Climate Risk Profile: Spring Terrace, NSW

Spring Terrace, New South Wales· 2800
Updated May 2026

Spring Terrace faces moderate climate risks, primarily from flooding and bushfires. Heatwaves are also a concern. Residents should prepare for more frequent extreme weather events.

Is Spring Terrace Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Spring Terrace, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Spring Terrace

Flood

Spring Terrace faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The area around Spring Terrace is susceptible to bushfires, particularly during dry periods and heatwaves. The presence of surrounding bushland increases the risk.

Key drivers:

  • ·Drier conditions
  • ·Increased temperatures

Heat

Spring Terrace experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Spring Terrace is not directly exposed to coastal risks due to its inland location.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Spring Terrace

Detailed Hazard Analysis

heat Risk

Spring Terrace experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Spring Terrace faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Spring Terrace is not directly exposed to coastal risks due to its inland location.

Data source

bushfire Risk

The area around Spring Terrace is susceptible to bushfires, particularly during dry periods and heatwaves. The presence of surrounding bushland increases the risk.

Primary Drivers

  • ·Drier conditions
  • ·Increased temperatures
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to elevated flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience slower price growth.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes and understand policy coverage.
  • 4.Develop a bushfire survival plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire Mitigation Measures

Immediate

Implement fuel reduction programs and improve building standards in bushfire-prone areas.

Est. cost: Medium

Learn more

Heatwave Preparedness Plan

Near-term

Develop a community heatwave preparedness plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate risks and promote adaptation measures.

Est. cost: Low

Learn more

About Spring Terrace's Climate Risk Profile

Spring Terrace, NSW, is exposed to a range of climate-related risks that are projected to intensify in the coming decades. The primary concerns are flooding, driven by increased rainfall intensity, and bushfires, exacerbated by drier conditions and higher temperatures.

Flooding is a significant threat due to the suburb's proximity to waterways. Intense rainfall events can overwhelm drainage systems and cause property damage. Climate change is expected to increase the frequency and severity of these events.

Bushfire risk is also elevated, particularly during the summer months. The surrounding bushland provides ample fuel for fires, and hotter, drier conditions make the area more susceptible to ignition and rapid spread. Residents should maintain their properties to reduce fuel loads and have a bushfire survival plan in place.

Heatwaves are becoming more frequent and intense, posing a health risk to vulnerable populations. It is important to stay hydrated, seek air-conditioned environments, and check on elderly neighbors during periods of extreme heat.

While Spring Terrace is not directly affected by coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, will be felt throughout the region. Proactive adaptation measures are essential to protect the community and ensure its long-term resilience.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Spring Terrace?

The main climate change risks for Spring Terrace are increased flooding, more frequent and intense bushfires, and more severe heatwaves.

How will climate change affect property values in Spring Terrace?

Properties in high-risk areas may experience slower price growth and increased insurance premiums.

What can I do to protect my property from flooding?

You can improve drainage around your property, elevate vulnerable equipment, and purchase flood insurance.

How can I prepare for a bushfire?

You can clear vegetation around your home, develop a bushfire survival plan, and monitor fire danger ratings.

Where can I find more information about climate change risks in Spring Terrace?

You can find more information on the NSW government and CSIRO websites.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Spring Terrace, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Spring Terrace, NSW | ClimateNest