Climate Risk in South Kempsey, NSW

South Kempsey, New South Wales· Kempsey· 2440
Updated May 2026

South Kempsey faces a medium climate risk, primarily due to flooding and heatwaves. The suburb's proximity to the Macleay River makes it vulnerable to flooding, and rising temperatures are expected to exacerbate heat-related risks. Residents should prepare for more frequent and intense extreme weather events.

Is South Kempsey Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Kempsey, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for South Kempsey

Flood

South Kempsey is at a high risk of flooding due to its proximity to the Macleay River and low-lying areas. Historical flood events have impacted the suburb, and climate change is expected to increase the frequency and intensity of flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

South Kempsey faces a moderate bushfire risk due to surrounding vegetation. While not directly adjacent to dense bushland, ember attack is a potential threat during severe fire weather.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

South Kempsey experiences high temperatures during summer, with potential for heatwaves. Climate change is projected to increase the frequency and intensity of extreme heat events, posing a risk to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

South Kempsey is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for South Kempsey

Detailed Hazard Analysis

heat Risk

South Kempsey experiences high temperatures during summer, with potential for heatwaves. Climate change is projected to increase the frequency and intensity of extreme heat events, posing a risk to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

South Kempsey is at a high risk of flooding due to its proximity to the Macleay River and low-lying areas. Historical flood events have impacted the suburb, and climate change is expected to increase the frequency and intensity of flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding
Data source

coastal Risk

South Kempsey is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

South Kempsey faces a moderate bushfire risk due to surrounding vegetation. While not directly adjacent to dense bushland, ember attack is a potential threat during severe fire weather.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Increased premiums and potential difficulty obtaining coverage due to flood risk.

Price Impact

Potential for decreased property values in flood-prone areas.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess property's elevation and drainage.
  • 3.Obtain flood insurance.
  • 4.Consider heat mitigation measures.
  • 5.Review bushfire risk assessment.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Upgrade Flood Defenses

Immediate

Invest in levees, drainage systems, and other flood mitigation infrastructure to protect properties from inundation.

Est. cost: High

Learn more

Implement Heatwave Early Warning System

Near-term

Develop and implement a heatwave early warning system to alert residents of impending extreme heat events and provide guidance on how to stay safe.

Est. cost: Medium

Learn more

Promote Bushfire Preparedness

Near-term

Educate residents on bushfire safety measures, including clearing vegetation around homes and preparing a bushfire survival plan.

Est. cost: Low

Learn more

Strengthen Building Codes

Long-term

Update building codes to require new construction to be more resilient to climate-related hazards, such as flooding and extreme heat.

Est. cost: Medium

Learn more

Community Education Programs

Immediate

Run workshops and distribute information on how residents can prepare for and respond to climate-related hazards.

Est. cost: Low

Learn more

About South Kempsey's Climate Risk Profile

South Kempsey is located in the Kempsey Shire, New South Wales, and is susceptible to various climate-related hazards. The most significant risk is flooding from the Macleay River, which has historically caused significant damage to the area. Climate change is projected to increase rainfall intensity, leading to more frequent and severe flooding events.

In addition to flooding, South Kempsey is also vulnerable to heatwaves. The suburb experiences high temperatures during summer, and climate change is expected to increase the frequency and intensity of extreme heat events. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Bushfire risk is moderate, with the potential for ember attack from surrounding vegetation. While not a primary concern, residents should be aware of bushfire safety measures and prepare for potential fire events.

Coastal risks are minimal due to the suburb's inland location. However, the broader region may experience indirect impacts from coastal hazards, such as disruptions to infrastructure and supply chains.

Addressing these climate risks requires a combination of adaptation and mitigation measures. This includes investing in flood mitigation infrastructure, implementing heatwave early warning systems, and promoting sustainable land management practices.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in South Kempsey?

The main climate risks in South Kempsey are flooding from the Macleay River and heatwaves. Bushfire risk is moderate, while coastal risks are low.

How is climate change expected to impact South Kempsey?

Climate change is projected to increase the frequency and intensity of flooding and heatwaves in South Kempsey. This could lead to more property damage, health impacts, and disruptions to daily life.

What can I do to prepare for flooding in South Kempsey?

You can prepare for flooding by checking flood maps, assessing your property's elevation and drainage, obtaining flood insurance, and developing a flood survival plan.

How can I stay safe during a heatwave in South Kempsey?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, avoid strenuous activity, and check on vulnerable neighbors.

Where can I find more information about climate change in South Kempsey?

You can find more information about climate change in South Kempsey from the Kempsey Shire Council, the NSW State Emergency Service, and the Bureau of Meteorology.

Is my property in South Kempsey at risk of flooding?

You can check the Kempsey Shire Council's flood maps to determine if your property is located in a flood-prone area. Historical flood data can also provide insights into past flood events.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in South Kempsey, use our analysis tool.

Check Your flood Risk Now

Check South Kempsey's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in South Kempsey, NSW | ClimateNest