Climate Risk in South Windsor, NSW

South Windsor, New South Wales· Hawkesbury· 2756
Updated Apr 2026

South Windsor faces significant climate risks, primarily from flooding and heatwaves. The suburb's proximity to the Hawkesbury River makes it vulnerable to increased flooding due to climate change. Residents should prepare for more frequent and intense extreme weather events.

Is South Windsor Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Windsor, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for South Windsor

Flood

South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

South Windsor faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to lengthen the bushfire season and increase fire intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation

Heat

South Windsor experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

South Windsor is not directly exposed to coastal hazards, but sea level rise may indirectly affect the region through increased riverine flooding.

Key drivers:

  • ·Sea level rise
  • ·Storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for South Windsor

Detailed Hazard Analysis

heat Risk

South Windsor experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding
Data source

coastal Risk

South Windsor is not directly exposed to coastal hazards, but sea level rise may indirectly affect the region through increased riverine flooding.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
Data source

bushfire Risk

South Windsor faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to lengthen the bushfire season and increase fire intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Stronger winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high flood risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance options and potential premium increases.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in levees, drainage improvements, and flood-proofing measures to protect properties from rising floodwaters.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement stricter building codes for fire resistance, maintain firebreaks, and conduct community education programs on bushfire safety.

Est. cost: Medium

Learn more

Develop Heat Action Plans

Immediate

Establish cooling centers, provide heatwave early warning systems, and promote public awareness campaigns on heat safety.

Est. cost: Low

Learn more

Strengthen Emergency Response

Near-term

Improve coordination between emergency services, develop evacuation plans, and ensure adequate resources are available to respond to extreme weather events.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Implement water restrictions, encourage rainwater harvesting, and invest in water-efficient infrastructure to manage water scarcity during droughts.

Est. cost: Medium

Learn more

About South Windsor's Climate Risk Profile

South Windsor, located in the Hawkesbury region of New South Wales, is increasingly vulnerable to the impacts of climate change. The most pressing concern is the escalating risk of flooding, driven by more intense rainfall events and potential sea level rise affecting the Hawkesbury River.

Bushfire risk is also a factor, with hotter and drier conditions lengthening the fire season and increasing the intensity of potential fires. The surrounding bushland contributes to this risk, requiring residents to be vigilant and prepared.

Heatwaves are becoming more frequent and severe, posing a threat to vulnerable populations, especially during the summer months. The urban environment can exacerbate the effects of heat, making it essential to implement strategies to mitigate heat stress.

While not directly on the coast, South Windsor may experience indirect impacts from sea level rise through increased riverine flooding. Adapting to these changes will require a coordinated effort from residents, local government, and emergency services.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for South Windsor?

The primary risks are increased flooding from the Hawkesbury River, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in South Windsor?

Properties in flood-prone areas may experience a decrease in value, while insurance premiums are likely to increase due to the higher risk of extreme weather events.

What is the council doing to address climate change in South Windsor?

Hawkesbury City Council is developing and implementing strategies to mitigate and adapt to climate change, including improving flood defenses and promoting sustainable practices.

How can I prepare my home for a flood in South Windsor?

You can flood-proof your home by raising electrical outlets, installing flood barriers, and ensuring proper drainage. Refer to the Hawkesbury City Council's flood preparedness resources for more information.

What should I do during a heatwave in South Windsor?

Stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

Where can I find information about bushfire risks in South Windsor?

The NSW Rural Fire Service provides information about bushfire-prone areas and bushfire safety. You can also contact the Hawkesbury City Council for local bushfire information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in South Windsor, use our analysis tool.

Check Your flood Risk Now

Check South Windsor's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections