intensity

Bushfire

The area surrounding St Georges Basin has bushland, increasing the risk of bushfires, especially during dry periods and high winds.

Key drivers:

  • ·Climate change
  • ·Dry vegetation

Heat

St Georges Basin experiences hot summers, and the frequency and intensity of heatwaves are projected to increase, posing health risks to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Located near the coast, St Georges Basin is vulnerable to coastal erosion and rising sea levels, which can impact infrastructure and property.

Key drivers:

  • ·Sea level rise
  • ·Storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for St Georges Basin

Detailed Hazard Analysis

heat Risk

St Georges Basin experiences hot summers, and the frequency and intensity of heatwaves are projected to increase, posing health risks to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

St Georges Basin is susceptible to flooding due to its low-lying coastal location and proximity to the St Georges Basin waterway. Intense rainfall events can lead to inundation of low-lying areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased rainfall intensity
  • ·Storm surge
Data source

coastal Risk

Located near the coast, St Georges Basin is vulnerable to coastal erosion and rising sea levels, which can impact infrastructure and property.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
  • ·Erosion
Data source

bushfire Risk

The area surrounding St Georges Basin has bushland, increasing the risk of bushfires, especially during dry periods and high winds.

Primary Drivers

  • ·Climate change
  • ·Dry vegetation
  • ·Increased temperatures
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and coastal erosion.

Price Impact

Properties in low-lying areas may experience a decrease in value due to flood risk.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's elevation and drainage.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider the potential impact of sea level rise and coastal erosion.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to better manage increased rainfall and reduce flood risk.

Est. cost: Medium

Learn more

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion and sea level rise.

Est. cost: High

Learn more

Develop a heatwave management plan

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Bushfire preparedness programs

Near-term

Educate residents on bushfire safety and evacuation procedures, and maintain firebreaks around properties.

Est. cost: Low

Learn more

Raise awareness of climate risks

Immediate

Inform residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About St Georges Basin's Climate Risk Profile

St Georges Basin, located in the Shoalhaven region of New South Wales, is increasingly vulnerable to the impacts of climate change. The suburb's coastal location and proximity to St Georges Basin waterway expose it to a range of hazards, including flooding, coastal erosion, and rising sea levels.

Flooding is a significant concern, with intense rainfall events capable of inundating low-lying areas. Climate change is expected to exacerbate this risk, with projections indicating more frequent and intense rainfall in the region. The risk of bushfires is also present due to the surrounding bushland, particularly during dry periods and high winds.

Heatwaves are another growing threat, with St Georges Basin experiencing hot summers. The frequency and intensity of heatwaves are projected to increase, posing health risks to vulnerable populations, especially the elderly and those with pre-existing health conditions.

Coastal erosion and rising sea levels also pose a threat to infrastructure and property in St Georges Basin. The long-term impacts of climate change could lead to significant changes in the coastal environment, affecting property values and the overall livability of the suburb.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in St Georges Basin?

The main climate change risks in St Georges Basin are flooding, bushfires, heatwaves, and coastal erosion due to rising sea levels.

How is the council preparing for climate change?

Shoalhaven City Council is developing and implementing strategies to mitigate and adapt to the impacts of climate change, including improving drainage infrastructure and coastal protection measures.

What can residents do to prepare for flooding?

Residents can prepare for flooding by checking flood maps, assessing their property's elevation, and having an emergency plan in place.

How can I protect my home from bushfires?

You can protect your home from bushfires by maintaining firebreaks, clearing gutters of debris, and having a bushfire survival plan.

Where can I find information about emergency services in St Georges Basin?

Information about emergency services can be found on the NSW Emergency Services website.

Will climate change affect my property value in St Georges Basin?

Climate change may affect property values, particularly in low-lying areas prone to flooding or coastal erosion. It's important to consider these risks when buying or selling property.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in St Georges Basin, use our analysis tool.

Check Your flood Risk Now

Check St Georges Basin's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections