Climate Risk Assessment: Stewarts River, NSW
Stewarts River faces increasing risks from flooding and heatwaves due to climate change. The area also has a moderate bushfire risk. Residents should prepare for more frequent extreme weather events.
Is Stewarts River Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Stewarts River, New South Wales, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections
Not ready to check your address? See a free sample report →
Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Stewarts River
Flood
Stewarts River faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.
Key drivers:
- ·Increased rainfall intensity
- ·River overflow
Bushfire
The area around Stewarts River has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Key drivers:
- ·Dry vegetation
- ·High temperatures
Heat
Stewarts River is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.
Key drivers:
- ·Rising global temperatures
- ·Urban heat island effect
Coastal
Stewarts River has a low coastal risk. It is far enough inland that it is not directly impacted by sea level rise or coastal erosion.
Key drivers:
- ·Distance from coast
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Stewarts River
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Stewarts River is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.
Primary Drivers
- ·Rising global temperatures
- ·Urban heat island effect
flood Risk
Stewarts River faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.
Primary Drivers
- ·Increased rainfall intensity
- ·River overflow
- ·Inadequate drainage
coastal Risk
Stewarts River has a low coastal risk. It is far enough inland that it is not directly impacted by sea level rise or coastal erosion.
Primary Drivers
- ·Distance from coast
bushfire Risk
The area around Stewarts River has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Primary Drivers
- ·Dry vegetation
- ·High temperatures
- ·Strong winds
What This Means for Property Owners
Insurance Outlook
Insurance premiums may increase due to flood and bushfire risks.
Price Impact
Properties in high-risk areas may experience price stagnation or decline.
Buyer Checklist
- 1.Check flood maps
- 2.Assess bushfire risk
- 3.Evaluate cooling systems
- 4.Review insurance options
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve Drainage Infrastructure
Near-termUpgrade local drainage systems to handle increased rainfall and reduce flood risk.
Est. cost: Medium
Learn moreDevelop a Heat Action Plan
ImmediateCreate a community plan to protect vulnerable residents during heatwaves.
Est. cost: Low
Learn moreBushfire Preparedness
Near-termImplement bushfire mitigation strategies, such as clearing vegetation around properties.
Est. cost: Low
Learn moreCommunity Awareness Programs
Long-termEducate residents about climate change risks and adaptation measures.
Est. cost: Low
Learn moreAbout Stewarts River's Climate Risk Profile
Stewarts River, located in New South Wales, is projected to experience a range of climate change impacts over the coming decades. The primary concerns are increased flooding risk due to more intense rainfall events, and more frequent and severe heatwaves.
The risk of bushfires is also present, with drier conditions potentially leading to increased fire danger. While the suburb is not directly on the coast, changes in weather patterns can still affect the region.
These climate change impacts can affect property values, insurance costs, and the overall livability of the area. It is important for residents to take proactive measures to adapt to these changes.
Understanding these risks and taking appropriate adaptation measures will be crucial for ensuring the long-term resilience of Stewarts River.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
MidCoast Council
Frequently Asked Questions
What are the main climate change risks for Stewarts River?
The main risks are increased flooding, more frequent heatwaves, and a higher bushfire risk.
How will climate change affect property values in Stewarts River?
Properties in high-risk areas may experience price stagnation or decline due to increased insurance costs and potential damage from extreme weather events.
What can I do to prepare for increased heatwaves?
Ensure your home is well-insulated, have a cooling system, and stay hydrated during hot weather. Check on elderly neighbors and friends.
Where can I find information about bushfire risks in my area?
Check the NSW Rural Fire Service (RFS) website for detailed bushfire risk maps and safety guidelines.
What is the council doing to address climate change?
MidCoast Council is developing and implementing climate change strategies to reduce emissions and adapt to the impacts of climate change.
Get your property's risk report
This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Stewarts River, use our analysis tool.
Check Your flood Risk Now
Check Stewarts River's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections